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Duluth, MN Home Values & Insurance Rates

Duluth, MN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,293 6.0% $160
$50,000 to $59,999 248 1.0% $351
$60,000 to $69,999 377 1.0% $431
$70,000 to $79,999 530 2.0% $502
$80,000 to $89,999 1,043 5.0% $572
$90,000 to $99,999 955 4.0% $632
$100,000 to $124,999 3,341 16.0% $742
$125,000 to $149,999 3,076 15.0% $923
$150,000 to $174,999 2,854 14.0% $1094
$175,000 to $199,999 1,783 8.0% $1265
$200,000 to $249,999 2,275 11.0% $1516
$250,000 to $299,999 1,248 6.0% $1857
$300,000 to $399,999 1,144 5.0% $2359

Duluth Renters Insurance as a Percentage of Rent

Duluth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 529 3.0% $341
$200 to $299 971 6.0% $791
$300 to $499 1,898 13.0% $1241
$500 to $749 4,758 33.0% $1916
$750 to $999 3,198 22.0% $2666
$1,000 to $1,499 1,630 11.0% $3791
$1,500 or more 1,029 7.0% $5441

Example Duluth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmNationwide Insurance
Monthly Premium 13075112
Year Built 196419421980
Home Details 5 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$175000-$200000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Top Home Insurance Agents Near Duluth, MN

Home Insurance Company Near Duluth, MN Homeowners Insurance Agency Near Duluth, MN Address Distance from Duluth, MN (miles)
State Farm Cory Fairchild 2014 London Rd, Duluth, MN, 55812-2125 2.7
Travelers Holden Insurance Agency Inc 5713 GRAND AVE, DULUTH, MN, 55807 3.9
Travelers Holden Insurance Agency Inc 823 Belknap St Ste 121, Superior, WI, 54880 4.5
Farmers Holly Hakkila Wisocki 4891 Miller Trunk Hwy Ste 105, Hermantown, MN, 55811 4.7
Allstate The Ins Capitol 405 E Superior St Ste 150, Duluth, MN, 55802 1.3


Estimated Home Insurance By Street Area Near Duluth, MN

Duluth Area Estimated House Insurance
Getchell Rd, Malstrom St, Madison St, 87th Ave W, Cliff Ave, N 8th Ave W, E Saint Marie St, Howard Gnesen Rd, N 20th Ave W, S 40th Ave E$1,009
Springvale Ct, Saint Louis Ave, S 32nd Ave E, Howard Gnesen Rd, N 57th Ave W, W Palm St, Lightning Dr, Wildlife Dr, Snelling Ave, Sherburne St$1,126
S 20th Ave E, Twp Rd 5482, Co Rd 589, Hotel Duluth, S 72nd Ave W, N 24th Ave W, Desota St, Alderberry Dr, Grove St, Riley Rd$1,024
91st Ave W, Trails End Dr, Hicken Rd, Midway Ave, Appalachian St, Twp Rd 5484, N 71st Ave E, Invader St, Kissel Ave, Vermilion Rd$1,020
Sherburne St, Pitt St, Oakland Ave, Lawn St, N Ebony Ave, Co Hwy 48, Graysolon Rd, 106th Ave W, Krueger Junction, S 57th Ave W$1,018
Foxtail Ave, Elder Cir, E Faribault St, Ridge Cir, Highland Village Dr, Milford St, Garden Park Dr, Columbia St, Fauvelle Rd, Fremont St$947
Ugstad Junction Rd, Lavaque Byp, S 47th Ave E, N Robin Ave, Terrace St, Taylor Cir, Co Rd 297, Coleman St, S Cascade St, Jackson Dr$1,020
Albion Aly, Tioga St, Skyline Pkwy E, Park Pl, Isanti St, Dogwood Ln, Westwood Rd, S 42nd Ave W, Devonshire St, 87th Ave W$953
Rutter Rd, W Reis St, Daveau Rd, 31st St S, S 21st Ave E, Okerstrom Rd, Ivanhoe St, Marko Dr, N 11th Ave W, Co Hwy 73$1,041
Vinland St, Traders Ct, N 51st Ave E, Cambridge St, Coachlight Cir, Ratika Rd, Ponderosa Ave, Lyons St, Thompson St, Oneida St$1,008

Duluth, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Duluth Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Duluth Home Owner from High Deductible Plan $600

Duluth, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Duluth, MN Home Replacement Value MORE than Home Value Duluth, MN Home Replacement Value LESS than Home Value
Replacement Value $236,500 $165,000
Insurance Premium based on Replacement Value $1,825 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $300/year