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Eugene, OR Home Values & Insurance Rates

Eugene, OR Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,766 6.0% $44
$100,000 to $124,999 1,137 4.0% $197
$125,000 to $149,999 1,162 4.0% $251
$150,000 to $174,999 2,565 9.0% $296
$175,000 to $199,999 3,034 10.0% $341
$200,000 to $249,999 6,618 23.0% $413
$250,000 to $299,999 5,099 18.0% $502
$300,000 to $399,999 5,642 20.0% $642

Eugene Renters Insurance as a Percentage of Rent

Eugene Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 468 1.0% $334
$200 to $299 765 2.0% $784
$300 to $499 2,664 8.0% $1234
$500 to $749 9,154 28.0% $1909
$750 to $999 9,054 28.0% $2659
$1,000 to $1,499 7,590 23.0% $3784
$1,500 or more 2,609 8.0% $5434

Example Eugene Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersGEICO Insurance
Monthly Premium 594738
Year Built 198020141962
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$150000-$175000$300000-$350000
Deductible $500- $1000 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Eugene, OR

Home Insurance Company Near Eugene, OR Homeowners Insurance Agency Near Eugene, OR Address Distance from Eugene, OR (miles)
Central Williamette Financial Services 645 Waverly Dr. Se, Albany, OR, 97322 40.1
Farmers Delaney De La Barra 1400 Executive Pkwy Ste 250, Eugene, OR, 97401 1.0
Allstate Dennis J. Michalek 2295 Coburg Rd Ste 310, Eugene, OR, 97401 3.2
State Farm Ken Evenhus 390 S Main Street, Lebanon, OR, 97355-3307 35.1
State Farm Kirk Martin 115 W 6th Ave, Eugene, OR, 97401-2606 1.1


Estimated Home Insurance By Street Area Near Eugene, OR

Eugene Area Estimated House Insurance
Orchard Aly, Braewood Ln, Mint Ave, Potter Aly, Winery Ln, Pruett Rd, Butte Ln, Pacific Hwy W, Pattison St, Paradise Ct$433
Larson Rd, Linwood St, Echo Hollow Rd, Dalton Dr, Prall Ln, E 40th Ave, Hillview 1, Piper Ln, Golden Gardens St, Chase St$449
Millrace Dr, Merlin Way, Lewis Ave, Hunsaker Ln, Exeter Ave, Meadow Butte Loop, E 39th Pl, Archie St, Cloverdale Rd, Summit Ave$432
Escalante St, Broadview St, Crescent Ave, Dewey St, Covey, Lariat Mesa, Peregrine St, Commercial St, Sierra St, Barger Dr$435
E 31st Ave, Throne Dr, E 35th Ave, N Garden Way, Spyglass Ct, Dulles Ave, Moon Mountain Dr, Brockton Pl, Glenwood Blvd, E 23rd Aly$452
Ridgetop Rd, N Shasta Loop, Princeton Dr, Hyacinth St, McKinley St, Strome Ct, Hathaway Ave, Odell Lake Dr, Skylark Ln, Onyx Pl$456
Ricketts Rd, E 50th Ave, Hughes St, Altura St, Woodsia Ln, Avalon St, Ravenwood Dr, Dayna Ln, Panorama Dr, Lamplite Ln$438
Schnorenberg Ln, Woodson St, Clairmont Dr, Cedar Ct, W 34th Pl, Josh St, Hollyview Ave, Newcastle St, Rocky Ln, S Garden Way$453
Flagstaff St, Myoak Dr, W Park St, N 8th St, Jackies Ln, Grand St, Villard Aly, Kevington Ave, Coach Way, Duke Ct$447
Cheryl St, Madera St, Kingfisher Way, Watson Dr, N Seneca Rd, Donald Aly, Maxwell Rd, Unthank St, Johnson Ln, Allane Ln$431

Eugene, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Eugene Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Eugene Home Owner from High Deductible Plan $600

Eugene, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Eugene, OR Home Replacement Value MORE than Home Value Eugene, OR Home Replacement Value LESS than Home Value
Replacement Value $303,500 $224,500
Insurance Premium based on Replacement Value $950 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year