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Diamond Springs, CA Home Values & Insurance Rates

Diamond Springs, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 328 12.0% $54
$50,000 to $59,999 142 5.0% $121
$70,000 to $79,999 88 3.0% $176
$90,000 to $99,999 74 2.0% $224
$100,000 to $124,999 176 6.0% $261
$125,000 to $149,999 36 1.0% $327
$150,000 to $174,999 55 2.0% $388
$175,000 to $199,999 196 7.0% $449
$200,000 to $249,999 485 18.0% $540
$250,000 to $299,999 327 12.0% $661
$300,000 to $399,999 614 24.0% $837

Diamond Springs Renters Insurance as a Percentage of Rent

Diamond Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 39 3.0% $346
$200 to $299 28 2.0% $796
$300 to $499 46 4.0% $1246
$500 to $749 81 7.0% $1921
$750 to $999 194 17.0% $2671
$1,000 to $1,499 315 28.0% $3796
$1,500 or more 418 37.0% $5446

Example Diamond Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceTravelers
Monthly Premium 3460101
Year Built 200219962011
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $175000-$200000$250000-$300000$400000-$500000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Diamond Springs, CA

Home Insurance Company Near Diamond Springs, CA Homeowners Insurance Agency Near Diamond Springs, CA Address Distance from Diamond Springs, CA (miles)
Farmers Duron Crayton 9240 Laguna Springs Dr Ste 101, Elk Grove, CA, 95758 35.7
Farmers Harlan Maita 7311 Greenhaven Dr Ste 170, Sacramento, CA, 95831 39.5
Travelers Insuranceline Insurance & Financial Services 330 S FAIRMONT AVE STE 5, LODI, CA, 95240 45.9
Travelers Paragon Insurance Services 301 NATOMA ST STE 104, FOLSOM, CA, 95630 18.0
Travelers Valley Oaks Insurance Agency 1508 EUREKA RD STE 190, ROSEVILLE, CA, 95661 22.6


Estimated Home Insurance By Street Area Near Diamond Springs, CA

Diamond Springs Area Estimated House Insurance
Runnymeade Dr, Sherwood Ln, Shady Ln, High Lonesome Trl, Lents Hill Dr, la Serena Ln, Thoreau Dr, Woodsman Loop, Little Canyon Rd, Truscott Ln$609
W View Ct, Glider, Griffith Dr, Blend O Green Way, Kenwood Dr, Casper Ln, French Creek Rd, Strickland Mine Ct, Larkin Mine Rd, Acorn Hill Rd$605
Elly's Aly, Turtle Path, Pretty Penny Ln, Minglewood Ln, Sunnyside Dr, Ridge Dr, Solstice Ct, Hideaway Trl, Grandview Cir, Scenic Dr$637
Brandon Rd, Pepper Ln, Rancheria Ct, Brandy Ln, Allen Hill Ln, Char Mar Cir, Oakvale Dr, First Right Rd, North St, Bramblewood Ln$638
Alice Ct, Holiday Lake Dr, Snoopy Ct, Sawyer Ct, Suncrest Dr, Dolomite Dr, Placid Ln, Neef Ln, Rollo Rd, Heartland Rd$610

Diamond Springs, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Diamond Springs Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Diamond Springs Home Owner from High Deductible Plan $600

Diamond Springs, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Diamond Springs, CA Home Replacement Value MORE than Home Value Diamond Springs, CA Home Replacement Value LESS than Home Value
Replacement Value $515,500 $326,500
Insurance Premium based on Replacement Value $1,400 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $103,000 Risk Exposure from Under Insuring Coverage is $86,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year