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Fairbanks, AK Home Values & Insurance Rates

Fairbanks, AK Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 186 4.0% $106
$60,000 to $69,999 59 1.0% $292
$80,000 to $89,999 157 3.0% $381
$90,000 to $99,999 51 1.0% $425
$100,000 to $124,999 335 7.0% $496
$125,000 to $149,999 462 10.0% $620
$150,000 to $174,999 436 9.0% $736
$175,000 to $199,999 753 16.0% $851
$200,000 to $249,999 926 20.0% $1020
$250,000 to $299,999 654 14.0% $1250
$300,000 to $399,999 492 10.0% $1587

Fairbanks Renters Insurance as a Percentage of Rent

Fairbanks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 367 5.0% $1248
$500 to $749 767 11.0% $1923
$750 to $999 1,345 19.0% $2673
$1,000 to $1,499 2,344 33.0% $3798
$1,500 or more 2,080 29.0% $5448

Example Fairbanks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 5590123
Year Built 196319841997
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$300000-$350000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Top Home Insurance Agents Near Fairbanks, AK

Home Insurance Company Near Fairbanks, AK Homeowners Insurance Agency Near Fairbanks, AK Address Distance from Fairbanks, AK (miles)
Dunlap Agency 1305 21St Ave., Ste 203 Fairbanks, Fort Wainright, AK, 99701 2.5
Allstate Dave Mongold 230 Old Steese Hwy, Fairbanks, AK, 99701 1.8
State Farm Dick Randolph 610 12th Avenue, Fairbanks, AK, 99701-4643 2.0
Allstate Loa Carroll-Hubbard 617 Gaffney Rd, Fairbanks, AK, 99701 2.0
State Farm Shannon Fortune 324 Old Steese Hwy, Fairbanks, AK, 99701-3126 1.7


Estimated Home Insurance By Street Area Near Fairbanks, AK

Fairbanks Area Estimated House Insurance
Betty St, Trianon Dr, Dalton Trl, Dale Rd, Bridget Ave, 24th Ave, Fideler Rd, Jeanne Dr, Carol Ln, View Ave$906
Spring Glade Rd, Blair Rd, Gregory St, Raymond Ave, 23rd Ave, Kutter Rd, Madcap Ln, Mary Ann St, Sportsman Way, Line Dr$916
Hanson Rd, Pasque St, Melba St, Erceg St, Eastview Dr, Royal Rd, Valley Hi Dr, Kantishna Way, Orca Ct, Alaska Way$891
Trainor Gate Rd, Snowy Owl Ln, W Trainor Gate Rd, Graham Ln, Cabruan Hills Loop, 8th Ave, College Rd, Manchester Loop, Dennis Rd, Dunbar Ave$888
Deborah Ave, Yokum St, Pine St, Chief Evan Dr, Cabruan Hills, Senate Dr, Herreid Rd, Haven Ln, Bouton Ct, Shile Dr$904

Fairbanks, AK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Fairbanks Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Fairbanks Home Owner from High Deductible Plan $600

Fairbanks, AK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fairbanks, AK Home Replacement Value MORE than Home Value Fairbanks, AK Home Replacement Value LESS than Home Value
Replacement Value $221,000 $158,000
Insurance Premium based on Replacement Value $1,225 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $100/year