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Decatur, IL Home Values & Insurance Rates

Decatur, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 5,125 26.0% $224
$50,000 to $59,999 1,370 7.0% $469
$60,000 to $69,999 1,818 9.0% $585
$70,000 to $79,999 1,544 7.0% $672
$80,000 to $89,999 1,625 8.0% $766
$90,000 to $99,999 1,360 6.0% $853
$100,000 to $124,999 2,322 11.0% $990
$125,000 to $149,999 1,559 8.0% $1236
$150,000 to $174,999 1,064 5.0% $1460
$175,000 to $199,999 625 3.0% $1691
$200,000 to $249,999 527 2.0% $2031
$250,000 to $299,999 220 1.0% $2479
$300,000 to $399,999 278 1.0% $3152

Decatur Renters Insurance as a Percentage of Rent

Decatur Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 257 2.0% $358
$200 to $299 699 6.0% $808
$300 to $499 1,773 15.0% $1258
$500 to $749 4,641 41.0% $1933
$750 to $999 2,730 24.0% $2683
$1,000 to $1,499 791 7.0% $3808
$1,500 or more 288 2.0% $5458

Example Decatur Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAmica Mutual Insurance Company
Monthly Premium 513252
Year Built 198219441957
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$75000-$100000$100000-$125000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Decatur, IL

Home Insurance Company Near Decatur, IL Homeowners Insurance Agency Near Decatur, IL Address Distance from Decatur, IL (miles)
Travelers American Central Insurance Agency Inc 3300 HEDLEY RD, SPRINGFIELD, IL, 62711 42.1
State Farm Carole Brooker 2605 N Main St, Decatur, IL, 62526-3229 1.6
Travelers Gtps Insurance Agency 1311 S NEIL ST, CHAMPAIGN, IL, 61820 40.3
Travelers Herbord Insurance 132 S Water Street, Ste 527, Decatur, IL, 62523 1.5
Travelers Peterson Insurance Services Inc 117 W MAIN ST, CLINTON, IL, 61727 20.6


Estimated Home Insurance By Street Area Near Decatur, IL

Decatur Area Estimated House Insurance
Diamond Head Ct, N Prospect Dr, E Stella Ct, Nordic Hills Dr, N Country Club Dr, Cresthaven Ln, Durfee St, Turner Dr, Gregory Ave, Woodland Acres$729
View St, Parkwood Pl, Houseland Ave, W Hillshire Rd, E Maryland Heights Rd, Lisa Dr, N Park St, White Pines Cir, E Geddes Ave, Eileen Dr$727
Watson Ct, Lake Fork Ave, Jennell Dr, Lantern Ln, County Line Rd, Larry Dr, Snyder St, Loma Dr, Timber Vw, N East County Line Rd$729
Rustic Vw, Haynes Dr, Wilder Ave, Nicklaus Ct, Spring St, N Macarthur Rd, Vicki Dr, E Baltimore Ave, Linden Ct, Raptor Ct$788
E Green St, Buckeye Ln, Briggs Rd, Eastmoreland Dr, Dunwood Ln, Allen Bend Dr, W Illiniwick Rd, Broadway St, Sangamon St, Washburn St$706
Gallagher Ct, N Pine St, N Camp St, N Clinton, Dogwood Ct, Illiniwick Rd, S Edgemoor Dr, E Dickinson Ave, Lake Grove Club, Thrush Ave$736
E Leafland Ave, E Marion St, Hunt St, E Maynor St, N Lowber St, Ash Ave, Hyde Park Dr, N Regina Rd, Montgomery St, N Dinneen St$749
Lowber St, N Redstart Dr, E Decatur St, Southside Country Club, S 20th St, Reeder Dr, Columbus Dr, Bay Shore Dr, Pearl St, S Dorenda St$703
Christopher Dr, E Court Dr, Fourth St, S 85th St, Short St, Emerson Ct, S Hilton St, Westland Rd, Sturgis Dr, West Dr$735
Northfield Dr, Parry Dr, Woodridge Ct, Oriole Dr, W Suburban Rd, E Prairie Ave, Clearmont Ave, S Calhoun St, E 1st Progress St, Malinda Ct$734

Decatur, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Decatur Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Decatur Home Owner from High Deductible Plan $600

Decatur, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Decatur, IL Home Replacement Value MORE than Home Value Decatur, IL Home Replacement Value LESS than Home Value
Replacement Value $154,000 $109,000
Insurance Premium based on Replacement Value $700 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year