Eustis Insurance Rates:

Eustis, FL home insurance is about $986 to $1,343, about $82-$111/month. Our extensive guide indicates shoppers can save as much as $465 by getting different quotes

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Eustis Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $1490/3 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $350,000

5 Beds, 5 Baths 3200 sqft Rental Property Constructed In 1994 with Wood Flooring, Wood Shake Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $950/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1600 sqft Vacation Property Constructed In 1987 with Carpet Flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fire Extinguisher, Fireplace, Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Divorced Male who is Retired with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $3220/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $275,000

4 Beds, 4 Baths 3190 sqft Primary Residence Constructed In 1989 with Stone Flooring, Tile Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $230/1 month for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Baths 1260 sqft Seasonal Residence Constructed In 1985 with Wood Flooring, Wood Shake Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Swimming Pool, Copper Water Pipes, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $1480/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $290,000

5 Beds, 5 Baths 3050 sqft Vacation Property Constructed In 1995 with Carpet over wood flooring, Tile Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Single Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $910/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Baths 1770 sqft Vacation Property Constructed In 2006 with Carpet over wood flooring, Tile Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Deadbolt Locks, Swimming Pool, Copper Water Pipes, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Married Female who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $1840/12 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 2150 sqft Rental Property Constructed In 1990 with Carpet over wood flooring, Slate Shingles Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $510/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 3040 sqft Vacation Property Constructed In 2012 with Wood Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Smoke Alarm, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Eustis, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32736 $217,100 $1,210
32726 $127,100 $1,160

Eustis Rates & Quotes Analysis:

Eustis Area Estimated House Insurance
N Lakeview Dr, Hill St, S Prescott St, Dolphin Ln, Berkshire Dr, W Ward Ave, Pine Meadows Golf Course Rd, Morris St, Glover St, McIntyre Ln$1,158
S Bay St, Danvers St, Titcomb St, Hillcrest Ct, Bass, Lake Nettie Dr, Eudora Rd, Firewood Ave, N Pineapple Ln, Mount Vernon Ct$1,149
S Dewey St, E Badger Ave, Sun Bluff Ct, Haselton St, E Lemon Ave, Yale Retreat Rd, Berkshire Dr, Moose Ln, Colfax St, Interlaken Ln$1,157
Andrew St, Winchester Cir, Woodmere Dr, Sailaway Ct, E Laurel Oak Dr, Nightwind Ct, N Mary St, Winding Way, Laurel Crest Ct, Summerglen Ln$1,130
Topping Pl, Holiday Dr, W Norton Ave, Topaz Ln, Brendenshire Ct, Fairway Ave, Dawe St, Bryan St, E Mills Ave, Vassar Dr$1,144

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,645 Homes (12% of total) built between 1970 to 1979 in Eustis are paying home insurance between $1,888-$1,906 and differs from Tangerine (+$104), Silver Lake (+$65), Sorrento (+$11), Lisbon (-$52) and Leesburg East (-$49).
  • Bedrooms: 5,680 3 bedrooms homes (44% of total homes ) in Eustis are paying about $862. Areas near to Eustis such as Tangerine, Altoona, Silver Lake are costlier by $47, $18, $29 respectively whereas Lisbon and Leesburg East are more economical by $24, $22 respectively for similar homes.
  • Auto Insurance Bundling: 3,988 Households (49% of all households) in Eustis have 2 vehicles available and when it is bundled with home insurance you can save $232 and differs from Lisbon ($226), Lake County ($232), Tangerine ($245).
  • Senior Discounts: 4,827 seniors (more than 55 years) occupied housing units (59% of total) in Eustis get discounts between $174 to $177. The comparative concessions in proximate regions such as Lisbon, Lake County and Tangerine are $169, $174 and $184 respectively.
  • New Homes discounts: New homes such as the 7,176 homes built between 2000 to 2009 in Eustis can save $232 and similar new home insurance discounts in nearby towns and cities like Lisbon, Lake County and Tangerine are $226, $232 and $245 respectively.

Eustis Homeowners insurance Facts

  • Eustis, FL has 8,056 owner occupied houses which is 74.0% of all units whereas Lisbon, Lake County and Tangerine have 52.38%, 76.55% and 86.99% respectively.
  • Eustis, FL homeowners yearly insurance price at $1,164 is 0.75% of the typical house value of $155,500 which is in contrast with 1.12% in Lisbon, 0.75% at Lake County & 0.47% in Tangerine.
  • Homeowners in Eustis, FL pay 2.74% of their income ($40,000 to $44,999) in insurance whereas homeowners in Lake County, Tangerine and Altoona pay 2.74%, 2.89% and 2.8% respectively.
  • Eustis, FL’s insurance is 6.6% of monthly housing costs of $1,480/month, for owners with a mortgage compared to 6.75% in Lake County, 6.08% at Tangerine & 6.73% in Silver Lake. But, for households without a mortgage, insurance is 21.0% of costs ($463 in Eustis, FL) in contrast with 22.1% in Lake County, 17.4% at Tangerine & 18.08% in Silver Lake.

Eustis, FL Home Values & Insurance rates

For example, insurance for 899 Homes (12.0% of total homes ) valued between $100,000 to $124,999 in Eustis, FL is about $814. Rates in nearby areas in such as Tangerine, Silver Lake, Sorrento are cheaper by $311, $225, $53 respectively while Lisbon and Leesburg East are costlier by $419 and $376 respectively for similar homes.

Eustis, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,028 13.0% $186
$50,000 to $59,999 302 4.0% $384
$60,000 to $69,999 186 2.0% $477
$70,000 to $79,999 251 3.0% $558
$80,000 to $89,999 298 3.0% $628
$90,000 to $99,999 252 3.0% $710
$100,000 to $124,999 899 12.0% $814
$125,000 to $149,999 627 8.0% $1024
$150,000 to $174,999 845 11.0% $1210
$175,000 to $199,999 806 10.0% $1396
$200,000 to $249,999 864 11.0% $1687
$250,000 to $299,999 356 4.0% $2060
$300,000 to $399,999 772 10.0% $2619

Renters Insurance in Eustis

  • Average Renters Insurance in Eustis :  $156($13/month)

  • Median Gross Rent in Eustis :  $950

  • Eustis Renters Insurance to Median Rent Ratio:  1.37%

  • Average household size of renter-occupied unit :  2.33

Eustis Renters Insurance as a Percentage of Rent

Eustis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 127 4.0% $339
$200 to $299 144 5.0% $789
$300 to $499 160 6.0% $1239
$500 to $749 348 13.0% $1914
$750 to $999 689 26.0% $2664
$1,000 to $1,499 898 33.0% $3789
$1,500 or more 277 10.0% $5439

Protective device discount in Eustis Up to :  $23

Claims-free discount in Eustis Up to :  $31

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