Dighton Insurance Rates:

Dighton, MA home insurance is nearly $887 to $1,209, about $73-$100/month. Our detailed guide shows customers can save upto $419 by comparing different quotes

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Dighton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $890/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $235,000

3 Beds, 3 Baths 1800 sqft Vacation Property Constructed In 1986 with Stone Flooring, Shingles Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $460/2 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 2130 sqft Primary Residence Constructed In 2005 with Ceramic Tile Flooring, Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Married Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2060/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $345,000

4 Beds, 4 Bath 2020 sqft Vacation Property Constructed In 2007 with Wood Flooring, Wood Shake Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

30 Years old Married Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1500/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $510,000

4 Beds, 4 Baths 3360 sqft Seasonal Residence Constructed In 1975 with Ceramic Tile Flooring, Composition Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Female who is Retired with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $1780/6 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $545,000

4 Beds, 4 Bath 3060 sqft Seasonal Residence Constructed In 1975 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Married Male who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $200/1 month for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $330,000

4 Beds, 4 Bath 1960 sqft Rental Property Constructed In 2000 with Linoleum, Asphalt Shingles Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $460/2 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $315,000

3 Beds, 3 Baths 1860 sqft Primary Residence Constructed In 1944 with Linoleum, Composition Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Indoor Sprinklers, Smoke Alarm, Fire Extinguisher, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Divorced Male who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $520/2 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $300,000

3 Beds, 3 Baths 1710 sqft Rental Property Constructed In 1946 with Stone Flooring, Tile Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

28 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1840/6 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $560,000

4 Beds, 4 Baths 3040 sqft Vacation Property Constructed In 2004 with Carpet over wood flooring, Membrane Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Indoor Sprinklers, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Divorced Male who is a Freelancer with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $1600/9 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $550,000

5 Beds, 5 Baths 4180 sqft Seasonal Residence Constructed In 1948 with Linoleum, Shingles Roof, Chainwall Foundation, Stucco siding, Metal Frame Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Married Female who has a Full Time Job with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Dighton Rates & Quotes Analysis:

Dighton Area Estimated House Insurance
Jenna Dr, Putters Way, Oak Grove Dr, Baylies St, Lewis St, Berube Dr, Whitmarsh Ln, Millers Ln, Cedarwood Cir, Horton St$1,051
Hart St, Council Oak Way, Tiger Lily Rd, Courtlyn Rd, Reynolds Ave, Pine Hill Rd, Debra Jane Ct, Club House Dr, Hunters Hill Dr, Julians Way$1,051
Lilia Ln, Karen Rd, Joseph E Warner Blvd, Kirk Ter, Mockingbird Ln, Louise Ln, Wellington St, Anderson Dr, Green Acres, Gray Ter$1,045
Stonegate Lndg, Winfield Ln, Tommy's Way, Wheeler St, Autumn St, Sandpiper Rd, Old Somerset Ave, Sesame St, Monteiro Dr, Stanzione Dr$1,048
Andrews St, Milk St, Chace Ave, Muddy Cove Ln, Lou Ln, Stoddard Ave, Old Wellington St, Rowland Dr, Cheryl Rd, Hillcrest Dr$1,050

Insurance rates are influenced by a number of factors including:

  • Year Built: 448 Homes (18% of total) built between 1960 to 1969 in Dighton are paying home insurance between $1,836-$1,851 and varies from Berkley (+$15), Rehoboth (+$34), Warren(RI) (+$102), Taunton (-$36) and Swansea (-$23).
  • Bedrooms: 503 2 bedrooms homes (20% of total homes ) in Dighton are paying about $367. Areas near to Dighton such as Berkley, Rehoboth, Warren(RI) are costlier by $3, $7, $154 respectively whereas Taunton and Swansea are more economical by $7, $4 respectively for similar homes.
  • Auto Insurance Bundling: 914 Households (42% of all households) in Dighton have 2 vehicles available and when it is bundled with home insurance you can save $209. Discounts for similar bundling in close by locations such as Berkley, Rehoboth, Taunton come to $211, $213, $205 respectively.
  • Senior Discounts: 941 seniors (more than 55 years) occupied housing units (43% of total) in Dighton get discounts between $156 to $159. The comparative concessions in proximate regions such as Berkley, Rehoboth and Taunton are $158, $160 and $154 respectively.
  • New Homes discounts: New homes such as the 699 homes built between 2000 to 2009 in Dighton can save $209 and differs from Berkley ($211), Rehoboth ($213), Taunton ($205).

Dighton Homeowners insurance Facts

  • Dighton, MA has 2,148 owner occupied houses which is 90.0% of all units whereas Berkley, Rehoboth and Taunton have 97.38%, 89.4% and 62.78% respectively.
  • Dighton, MA homeowners yearly insurance price at $1,048 is 0.33% of the typical house value of $321,700 which is in contrast with 0.3% in Berkley, 0.28% at Rehoboth & 0.4% in Taunton.
  • Homeowners in Dighton, MA pay 2.79% of their income ($35,000 to $39,999) in insurance whereas homeowners in Berkley, Rehoboth and Taunton pay 2.82%, 2.85% and 2.74% respectively.
  • Dighton, MA’s insurance is 4.0% of monthly housing costs of $2,168/month, for owners with a mortgage compared to 3.96% in Berkley, 4.06% at Rehoboth & 4.75% in Taunton. But, for households without a mortgage, insurance is 13.1% of costs ($667 in Dighton, MA) in contrast with 15.32% in Berkley, 13.28% at Rehoboth & 14.69% in Taunton.

Dighton, MA Home Values & Insurance rates

For example, insurance for 34 Homes (1.0% of total homes ) valued between $175,000 to $199,999 in Dighton, MA is about $607. Rates in nearby areas in such as Berkley, Lakeville, Norton Center are cheaper by $47, $85, $28 respectively while Taunton and Swansea are costlier by $133 and $76 respectively for similar homes.

Dighton, MA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 83 4.0% $73
$150,000 to $174,999 59 3.0% $524
$175,000 to $199,999 34 1.0% $607
$200,000 to $249,999 328 18.0% $733
$250,000 to $299,999 370 21.0% $890
$300,000 to $399,999 862 49.0% $1131

Renters Insurance in Dighton

  • Average Renters Insurance in Dighton :  $210($17/month)

  • Median Gross Rent in Dighton :  $985

  • Dighton Renters Insurance to Median Rent Ratio:  1.73%

  • Renter occupied housing units in Dighton :  240

Dighton Renters Insurance as a Percentage of Rent

Dighton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 12 5.0% $802
$300 to $499 10 4.0% $1252
$500 to $749 11 5.0% $1927
$750 to $999 76 37.0% $2677
$1,000 to $1,499 79 38.0% $3802
$1,500 or more 17 8.0% $5452

Rent Affordability in Dighton:

Approximately 30.0% (72) of households are spending more than 35% of their income on gross rent in Dighton

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 11 4.0%
15.0 to 19.9 percent 47 19.0%
20.0 to 24.9 percent 45 18.0%
25.0 to 29.9 percent 21 8.0%
30.0 to 34.9 percent 44 18.0%
35.0 percent or more 72 30.0%

Dighton Renters Insurance Discounts:

Dighton Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Dighton, MA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 87 36.0% $21.0
2 vehicles available 75 31.0% $31.5
3 or more vehicles available 33 13.0% $42.0

Dighton Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 10 4.0% $98
65 to 74 years 57 23.0% $64
75 years and over 91 37.0% $49

Protective device discount in Dighton Up to :  $31

Claims-free discount in Dighton Up to :  $42