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Elk Grove, CA Home Values & Insurance Rates

Elk Grove, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 618 2.0% $54
$100,000 to $124,999 544 1.0% $238
$125,000 to $149,999 737 2.0% $299
$150,000 to $174,999 1,845 6.0% $360
$175,000 to $199,999 2,413 8.0% $415
$200,000 to $249,999 6,923 24.0% $494
$250,000 to $299,999 7,676 27.0% $611
$300,000 to $399,999 7,309 25.0% $775

Elk Grove Renters Insurance as a Percentage of Rent

Elk Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 517 4.0% $1919
$750 to $999 1,658 13.0% $2669
$1,000 to $1,499 4,041 34.0% $3794
$1,500 or more 5,390 45.0% $5444

Example Elk Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceNationwide Insurance
Monthly Premium 554670
Year Built 200419942011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Elk Grove, CA

Home Insurance Company Near Elk Grove, CA Homeowners Insurance Agency Near Elk Grove, CA Address Distance from Elk Grove, CA (miles)
Liberty Mutual Independent Gateway Professional Ins Svc 1990 ALAMO DR SUITE 1, VACAVILLE, CA, 95687 32.2
Allstate Gregory Edwards 2001 Jefferson St Ste B, Napa, CA, 94559 49.8
Allstate Jeff Macdonald 2197 Main St, Oakley, CA, 94561 34.1
Nationwide Maffei Ins & Fin Services 2540 Pacific Ave STE 1, Stockton, CA, 95204-4400 30.8
Allstate Troy Greenway 4240 Rocklin Rd Ste 4, Rocklin, CA, 95677 27.2

Estimated Home Insurance By Street Area Near Elk Grove, CA

Elk Grove Area Estimated House Insurance
Brinzino Ct, Serta Ct, Rawley Way, Valenda Ct, Siefker Ct, Gopherglen Ct, Avocet Ct, Bari Ct, Gold Poppy Way, Marsh Hawk Ct$620
Jordan Ln, Cypress Creek Way, Chimes Harbor Dr, Engleside Ct, Richert Ln, Donegal Bay Dr, Grimsby Ct, Delta Sand Ct, Bangor Ct, Sunny Glade Ct$598
Brairglen Ct, Dutch Iris Ct, Durango Way, Dino Dr, Geranium Way, Malheur Way, Tuzza Ct, Sky Dome Ct, Spring Flower Dr, Castleshore Ct$599
Mountain Vista Cir, Catfish Ct, Kestrel Ct, Apple Mill Dr, Morum Ct, Laguna Creek Dr, Newby Way, Saintsbury Ct, River Thread Ct, Mariolyn Ct$607
Clemenza Way, Gladiola Way, Cariann Ct, Di Lusso Dr, Foremast Ct, Louis St, Shady Vista Ct, Owlet Ct, New Age Ct, Sun Sprite Ct$605
Opp Ct, Rossport Way, Trenholm Dr, Big Timber Dr, White Pine Way, Core Rd, Grey Star Ct, Jordan Ranch Rd, Emily St, Rocky Creek Ct$606
Meadowfoam Ct, Village Brook Way, Cantabria Ct, Kenton Way, Millner Way, Machado Ranch Dr, Corton Way, Magnolia Hill Way, Jef Jen Way, Laguna Shore Way$612
Newry Ct, Casandra Ct, Shoofly Ct, Sebring Ct, Bella Vista Pl, Koto Dr, Kind Ct, June Bug Ct, Baisley Ct, Crosstrees Way$607
Channel Islands St, Valley Oak Ln, Collie Way, Pirate Point Ct, Whitelock Pkwy, Nectar Cir, Laguna Star Dr, Quail Knoll Ct, Argus Ct, Pearl Crest Ct$603
Hatherton Way, Patti Way, Harbourglen Way, Seattle Slew Ln, Yarnell Way, la Haya Dr, Mizzenmast Ct, Wynndel Way, Healon Way, Castlebridge Ct$616

Elk Grove, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Elk Grove Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Elk Grove Home Owner from High Deductible Plan $600

Elk Grove, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Elk Grove, CA Home Replacement Value MORE than Home Value Elk Grove, CA Home Replacement Value LESS than Home Value
Replacement Value $426,000 $267,000
Insurance Premium based on Replacement Value $1,100 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,000 Risk Exposure from Under Insuring Coverage is $88,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year