Everett Insurance Rates:

Everett, WA home insurance is roughly $514 to $696, about $42-$58/month. Our all inclusive analysis reveals consumers can save as much as $242 by comparing many quotes

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Everett, Washington Homeowners share the good, bad & ugly reviews of thier insurance providers so that you can compare quotes from the best

Everett Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $350/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $315,000

5 Beds, 5 Baths 2390 sqft Rental Property Constructed In 1983 with Stone Flooring, Slate Shingles Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Central Air Conditioning, Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Married Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $460/4 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $525,000

5 Beds, 5 Baths 4440 sqft Seasonal Residence Constructed In 1971 with Wood Flooring, Tile Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Divorced Male who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $300/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $325,000

3 Beds, 3 Baths 2220 sqft Primary Residence Constructed In 1999 with Hardwood Flooring, Metal Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Single Male who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $660/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $360,000

5 Beds, 5 Baths 2500 sqft Rental Property Constructed In 1975 with Ceramic Tile Flooring, Slate Shingles Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Female who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $970/3 months for $75,000-$100,000 Coverage
Policy Holder Home Details :

Home Value : $75,000

1 Bed, 1 Bath 480 sqft Rental Property Constructed In 1970 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Divorced Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Everett, WA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
98208 $296,000 $610
98203 $269,300 $610
98205 $263,300 $610
98201 $253,200 $610
98204 $208,800 $590

Everett Rates & Quotes Analysis:

Everett Area Estimated House Insurance
Summit Ave, 56th Pl SW, Beverly Blvd, 128th Pl SE, 52nd St, Grandview Dr, Cleveland Ave, 14th Dr W, 69th Pl SE, Commando Rd$608
Edwards Ave, Warren Ave, Meadow Rd, S 1st Ave, 49th St SW, E Casino Rd, 110th Pl SE, Friday Ave, 46th St SE, 51st St SW$597
Merrill Creek Pkwy, 155th St SW, 37th St, 113 St SE, 101st Pl SE, Cove Ct, 95th St SE, Pacific Ave, 124th Pl SW, Alki Dr$650
45th St SW, 3rd Pl SE, E Intercity Ave, 91st Pl SE, 56th St SW, 115th St SE, Nels Peters Rd, Park Dr, 59th St SW, 126th St SW$595
43rd St SE, Crescent Ave, 74th St SW, 109th St SW, Wood Pl, Linden St, 39th St, Sunset Ln, 102nd Pl SW, Highland Rd$608
Washington Pl SW, 61st Pl SE, 1st Dr W, 126th Pl SW, Timber Hill Dr, Washington Pl, 77th Pl SW, Admirality Dr, 127th St SE, 142nd Pl SW$646
Jefferson Way, Mukilteo Ln, 123rd St SW, 115th Pl SE, Hillside Ln, 49th Pl SW, Hawthorne St, 107th Pl SE, el Charlee St, Rainier Dr$655
86th St SE, Willow Rd, Marino Ave, 136th Pl SW, 42nd St SW, 55th Dr SE, 3rd Dr W, 16th Ave SE, Glenwood Ave, Alden Pl$605
Magnolia Ave, 117th St SW, Meadow Pl SE, Goat Trail Loop Rd, E Ibberson Dr, 145th St SE, Sharon Crst, Larch St, 5th Dr SE, Railway Ave$584
15th Pl W, Washington Ct, Meadow Rd, Bedal Ln, 92nd Pl SE, Panaview Blvd, Monroe Ave, 130th St SW, 17th Pl, Crown Dr$609

Insurance rates are influenced by a number of factors including:

  • Year Built: 9,885 Homes (13% of total homes ) built between 1970 to 1979 in Everett are paying home insurance between $981-$990. Places close to Everett, WA such as Mukilteo, Eastmont, Fobes Hill are more expensive by $74, $20, $40 respectively while Hat Island and Marysville are cheaper by $105 and $11 respectively for similar homes.
  • Bedrooms: 11,146 1 bedroom homes (15% of total homes ) in Everett are paying about $267 in contrast with Mukilteo (+$20), Fobes Hill (+$4), Clinton (+$14), Cavalero (-$4) and Mountlake Terrace (-$6).
  • Auto Insurance Bundling: 13,726 Households (39% of all households) in Everett have 2 vehicles available and when it is bundled with home insurance you can save $121. Discounts for similar bundling in close by locations such as Mukilteo, Eastmont, Lake Stickney come to $130, $123, $122 respectively.
  • Senior Discounts: 14,068 seniors (more than 55 years) occupied housing units (40% of total) in Everett get discounts between $90 to $92 compared to Mukilteo ($97), Eastmont ($92), Lake Stickney ($91).
  • New Homes discounts: New homes such as the 29,888 homes built between 2000 to 2009 in Everett can save $121 and varies from Mukilteo ($130), Eastmont ($123), Lake Stickney ($122).

Everett Homeowners insurance Facts

  • Everett, WA has 34,666 owner occupied houses which is 51.6% of all units whereas Mukilteo, Eastmont and Lake Stickney have 68.33%, 85.56% and 59.94% respectively.
  • Everett, WA homeowners yearly insurance price at $605 is 0.22% of the typical house value of $274,500 which is in contrast with 0.14% in Mukilteo, 0.19% at Eastmont & 0.2% in Lake Stickney.
  • Homeowners in Everett, WA pay 0.9% of their income ($60,000 to $74,999) in insurance whereas homeowners in Mukilteo, Eastmont and Lake Stickney pay 0.96%, 0.92% and 0.91% respectively.
  • Everett, WA’s insurance is 2.6% of monthly housing costs of $1,911/month, for owners with a mortgage compared to 2.14% in Mukilteo, 2.34% at Eastmont & 2.16% in Lake Stickney. But, for households without a mortgage, insurance is 8.9% of costs ($565 in Everett, WA) in contrast with 7.89% in Mukilteo, 8.68% at Eastmont & 18.06% in Lake Stickney.

Everett, WA Home Values & Insurance rates

For example, insurance for 602 Homes (2.0% of total homes ) valued between $100,000 to $124,999 in Everett, WA is about $242. Rates in nearby areas in such as Mukilteo, Fobes Hill, Snohomish are cheaper by $93, $66, $28 respectively while North Lynnwood and Lake Stevens are costlier by $10 and $4 respectively for similar homes.

Everett, WA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,109 7.0% $54
$100,000 to $124,999 602 2.0% $242
$125,000 to $149,999 1,137 3.0% $302
$150,000 to $174,999 1,913 6.0% $356
$175,000 to $199,999 2,153 7.0% $411
$200,000 to $249,999 5,716 19.0% $496
$250,000 to $299,999 5,870 20.0% $605
$300,000 to $399,999 8,601 29.0% $768

Renters Insurance in Everett

  • Average Renters Insurance in Everett :  $152($12/month)

  • Median Gross Rent in Everett :  $980

  • Everett Renters Insurance to Median Rent Ratio:  1.22%

  • Average household size of renter-occupied unit :  2.36

Everett Renters Insurance as a Percentage of Rent

Everett Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 612 1.0% $338
$200 to $299 770 2.0% $788
$300 to $499 993 3.0% $1238
$500 to $749 3,710 11.0% $1913
$750 to $999 10,715 33.0% $2663
$1,000 to $1,499 10,801 33.0% $3788
$1,500 or more 4,354 13.0% $5438

Protective device discount in Everett Up to :  $22

Claims-free discount in Everett Up to :  $30