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Fairfield, AL Home Values & Insurance Rates

Fairfield, AL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 306 12.0% $244
$50,000 to $59,999 206 8.0% $517
$60,000 to $69,999 225 9.0% $649
$70,000 to $79,999 197 8.0% $743
$80,000 to $89,999 184 7.0% $846
$90,000 to $99,999 300 12.0% $950
$100,000 to $124,999 360 14.0% $1100
$125,000 to $149,999 238 9.0% $1373
$150,000 to $174,999 177 7.0% $1618
$175,000 to $199,999 93 3.0% $1872
$200,000 to $249,999 92 3.0% $2248
$250,000 to $299,999 70 2.0% $2757

Fairfield Renters Insurance as a Percentage of Rent

Fairfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 63 3.0% $367
$200 to $299 153 9.0% $817
$300 to $499 318 19.0% $1267
$500 to $749 600 37.0% $1942
$750 to $999 263 16.0% $2692
$1,000 to $1,499 162 10.0% $3817
$1,500 or more 41 2.0% $5467

Example Fairfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 562945
Year Built 198519771995
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$100000-$125000$100000-$125000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Fairfield, AL

Home Insurance Company Near Fairfield, AL Homeowners Insurance Agency Near Fairfield, AL Address Distance from Fairfield, AL (miles)
Travelers J Smith Lanier & Co Of Birmingham 5300 CAHABA RIVER RD STE 150, BIRMINGHAM, AL, 35243 11.7
State Farm Jay Ellett 6662 Highway 75 Ste 111, Pinson, AL, 35126-3200 20.6
Liberty Mutual Lynn Swink 100 Corporate Parkway Suite 225, Birmingham, AL, 35242 14.2
State Farm Anthony Berryman 149 Buck Creek Plz Ste F, Alabaster, AL, 35007-7013 18.5
State Farm Connie Myers 2109 7th Ave N Ste 1, Pell City, AL, 35125-1327 37.5


Estimated Home Insurance By Street Area Near Fairfield, AL

Fairfield Area Estimated House Insurance
Tin Mill Rd, Clyde Ave, Price St, Sherwood Cir, Rutledge Dr, Linda Ln, Elam St, 59th St, Simmons St, Hickory Cir$934
Brown Pl, Highland Cir, 52nd Aly, Larkin St, Commerce Ave, 12th Ter, Creel St, Newport Rd, E J Oliver Blvd, Phillips Dr$924
Cambridge Way, Cambridge St, 44th St, Grant St, 7th Aly, Vandergrift Rd, 7th Ct, Rutledge Way, Hardy St, McPherson Ave$925
Oakland Dr, Muir Dr, Acadia Ter, 39th Pl, Breland Dr, Griffin Dr, 41st St, Ave A, Edwards St, Co Rd 80$922
62nd St, Overklook Pl, Brookwood Rd E, Woodfall Dr, Toledo St, Webb St, Railroad St, Franklin Ave, Glenridge Dr, Ensley Pleasant Grove Rd$921

Fairfield, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Fairfield Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Fairfield Home Owner from High Deductible Plan $600

Fairfield, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairfield, AL Home Replacement Value MORE than Home Value Fairfield, AL Home Replacement Value LESS than Home Value
Replacement Value $122,000 $84,000
Insurance Premium based on Replacement Value $675 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year