Dunlap Insurance Rates:

Dunlap, IN home insurance is approximately $697 to $954, about $58-$79/month. Our all inclusive guide reveals consumers can save upto $330 by comparing different quotes

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Dunlap Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $90/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $265,000

5 Beds, 5 Baths 3470 sqft Rental Property Constructed In 2009 with Carpet over wood flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Smoke Alarm, Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $400/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $170,000

4 Beds, 4 Bath 2370 sqft Rental Property Constructed In 1981 with Wood Flooring, Membrane Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Married Male who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $530/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $195,000

4 Beds, 4 Baths 2600 sqft Vacation Property Constructed In 1978 with Wood Flooring, Tile Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1080/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Baths 3390 sqft Seasonal Residence Constructed In 2010 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $270/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Baths 1850 sqft Rental Property Constructed In 1987 with Carpet Flooring, Tile Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $340/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $295,000

4 Beds, 4 Baths 2950 sqft Primary Residence Constructed In 1999 with Wood Flooring, Membrane Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Fire Extinguisher, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

35 Years old Divorced Female who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $530/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Baths 3000 sqft Primary Residence Constructed In 1984 with Hardwood Flooring, Wood Shake Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Married Male who is a Freelancer with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $610/9 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

4 Beds, 4 Bath 3120 sqft Seasonal Residence Constructed In 1998 with Stone Flooring, Shingles Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Dunlap Rates & Quotes Analysis:

Dunlap Area Estimated House Insurance
Orchard Ln, Summerwood Ln, Russett Ave, Shepherd Hill, River Blvd, E Blaine Ave, Bismark Ave, Circle R Ln, Autumnview Ln, Sanders Ave$826
Arlene Ave, Fawn River Ct, Graybill Ave, Peoria St, Mary St, Lawton Ave, E Mishawaka Rd, Sommerset Place Blvd, Copper Ridge Dr, Concordia Ct$834
Sigler Ave, Sherwood Dr, Springriver Dr, Fairwood Dr, Cole St, Kime Ave, Bayberry Ct, Martin Ave, Dover Ct, Marydale Dr$827
Peppermint Dr, Homer Ave, Portsmouth Dr, River Lane Blvd, Hammond Ave, Ashton Way, E Dinehart Ave, Kulp Ave, Ellis St, Decamp Ave$792
Canyon River Dr, Cole St, Thornberry Ct, Co Rd 117, Glenford Dr, Minuteman Dr, Ranch Rd, Desmond Ave, E Hively Ave, Dahlia Ct$830

Insurance rates are influenced by a number of factors including:

  • Year Built: 465 Homes (19% of total) built between 1960 to 1969 in Dunlap are paying home insurance between $1,446-$1,459 and differs from Jefferson (+$39), Simonton Lake (+$14), Middlebury (+$33), Concord (-$29) and Elkhart (-$53).
  • Bedrooms: 182 2 bedrooms homes (7% of total homes ) in Dunlap are paying about $760 in contrast with Jefferson (+$21), Wakarusa (+$5), Simonton Lake (+$8), Concord (-$7) and Elkhart County (-$4).
  • Auto Insurance Bundling: 545 Households (26% of all households) in Dunlap have 3 or more vehicles available and when it is bundled with home insurance you can save $206 and varies from Concord ($202), Elkhart County ($205), Elkhart ($199).
  • Senior Discounts: 880 seniors (more than 55 years) occupied housing units (43% of total) in Dunlap get discounts between $123 to $126. The comparative concessions in proximate regions such as Concord, Elkhart County and Elkhart are $121, $123 and $119 respectively.
  • New Homes discounts: New homes such as the 753 homes built between 2000 to 2009 in Dunlap can save $165 and differs from Concord ($161), Elkhart County ($164), Elkhart ($159).

Dunlap Homeowners insurance Facts

  • Dunlap, IN has 2,019 owner occupied houses which is 90.9% of all units whereas Concord, Elkhart County and Elkhart have 60.49%, 72.12% and 53.08% respectively.
  • Dunlap, IN homeowners yearly insurance price at $826 is 0.62% of the typical house value of $133,100 which is in contrast with 0.76% in Concord, 0.65% at Elkhart County & 0.9% in Elkhart.
  • Homeowners in Dunlap, IN pay 1.22% of their income ($60,000 to $74,999) in insurance whereas homeowners in Concord, Elkhart County and Elkhart pay 1.2%, 1.22% and 1.18% respectively.
  • Dunlap, IN’s insurance is 6.2% of monthly housing costs of $1,106/month, for owners with a mortgage compared to 6.76% in Concord, 6.14% at Elkhart County & 7.04% in Elkhart. But, for households without a mortgage, insurance is 21.2% of costs ($325 in Dunlap, IN) in contrast with 20.37% in Concord, 17.96% at Elkhart County & 17.83% in Elkhart.

Dunlap, IN Home Values & Insurance rates

For example, insurance for 48 Homes (2.0% of total homes ) valued between $60,000 to $69,999 in Dunlap, IN is about $396. Rates in nearby areas in such as Simonton Lake, Middlebury, York are cheaper by $30, $58, $7 respectively while Concord and Elkhart County are costlier by $89 and $22 respectively for similar homes.

Dunlap, IN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 63 3.0% $148
$50,000 to $59,999 30 1.0% $322
$60,000 to $69,999 48 2.0% $396
$70,000 to $79,999 72 3.0% $462
$80,000 to $89,999 85 4.0% $520
$90,000 to $99,999 75 3.0% $586
$100,000 to $124,999 503 25.0% $677
$125,000 to $149,999 414 20.0% $850
$150,000 to $174,999 249 12.0% $1007
$175,000 to $199,999 121 6.0% $1156
$200,000 to $249,999 149 7.0% $1395
$250,000 to $299,999 94 4.0% $1701
$300,000 to $399,999 105 5.0% $2164

Renters Insurance in Dunlap

  • Average Renters Insurance in Dunlap :  $174($14/month)

  • Median Gross Rent in Dunlap :  $936

  • Dunlap Renters Insurance to Median Rent Ratio:  1.5%

  • Renter occupied housing units in Dunlap :  203

Dunlap Renters Insurance as a Percentage of Rent

Dunlap Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 21 13.0% $1243
$500 to $749 9 5.0% $1918
$750 to $999 75 46.0% $2668
$1,000 to $1,499 55 34.0% $3793

Rent Affordability in Dunlap:

Approximately 81.0% (166) of households are spending more than 35% of their income on gross rent in Dunlap

Occupied units paying gross rent Total Households % of Total
15.0 to 19.9 percent 18 8.0%
20.0 to 24.9 percent 16 7.0%
25.0 to 29.9 percent 3 1.0%
35.0 percent or more 166 81.0%

Protective device discount in Dunlap Up to :  $26

Claims-free discount in Dunlap Up to :  $34