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Desert Hot Springs, CA Home Values & Insurance Rates

Desert Hot Springs, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,497 21.0% $128
$50,000 to $59,999 612 5.0% $274
$60,000 to $69,999 407 3.0% $339
$70,000 to $79,999 675 5.0% $391
$80,000 to $89,999 532 4.0% $444
$90,000 to $99,999 569 4.0% $497
$100,000 to $124,999 1,446 12.0% $573
$125,000 to $149,999 833 7.0% $719
$150,000 to $174,999 1,302 11.0% $854
$175,000 to $199,999 529 4.0% $982
$200,000 to $249,999 1,149 10.0% $1181
$250,000 to $299,999 526 4.0% $1444
$300,000 to $399,999 409 3.0% $1836

Desert Hot Springs Renters Insurance as a Percentage of Rent

Desert Hot Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 72 1.0% $357
$200 to $299 147 2.0% $807
$300 to $499 537 8.0% $1257
$500 to $749 1,344 21.0% $1932
$750 to $999 1,558 25.0% $2682
$1,000 to $1,499 2,087 33.0% $3807
$1,500 or more 459 7.0% $5457

Example Desert Hot Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceGEICO Insurance
Monthly Premium 301951
Year Built 201019802007
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$75000-$100000$175000-$200000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Top Home Insurance Agents Near Desert Hot Springs, CA

Home Insurance Company Near Desert Hot Springs, CA Homeowners Insurance Agency Near Desert Hot Springs, CA Address Distance from Desert Hot Springs, CA (miles)
Farmers Craig Davis 27645 Jefferson Ave Ste 113, Temecula, CA, 92590 47.2
Farmers Lupe Salazar 1819 N D St, San Bernardino, CA, 92405 47.0
Farmers Michael Venne 47060 Washington St Ste 5202, La Quinta, CA, 92253 19.7
Farmers Monique Lahti 2086 S E St Ste 103, San Bernardino, CA, 92408 45.6
State Farm Robin Coleman 35258 Yucaipa Blvd, Yucaipa, CA, 92399-4341 31.0


Estimated Home Insurance By Street Area Near Desert Hot Springs, CA

Desert Hot Springs Area Estimated House Insurance
Lema Ct, Promontory St, Via Quedo, Lido Ct, Mountain Top Dr, Snow Creek Rd, Cerrita Way, Helms Rd, Clifton St, Annandale Ave$586
Eastside Ct, Vis Cerro, Sagebrush Trl, San Miguelito Dr, Dunn St, Tamyran Rd, Valparaiso Dr, McGarger Rd, Shady Palms Cir, Coyote Way$583
Sky Valley Rd, Calico Ave, Casa Grande Dr, Virgo Rd, Matilija Rd, Kitetrail Dr, San Ardo Rd, E Crescent St, S Border, Clark Rd$578
Panorama Dr, San Remo Rd, Flora Ave, Kris Ave, Nahum Dr, Hadley Way, Casa Dr, Kann Rd, Sky Pointe Dr, Eagle Mountain Ave$588
Broken Arrow Ln, Kolbe Rd, Meadows Way, Brittany Rd, Norman Blvd, Henry Rd, Pepper Tree Ln, Ramona Dr, Reposo Way, Sky Ridge Ave$581

Desert Hot Springs, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Desert Hot Springs Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Desert Hot Springs Home Owner from High Deductible Plan $600

Desert Hot Springs, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Desert Hot Springs, CA Home Replacement Value MORE than Home Value Desert Hot Springs, CA Home Replacement Value LESS than Home Value
Replacement Value $160,000 $127,500
Insurance Premium based on Replacement Value $500 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year