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Denver, CO Home Values & Insurance Rates

Denver, CO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,638 2.0% $88
$70,000 to $79,999 1,405 1.0% $266
$80,000 to $89,999 1,879 1.0% $301
$90,000 to $99,999 2,223 2.0% $337
$100,000 to $124,999 8,035 7.0% $390
$125,000 to $149,999 9,220 8.0% $488
$150,000 to $174,999 11,560 11.0% $577
$175,000 to $199,999 10,470 10.0% $674
$200,000 to $249,999 18,228 17.0% $808
$250,000 to $299,999 14,940 14.0% $985
$300,000 to $399,999 21,104 20.0% $1260

Denver Renters Insurance as a Percentage of Rent

Denver Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 3,537 2.0% $345
$200 to $299 5,165 4.0% $795
$300 to $499 6,346 4.0% $1245
$500 to $749 32,354 25.0% $1920
$750 to $999 33,038 25.0% $2670
$1,000 to $1,499 32,240 25.0% $3795
$1,500 or more 14,450 11.0% $5445

Example Denver Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceState Farm
Monthly Premium 688774
Year Built 201419711980
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Denver, CO

Home Insurance Company Near Denver, CO Homeowners Insurance Agency Near Denver, CO Address Distance from Denver, CO (miles)
Travelers Goji 1600 BROADWAY STE 2400, DENVER, CO, 80202 5.9
Travelers Insurance Group Of Colorado - Ahern 1970 KIPLING ST, LAKEWOOD, CO, 80215 12.2
State Farm Steven Basler 7909 Zenobia St, Westminster, CO, 80030-4444 10.6
Farmers Suzanne Decarlo 7200 E Dry Creek Rd Ste G205, Centennial, CO, 80112 12.6
Travelers Tag-Matt Moody 1170 W ASH ST STE 200, WINDSOR, CO, 80550 49.7

Denver, CO Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
80260 $92,700 $840
80209 $466,000 $980
80230 $465,100 $990
80206 $435,900 $960
80202 $386,500 $950
80210 $385,700 $950
80220 $373,200 $950
80218 $319,800 $920
80237 $288,900 $910
80211 $283,600 $920
80246 $266,200 $900
80207 $265,700 $900
80235 $259,300 $890
80224 $256,600 $900
80203 $240,000 $900
80205 $237,400 $900
80227 $233,200 $890
80231 $232,800 $890
80236 $217,200 $890
80249 $188,900 $880
80204 $181,800 $870
80223 $166,500 $870
80219 $153,800 $870
80239 $152,300 $870
80216 $128,900 $850

Estimated Home Insurance By Street Area Near Denver, CO

Denver Area Estimated House Insurance
W 18th Ave, S Florence St, Randolph Pl, Andrews Dr, State Hwy 265, Cornish Way, S Kirkwood Ct, E Jefferson Ave, W Alice Pl, 14th St$852
W Tanforan Dr, Elkhart St, S Forest Way, E 5th Avenue Pkwy, Quentin St, Benton St, S Tulare Cir, E 47th Pl, 12th St, S Flamingo Ct$899
Umpteen St, S Michigan Way, W Tufts Ave, S Vine St, Idalia St, S Hawthorne St, S Santa Fe Dr, S Wabash Cir, Elitch Cir, S Jason St$884
Belcaro Dr, N Espana Ct, Crystal Way, Boulder St, Helena St, E 51st Pl, Floyd Ave, E 29th Dr, W Conejos Pl, E 80th Ave$871
Eaton St, Mitchell Cir, Richard Allen Ct, Ursula Way, E Dickenson Pl, N Ireland St, 38th St, Nepal St, E Elgin Dr, S Quantum St$865
E 67th Ave, N Akron Way, W Hurst Pl, E Cornell Dr, Julian Way, N Lisbon St, E Greenwood Pl, W Dorado Dr, Linley Ct, E 6th Pl$854
S Kendall Way, Eagle St, Panorama Ln, E 38th Pl, S Magnolia Way, N Espana St, Netherland St, S Vrain Way, W 8th Byp, Valentia St$863
E 69th Ave, Beach Ct, S Xeric Way, N Downing St, E Bates Ave, W Irvington Pl, W 37th Pl, Wynkoop St, S Elati St, Fontana Way$892
N Roslyn St, N Akron St, E Maple Ct, S Quieto Ct, E Gateway Ave, N Joplin St, I- 70 Frontage Rd, E Oxford Ave, Altura St, E 50th Pl$946
Billings St, S Gray Ct, E 52nd Avenue Dr, W Kent Pl, S Santa Fe Dr, W Barberry Pl, S Trenton St, S Pecos Way, W Elk Pl, Queensberg St$851

Denver, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Denver Homeowner Insurance Premium Example $2,400$2,000
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $21,100$19,900
Net Savings to Denver Home Owner from High Deductible Plan $1,200

Denver, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Denver, CO Home Replacement Value MORE than Home Value Denver, CO Home Replacement Value LESS than Home Value
Replacement Value $131,000 $88,000
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year