Farmville Insurance Rates:

Farmville, VA home insurance is about $608 to $829, about $50-$69/month. Our thorough research indicates shoppers can save as much as $287 by comparing different quotes

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Farmville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $330/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Bath 1820 sqft Primary Residence Constructed In 1946 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Single Male who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $250/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 3350 sqft Seasonal Residence Constructed In 1993 with Carpet over wood flooring, Slate Shingles Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Swimming Pool, Copper Water Pipes, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $700/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $185,000

5 Beds, 5 Bath 2180 sqft Rental Property Constructed In 2009 with Hardwood Flooring, Composition Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $590/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Baths 1320 sqft Primary Residence Constructed In 1940 with Wood Flooring, Wood Shake Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Single Male who is Retired and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $280/7 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $115,000

2 Beds, 2 Bath 1210 sqft Vacation Property Constructed In 2011 with Carpet over wood flooring, Metal Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Indoor Sprinklers, Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

Home Insurance Rate of $1040/9 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $340,000

5 Beds, 5 Baths 2930 sqft Vacation Property Constructed In 1941 with Carpet Flooring, Membrane Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Single Male who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $740/12 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Bath 1600 sqft Vacation Property Constructed In 1994 with Wood Flooring, Wood Shake Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Swimming Pool, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Married Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $240/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 1050 sqft Rental Property Constructed In 2004 with Wood Flooring, Tile Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $50/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

5 Beds, 5 Baths 1750 sqft Rental Property Constructed In 2010 with Hardwood Flooring, Wood Shake Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $80/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Bath 1220 sqft Seasonal Residence Constructed In 2013 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Farmville, VA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
23901 $150,300 $720

Farmville Rates & Quotes Analysis:

Farmville Area Estimated House Insurance
Nunnally Dr, Hooper St, Serpell St, S Main St, Pisgah Church Rd, Orchard Rd, Co Rd 1124, W 3rd St, US Hwy 460 Bus, Shaw Ln$709
E 2nd St, Co Rd 676, Co Rd 696, Chambers Dr, Farmville Lke Rd, Green Bay Rd, Campbell Ln, Greenbay Rd, Monroe Church Rd, 6th Ave$712
Patrick Henry Hwy, Brock Cmns, N Main St, Brook St, Watson Rd, Co Rd 1010, US Hwy 15 Bus, Sunset Ln, Co Rd 741, High Rock Rd$704
Co Rd 756, 1st St, Lancer Cir, Co Rd 630, High Bridge Dr, Midtown Ave, 4th Ave, Co Rd 684, Persimmon Tree Fork Rd, Gates Pointe Dr$716
Price Dr, Pisagh Church Rd, Co Rd 601, Etherton Rd, Barrow St, Wooded Trce, Gully Tavern Rd, School St, Poplar Hill Dr, Genito Rd$710

Insurance rates are influenced by a number of factors including:

  • Year Built: 343 Homes (12% of total) built between 1939 or earlier in Farmville are paying home insurance between $1,536-$1,546 compared to Hampden-Sydney (+$68), Amelia Court House (+$63), Amelia County (+$23), Prince Edward County (-$11) and Burkeville (-$48).
  • Bedrooms: 1,020 3 bedrooms homes (38% of total homes ) in Farmville are paying about $453. Areas near to Farmville such as Hampden-Sydney, Amelia Court House, Amelia County are costlier by $20, $18, $7 respectively whereas Prince Edward County and Burkeville are more economical by $3, $7 respectively for similar homes.
  • Auto Insurance Bundling: 227 Households (22% of all households) in Farmville have 3 or more vehicles available and when it is bundled with home insurance you can save $179. Discounts for similar bundling in close by locations such as Prince Edward County, Hampden-Sydney, Burkeville come to $178, $187, $174 respectively.
  • Senior Discounts: 641 seniors (more than 55 years) occupied housing units (63% of total) in Farmville get discounts between $107 to $110 compared to Prince Edward County ($107), Hampden-Sydney ($112), Burkeville ($104).
  • New Homes discounts: New homes such as the 1,059 homes built between 2000 to 2009 in Farmville can save $143 and similar new home insurance discounts in nearby towns and cities like Prince Edward County, Hampden-Sydney and Burkeville are $142, $150 and $139 respectively.

Farmville Homeowners insurance Facts

  • Farmville, VA has 1,010 owner occupied houses which is 45.6% of all units whereas Prince Edward County, Hampden-Sydney and Burkeville have 68.89%, 71.68% and 78.92% respectively.
  • Farmville, VA homeowners yearly insurance price at $718 is 0.44% of the typical house value of $163,900 which is in contrast with 0.47% in Prince Edward County, 0.28% at Hampden-Sydney & 0.75% in Burkeville.
  • Homeowners in Farmville, VA pay 14.36% of their income (Less than $10,000) in insurance whereas homeowners in Prince Edward County, Burkeville and Pamplin City pay 14.28%, 13.92% and 13.96% respectively.
  • Farmville, VA’s insurance is 4.4% of monthly housing costs of $1,356/month, for owners with a mortgage compared to 4.97% in Prince Edward County, 4.86% at Hampden-Sydney & 5.29% in Burkeville. But, for households without a mortgage, insurance is 16.4% of costs ($364 in Farmville, VA) in contrast with 17.5% in Prince Edward County, 25.93% at Hampden-Sydney & 16.2% in Burkeville.

Farmville, VA Home Values & Insurance rates

For example, insurance for 90 Homes (9.0% of total homes ) valued between $100,000 to $124,999 in Farmville, VA is about $481. Rates in nearby areas in such as Keysville, Amelia Court House, Amelia County are cheaper by $8, $168, $87 respectively while Prince Edward County and Burkeville are costlier by $33 and $347 respectively for similar homes.

Farmville, VA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 84 8.0% $107
$50,000 to $59,999 35 3.0% $229
$70,000 to $79,999 51 5.0% $323
$80,000 to $89,999 17 1.0% $366
$90,000 to $99,999 15 1.0% $409
$100,000 to $124,999 90 9.0% $481
$125,000 to $149,999 109 11.0% $595
$150,000 to $174,999 187 18.0% $710
$200,000 to $249,999 140 14.0% $983
$250,000 to $299,999 166 16.0% $1206
$300,000 to $399,999 87 8.0% $1529

Renters Insurance in Farmville

  • Average Renters Insurance in Farmville :  $189($15/month)

  • Median Gross Rent in Farmville :  $767

  • Farmville Renters Insurance to Median Rent Ratio:  1.96%

  • Average household size of renter-occupied unit :  2.56

Farmville Renters Insurance as a Percentage of Rent

Farmville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 1.0% $347
$200 to $299 36 3.0% $797
$300 to $499 81 7.0% $1247
$500 to $749 389 35.0% $1922
$750 to $999 387 34.0% $2672
$1,000 to $1,499 170 15.0% $3797
$1,500 or more 31 2.0% $5447

Rent Affordability in Farmville:

Approximately 62.0% (748) of households are spending more than 35% of their income on gross rent in Farmville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 107 8.0%
15.0 to 19.9 percent 155 12.0%
20.0 to 24.9 percent 21 1.0%
25.0 to 29.9 percent 147 12.0%
30.0 to 34.9 percent 27 2.0%
35.0 percent or more 748 62.0%

Farmville Renters Insurance Discounts:

Farmville Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Farmville, VA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 518 42.0% $18.9
2 vehicles available 241 20.0% $28.35
3 or more vehicles available 148 12.0% $37.8

Protective device discount in Farmville Up to :  $28

Claims-free discount in Farmville Up to :  $37