DeForest Insurance Rates:

DeForest, WI home insurance is roughly $556 to $759, about $46-$63/month. Our comprehensive research indicates shoppers can save upto $262 by comparing multiple quotes

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DeForest Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $520/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $315,000

4 Beds, 4 Baths 2490 sqft Seasonal Residence Constructed In 2010 with Stone Flooring, Tile Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Central Air Conditioning, Fireplace, Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Married Female who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $260/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $225,000

3 Beds, 3 Baths 2020 sqft Primary Residence Constructed In 1999 with Carpet over wood flooring, Wood Shake Roof, Chainwall Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Swimming Pool, Deadbolt Locks, Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Married Female who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $830/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Baths 2090 sqft Primary Residence Constructed In 1988 with Carpet over wood flooring, Metal Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Divorced Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $60/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Bath 2040 sqft Vacation Property Constructed In 1982 with Ceramic Tile Flooring, Membrane Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $320/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

2 Beds, 2 Bath 1780 sqft Primary Residence Constructed In 2011 with Ceramic Tile Flooring, Slate Shingles Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $360/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $375,000

4 Beds, 4 Baths 3280 sqft Seasonal Residence Constructed In 1993 with Stone Flooring, Wood Shake Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Single Female who is Retired with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $410/6 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $405,000

4 Beds, 4 Bath 3140 sqft Vacation Property Constructed In 1992 with Carpet Flooring, Tile Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

51 Years old Married Female who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $380/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Bath 1450 sqft Vacation Property Constructed In 1998 with Linoleum, Slate Shingles Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Married Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Deforest Rates & Quotes Analysis:

DeForest Area Estimated House Insurance
Glenview Ct, Latham Rd, Vienna Dr, Harvest Hill Ct, Prairie Fire Ct, Kittleson Ct, Edinburgh Dr, Evco Cir, Naomi Ct, Mack Ln$676
Selkirk Dr, Arrowhead Trl, Mill Race Trl, Terra Ct, Wheeler Rd, W North St, Mohawk Trl, Rattman Rd, Scenic View Rd, Irving Dr$674
Heron Way, Canter Dr, Sandy Lee Ln, Capitol Dr, Monticello Ln, Dekorra Rd, Chestnut Dr, Rademacher Rd, Ripp Ln, Birch Dr$683
S Golf Glen, Sunset Trl, Wheeler Ct, E Holum St, Circle Tram Way, Kimberly Way, Camden Ln, Shawnee Ct, Valleyhigh Dr, Heatherstone Rdg$709
Lincoln Green Rd, South Rd, Curry Ln, Partridge Rd, Tall Oaks Rd, Cheyenne Ct, Peaceful Valley Pkwy, Victory Cir, Lien Rd, Quam Ln$658

Insurance rates are influenced by a number of factors including:

  • Year Built: 644 Homes (18% of total) built between 1980 to 1989 in DeForest are paying home insurance between $980-$989 and differs from Windsor (+$29), Vienna (+$65), Burke (+$35), Poynette (-$21) and Marshall (-$12).
  • Bedrooms: 674 4 bedrooms homes (19% of total homes ) in DeForest are paying about $900 compared to Windsor (+$27), Vienna (+$59), Burke (+$31), Poynette (-$20) and Marshall (-$11).
  • Auto Insurance Bundling: 1,487 Households (57% of all households) in DeForest have 2 vehicles available and when it is bundled with home insurance you can save $131. Discounts for similar bundling in close by locations such as Windsor, Vienna, Burke come to $135, $140, $136 respectively.
  • Senior Discounts: 790 seniors (more than 55 years) occupied housing units (30% of total) in DeForest get discounts between $98 to $101 in contrast with Windsor ($101), Vienna ($105), Burke ($102).
  • New Homes discounts: New homes such as the 1,816 homes built between 2000 to 2009 in DeForest can save $131 compared to Windsor ($135), Vienna ($140), Burke ($136).

DeForest Homeowners insurance Facts

  • Deforest, WI has 2,589 owner occupied houses which is 75.6% of all units whereas Windsor, Vienna and Burke have 75.55%, 90.88% and 84.86% respectively.
  • DeForest, WI homeowners yearly insurance price at $657 is 0.35% of the typical house value of $189,800 which is in contrast with 0.29% in Windsor, 0.24% at Vienna & 0.28% in Burke.
  • Homeowners in DeForest, WI pay 2.02% of their income ($30,000 to $34,999) in insurance whereas homeowners in Windsor, Vienna and Burke pay 2.08%, 2.15% and 2.09% respectively.
  • DeForest, WI’s insurance is 3.4% of monthly housing costs of $1,603/month, for owners with a mortgage compared to 3.19% in Windsor, 2.73% at Vienna & 3.41% in Burke. But, for households without a mortgage, insurance is 9.9% of costs ($552 in DeForest, WI) in contrast with 9.73% in Windsor, 9.41% at Vienna & 9.24% in Burke.

DeForest, WI Home Values & Insurance rates

For example, insurance for 123 Homes (4.0% of total homes ) valued between $100,000 to $124,999 in DeForest, WI is about $374. Rates in nearby areas in such as Windsor, Burke, Waunakee are cheaper by $63, $68, $127 respectively while Poynette and Marshall are costlier by $76 and $41 respectively for similar homes.

Deforest, WI Home By Value Total Homes % of Total Average Homeowners Insurance
$70,000 to $79,999 45 1.0% $256
$100,000 to $124,999 123 4.0% $374
$125,000 to $149,999 238 9.0% $473
$150,000 to $174,999 598 23.0% $558
$175,000 to $199,999 449 17.0% $643
$200,000 to $249,999 549 21.0% $775
$250,000 to $299,999 228 9.0% $952
$300,000 to $399,999 250 9.0% $1208

Renters Insurance in DeForest

  • Average Renters Insurance in Deforest :  $104($8/month)

  • Median Gross Rent in Deforest :  $917

  • Deforest Renters Insurance to Median Rent Ratio:  0.87%

  • Renter occupied housing units in Deforest :  838

Deforest Renters Insurance as a Percentage of Rent

Deforest Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 3.0% $326
$200 to $299 14 1.0% $776
$300 to $499 33 4.0% $1226
$500 to $749 56 7.0% $1901
$750 to $999 427 54.0% $2651
$1,000 to $1,499 198 25.0% $3776
$1,500 or more 35 4.0% $5426

Rent Affordability in Deforest:

Approximately 27.0% (229) of households are spending more than 35% of their income on gross rent in Deforest

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 142 16.0%
15.0 to 19.9 percent 174 20.0%
20.0 to 24.9 percent 113 13.0%
25.0 to 29.9 percent 101 12.0%
30.0 to 34.9 percent 79 9.0%
35.0 percent or more 229 27.0%

Deforest Renters Insurance Discounts:

Deforest Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Deforest, WI Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 443 52.0% $10.4
2 vehicles available 287 34.0% $15.6
3 or more vehicles available 81 9.0% $20.8

Protective device discount in Deforest Up to :  $15

Claims-free discount in Deforest Up to :  $20