Deerfield Beach Insurance Rates:

Deerfield Beach, FL home insurance is roughly $1,026 to $1,396, about $85-$116/month. Our comprehensive research shows customers can save as much as $484 by comparing many quotes

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Deerfield Beach, Florida Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Deerfield Beach Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $1360/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $225,000

5 Beds, 5 Bath 1700 sqft Primary Residence Constructed In 2001 with Carpet Flooring, Metal Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

56 Years old Married Male who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2010/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 1260 sqft Primary Residence Constructed In 1972 with Carpet Flooring, Composition Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1900/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 3260 sqft Vacation Property Constructed In 1982 with Ceramic Tile Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Copper Water Pipes, Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Single Male who is a Freelancer with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1890/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $250,000

3 Beds, 3 Bath 1770 sqft Primary Residence Constructed In 1975 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $420/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

2 Beds, 2 Bath 1460 sqft Seasonal Residence Constructed In 2004 with Carpet over wood flooring, Membrane Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Married Male who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $1180/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $200,000

2 Beds, 2 Bath 1740 sqft Seasonal Residence Constructed In 1977 with Wood Flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Divorced Male who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $4030/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $375,000

4 Beds, 4 Bath 2740 sqft Vacation Property Constructed In 2009 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Smoke Alarm, Indoor Sprinklers, Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2030/10 months for $100,000-$125,000 Coverage
Policy Holder Home Details :

Home Value : $145,000

2 Beds, 2 Baths 1026 sqft Primary Residence Constructed In 1985 with Stone Flooring, Wood Shake Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Copper Water Pipes, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Deerfield Beach, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33441 $190,500 $1,200
33442 $111,100 $1,140

Deerfield Beach Rates & Quotes Analysis:

Deerfield Beach Area Estimated House Insurance
Durham C, Westbury B, SE 13th Ct, 66th Ln, NW 60th Dr, Lakes Dr, NW 114th Dr, Pebblestone Ln, Harwood G, NW 43rd Way$1,108
NW 124th Way, NW 47th Way, SE 3rd Pl, Markham Ct, Deer Creek Edgewater Dr, Republic Dr, NW 105th Dr, NW 55th Dr, Harwood I, SE 13th Dr$1,151
NW 124th Ter, Ventnor K, Wyndham Lakes Blvd S, Holmberg Rd, Discovery Cir W, Orchid Ct, Hialeah Ln, The Winners Cir, SE 9th Ter, NW 53rd Ave$1,429
Cambridge F, NW 126th Dr, NW 123 Ter, Tilford X, SW Natura Blvd, N Shore Dr, Markham N, NW 64th St, NW 47th Dr, NW 57th Ave$1,108
NE 47th Pl, NW 47th Way, Yellowstone Ln, NW 96th Dr, NW 43rd Way, NW 40th Way, NW 78th Manor, Monarch Ln, Green Rd, 54th Pl$1,238
Parkside Dr, Upminster Dr, NW 77th Ct, Belmont Ln, Skylark Ln, Durham T, Woodlake Ln, NE 53rd St, Trotters Ln, Suffolk Ln$1,442
NW 67th Pl, NW 62nd Ct, Ginger Ct, Richmond D, 62nd Way, Farnham G, Cambridge G, NE River Dr, NW 47th Pl, Tilford Cres$1,106
Emerald Way N, Lake Tern Ln, NW 66th Pl, NE 36th Ct, Deer Creek Alba Way, NW 63rd Ct, Cresent Creek St, N Deerfield Ave, Lox Rd, NW 61st Driveee$1,139
Regency Lakes Dr, NW 70th Manor, Valencia Dr, SW 48th Ter, Ave of the Lakes, Jasmine Ln, NW 58th Way, NW 60th Ln, Newport A, SW 24th Ter$1,138
Lox Rd, NW 102nd Dr, Lob Lolly Ln, Swans Ter, Stratford Dr, S Woodridge Dr, Coral Point Way, Richmond Cres, NW 48th Dr, SW 10th Dr$1,435

Insurance rates are influenced by a number of factors including:

  • Year Built: 20,238 Homes (24% of total) built between 1970 to 1979 in Deerfield Beach are paying home insurance between $1,963-$1,981 compared to Hillsboro Pines (+$17), Lighthouse Point (+$123), Hillsboro Beach (+$114), Coconut Creek (-$75) and Watergate (-$146).
  • Bedrooms: 21,663 3 bedrooms homes (26% of total homes ) in Deerfield Beach are paying about $896 compared to Hillsboro Pines (+$8), Lighthouse Point (+$43), Hillsboro Beach (+$52), Coconut Creek (-$34) and Watergate (-$67).
  • Auto Insurance Bundling: 9,128 Households (19% of all households) in Deerfield Beach have 3 or more vehicles available and when it is bundled with home insurance you can save $302. Discounts for similar bundling in close by locations such as Coconut Creek, Hillsboro Pines, Lighthouse Point come to $291, $305, $321 respectively.
  • Senior Discounts: 23,835 seniors (more than 55 years) occupied housing units (49% of total) in Deerfield Beach get discounts between $181 to $184. The comparative concessions in proximate regions such as Coconut Creek, Hillsboro Pines and Lighthouse Point are $174, $183 and $192 respectively.
  • New Homes discounts: New homes such as the 34,030 homes built between 2000 to 2009 in Deerfield Beach can save $242 and similar new home insurance discounts in nearby towns and cities like Coconut Creek, Hillsboro Pines and Lighthouse Point are $232, $244 and $257 respectively.

Deerfield Beach Homeowners insurance Facts

  • Deerfield Beach, FL has 47,786 owner occupied houses which is 72.0% of all units whereas Coconut Creek, Hillsboro Pines and Lighthouse Point have 69.09%, 100.0% and 78.52% respectively.
  • Deerfield Beach, FL homeowners yearly insurance price at $1,210 is 0.52% of the typical house value of $233,100 which is in contrast with 0.75% in Coconut Creek, 0.49% at Hillsboro Pines & 0.36% in Lighthouse Point.
  • Homeowners in Deerfield Beach, FL pay 2.85% of their income ($40,000 to $44,999) in insurance whereas homeowners in Coconut Creek, Lighthouse Point and Watergate pay 2.74%, 3.03% and 2.64% respectively.
  • Deerfield Beach, FL’s insurance is 4.8% of monthly housing costs of $2,103/month, for owners with a mortgage compared to 5.47% in Coconut Creek, 4.03% at Lighthouse Point & 7.05% in Watergate. But, for households without a mortgage, insurance is 18.3% of costs ($551 in Deerfield Beach, FL) in contrast with 15.62% in Coconut Creek, 14.38% at Lighthouse Point & 33.69% in Watergate.

Deerfield Beach, FL Home Values & Insurance rates

For example, insurance for 1,435 Homes (3.0% of total homes ) valued between $50,000 to $59,999 in Deerfield Beach, FL is about $266. Rates in nearby areas in such as Lighthouse Point, Hillsboro Beach, Boca Raton are cheaper by $86, $87, $87 respectively while Coconut Creek and Watergate are costlier by $129 and $450 respectively for similar homes.

Deerfield Beach, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 4,747 12.0% $121
$50,000 to $59,999 1,435 3.0% $266
$60,000 to $69,999 1,231 3.0% $326
$70,000 to $79,999 1,552 4.0% $387
$80,000 to $89,999 1,335 3.0% $435
$90,000 to $99,999 1,367 3.0% $484
$100,000 to $124,999 2,904 7.0% $568
$125,000 to $149,999 1,497 4.0% $701
$150,000 to $174,999 2,480 6.0% $834
$175,000 to $199,999 2,040 5.0% $968
$200,000 to $249,999 4,999 13.0% $1161
$250,000 to $299,999 4,613 12.0% $1427
$300,000 to $399,999 6,842 18.0% $1815

Renters Insurance in Deerfield Beach

  • Average Renters Insurance in Deerfield Beach :  $106($8/month)

  • Median Gross Rent in Deerfield Beach :  $1,246

  • Deerfield Beach Renters Insurance to Median Rent Ratio:  0.64%

  • Renter occupied housing units in Deerfield Beach :  18,614

Deerfield Beach Renters Insurance as a Percentage of Rent

Deerfield Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 330 1.0% $776
$300 to $499 450 2.0% $1226
$500 to $749 689 3.0% $1901
$750 to $999 2,711 15.0% $2651
$1,000 to $1,499 8,358 46.0% $3776
$1,500 or more 5,457 30.0% $5426

Rent Affordability in Deerfield Beach:

Approximately 52.0% (9,702) of households are spending more than 35% of their income on gross rent in Deerfield Beach

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,126 6.0%
15.0 to 19.9 percent 1,455 7.0%
20.0 to 24.9 percent 2,148 11.0%
25.0 to 29.9 percent 2,305 12.0%
30.0 to 34.9 percent 1,878 10.0%
35.0 percent or more 9,702 52.0%

Protective device discount in Deerfield Beach Up to :  $15

Claims-free discount in Deerfield Beach Up to :  $21

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