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Fargo, ND Home Values & Insurance Rates

Fargo, ND Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,040 5.0% $140
$60,000 to $69,999 240 1.0% $367
$70,000 to $79,999 466 2.0% $420
$80,000 to $89,999 583 2.0% $481
$90,000 to $99,999 1,099 5.0% $533
$100,000 to $124,999 2,790 13.0% $621
$125,000 to $149,999 3,944 19.0% $778
$150,000 to $174,999 2,837 13.0% $918
$175,000 to $199,999 2,056 10.0% $1058
$200,000 to $249,999 2,844 13.0% $1277
$250,000 to $299,999 1,397 6.0% $1557
$300,000 to $399,999 1,073 5.0% $1986

Fargo Renters Insurance as a Percentage of Rent

Fargo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 536 2.0% $782
$300 to $499 4,314 16.0% $1232
$500 to $749 12,368 48.0% $1907
$750 to $999 4,972 19.0% $2657
$1,000 to $1,499 2,359 9.0% $3782
$1,500 or more 709 2.0% $5432

Example Fargo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceLiberty MutualAllstate
Monthly Premium 572254
Year Built 198320021999
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$50000-$75000$150000-$175000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Fargo, ND

Home Insurance Company Near Fargo, ND Homeowners Insurance Agency Near Fargo, ND Address Distance from Fargo, ND (miles)
Halvorson Company, Inc 3320 Westrac Drive South 3320 Westrac Drive South, Fargo, ND, 58103 0.3
Twin Valley Insurance Agency, Llc Po Box 247 Twin Valley, Twin Valley, MN, 56584 38.3
State Farm David Eggers 1401 8th St S, Moorhead, MN, 56560-3605 2.9
Allstate Modern Ins Service 1135 Washington Ave Ste 101, Detroit Lakes, MN, 56501 46.6
Liberty Mutual Independent Warner And Company 318 BROADWAY N, FARGO, ND, 58102 2.2


Estimated Home Insurance By Street Area Near Fargo, ND

Fargo Area Estimated House Insurance
Co Rd 81 S, 28 1/2 Ave S, Briarwood Pl, 52 1/2 St SE, Co Rd 8, Cinnamon Ridge Pl, Elm St N, 16th Ave NW, 11th Ave S, S River Dr$897
Bakers Ln N, 27th Ave N, 40th Ave W, Dakota Park Cir, Peterson Pkwy NE, 169th Ave SE, 52nd St S, Sunrise Dr, Great Northern Dr, 29th Ave S$887
70th St S, 5th Ave S, 21st St E, Northwood Dr, 1st Ave SE, 36th St SW, 6th Ave S, 12th St E, Eagle Run Dr, 36 Ave N$897
39 1/2 Ave W, 57 1/2 Ave N, Whitestone Cir, Fillmore St S, 4th Ave N, 31st Ave N, 44th St N, 31st Ave SW, Sagittarius Cir, 60th Ave S$894
47th St S, 34th Ave S, 12th Ave S, Dakota Dr, Burrell Ct N, 35 St S, 48th Ave N, 16 1/2 St S, 7th Ave E, Windwood St S$934
39 1/2 Ave S, 41st Ave W, 49th Ave E, Kelly St N, 24th Ave S, South Ter, Horseshoe Bend, Cherry Ln, Lincoln St S, Auburn Ave$897
Eagle Run Ln, 112th Ave S, 7th Ave S, 16th St N, 50th St SE, 37 1/2 Ave S, 52nd St SW, 47th Ave S, Railroad Ave N, Co Rd 22$887
10th St W, 33 1/2 Ave S, 52nd St SE, Queens Way, 47 Ave S, Co Rd 17, Meadowlark Ln, 41st Ave SW, 36th St S, 17th Ave N$904
52nd Ave N, 27th St SW, Birdie St NE, Dakota Dr N, 51 St S, Co Rd 24, Suntree Dr, 41st Ave S, W Lynmar N, Kensington Dr$888
26th Ave N, 53 Ave S, 48th St SW, 29th Ave N, 30th St S, Monroe St, Lind Ln, 46th Ave SW, W Ponderosa Dr, 32nd Ave E$895

Fargo, ND Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Fargo Homeowner Insurance Premium Example $2,400$1,800
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,900$16,700
Net Savings to Fargo Home Owner from High Deductible Plan $1,200

Fargo, ND Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fargo, ND Home Replacement Value MORE than Home Value Fargo, ND Home Replacement Value LESS than Home Value
Replacement Value $221,000 $133,000
Insurance Premium based on Replacement Value $1,100 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,500 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $225/year