Fairfax Station Insurance Rates:

Fairfax Station, VA home insurance is nearly $728 to $995, about $60-$82/month. Our thorough research indicates shoppers can save upto $344 by getting different quotes

Compare Quotes from Top Providers and Save now!

Research about Fairfax Station Home Insurance Rates, Quotes, Reviews, Agents, Coverage & other ways to save money in Virginia. Compare quotes & save.

Fairfax Station Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $1650/9 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $500,000

4 Beds, 4 Baths 1940 sqft Vacation Property Constructed In 2006 with Linoleum, Composition Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Single Female who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1970/7 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $825,000

4 Beds, 4 Bath 2420 sqft Seasonal Residence Constructed In 1984 with Carpet Flooring, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $3860/12 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,240,000

5 Beds, 5 Bath 3730 sqft Seasonal Residence Constructed In 1984 with Wood Flooring, Asphalt Shingles Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Single Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $590/2 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $790,000

4 Beds, 4 Baths 2930 sqft Seasonal Residence Constructed In 2003 with Carpet Flooring, Asphalt Shingles Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Deadbolt Locks, Smoke Alarm, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Single Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $1200/7 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $560,000

4 Beds, 4 Baths 2000 sqft Rental Property Constructed In 1990 with Ceramic Tile Flooring, Membrane Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1640/8 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $890,000

4 Beds, 4 Bath 2650 sqft Seasonal Residence Constructed In 1995 with Ceramic Tile Flooring, Metal Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Deadbolt Locks, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $3610/9 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $1,105,000

5 Beds, 5 Baths 3540 sqft Primary Residence Constructed In 1991 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Swimming Pool, Central Air Conditioning, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $820/2 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,430,000

5 Beds, 5 Baths 4260 sqft Vacation Property Constructed In 1996 with Ceramic Tile Flooring, Composition Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Swimming Pool, Smoke Alarm, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1650/5 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $725,000

5 Beds, 5 Baths 2670 sqft Primary Residence Constructed In 1981 with Hardwood Flooring, Tile Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $2930/9 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,500,000

5 Beds, 5 Bath 4590 sqft Rental Property Constructed In 1985 with Stone Flooring, Metal Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Indoor Sprinklers, Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Married Female who is Retired with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Fairfax Station, VA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
22039 $759,200 $940

Fairfax Station Rates & Quotes Analysis:

Fairfax Station Area Estimated House Insurance
Shooters Hill Ln, Concordia St, Redlac Dr, Fairview Woods Dr, Talon Ct, Maple Branch Rd, Woodrise Ct, New Rd, Robert Carter Rd, Sangsters Ct$937
Kipp Ct, Queens Brigade Dr, Kennington Pl, Fairfax Hunt Rd, Simpson Patent Ct, Custis Acres Dr, Fireside Ct, Briar St, State Rte 610, Smoke Rise Ct$884
Captain Rhett Ln, Robeys Meadow Ln, John Ayres Dr, Lakepointe Dr, Havenner Rd, Dundas Oak Ct, Twelve Oaks Dr, Grovewood Way, Zion Dr, Snowy Owl Dr$848
Octagon Ct, Winslow Ct, Shady Slope Ct, Portsmouth Rd, Zion Dr, Grinnell St, Bantry Ter, Hunting Horse Dr, Holden St, Tramore Ct$856
Colchester Meadow Ln, Laketree Dr, Oakenshaw Ct, Almond St, Brookridge Pl, Shady Cove Dr, High Water Ct, Beachplum Dr, Fallsway Dr, Francy Adams Ct$934

Insurance rates are influenced by a number of factors including:

  • Year Built: 421 Homes (10% of total homes ) built between 1990 to 1999 in Fairfax Station are paying home insurance between $1,242-$1,255. Places close to Fairfax Station, VA such as Clifton, South Run, Mantua are more expensive by $35, $37, $10 respectively while Springfield and Burke Centre are cheaper by $39 and $103 respectively for similar homes.
  • Bedrooms: 930 3 bedrooms homes (23% of total homes ) in Fairfax Station are paying about $543 and varies from Clifton (+$15), South Run (+$16), Mantua (+$4), Springfield (-$17) and Burke Centre (-$45).
  • Auto Insurance Bundling: 1,521 Households (41% of all households) in Fairfax Station have 3 or more vehicles available and when it is bundled with home insurance you can save $215. Discounts for similar bundling in close by locations such as Springfield, Burke Centre, Kings Park West come to $208, $197, $203 respectively.
  • Senior Discounts: 1,895 seniors (more than 55 years) occupied housing units (52% of total) in Fairfax Station get discounts between $128 to $130 in contrast with Springfield ($125), Burke Centre ($118), Kings Park West ($121).
  • New Homes discounts: New homes such as the 638 homes built between 2000 to 2009 in Fairfax Station can save $172 and similar new home insurance discounts in nearby towns and cities like Springfield, Burke Centre and Kings Park West are $166, $158 and $162 respectively.

Fairfax Station Homeowners insurance Facts

  • Fairfax Station, VA has 3,636 owner occupied houses which is 92.8% of all units whereas Springfield, Burke Centre and Kings Park West have 85.3%, 75.22% and 88.55% respectively.
  • Fairfax Station, VA homeowners yearly insurance price at $861 is 0.14% of the typical house value of $619,700 which is in contrast with 0.16% in Springfield, 0.2% at Burke Centre & 0.18% in Kings Park West.
  • Homeowners in Fairfax Station, VA pay 17.22% of their income (Less than $10,000) in insurance whereas homeowners in Springfield, Burke Centre and Kings Park West pay 16.68%, 15.8% and 16.26% respectively.
  • Fairfax Station, VA’s insurance is 2.3% of monthly housing costs of $3,121/month, for owners with a mortgage compared to 2.56% in Springfield, 2.88% at Burke Centre & 2.8% in Kings Park West. But, for households without a mortgage, insurance is 9.1% of costs ($786 in Fairfax Station, VA) in contrast with 9.35% in Springfield, 10.37% at Burke Centre & 10.38% in Kings Park West.

Fairfax Station, VA Home Values & Insurance rates

For example, insurance for 71 Homes (11.0% of total homes ) valued between $250,000 to $299,999 in Fairfax Station, VA is about $378. Rates in nearby areas in such as South Run, Mantua, Wolf Trap are cheaper by $33, $5, $66 respectively while Springfield and Burke Centre are costlier by $47 and $175 respectively for similar homes.

Fairfax Station, VA Home By Value Total Homes % of Total Average Homeowners Insurance
$100,000 to $124,999 21 3.0% $146
$125,000 to $149,999 14 2.0% $189
$175,000 to $199,999 8 1.0% $258
$200,000 to $249,999 24 4.0% $309
$250,000 to $299,999 71 11.0% $378
$300,000 to $399,999 462 77.0% $482

Renters Insurance in Fairfax Station

  • Median Gross Rent in Fairfax Station :  $2,001

  • Renter occupied housing units in Fairfax Station :  281

Fairfax Station Renters Insurance as a Percentage of Rent

Fairfax Station Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 17 6.0% $2601
$1,000 to $1,499 35 13.0% $3726
$1,500 or more 212 80.0% $5376