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Dearborn, MI Home Values & Insurance Rates

Dearborn, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,931 8.0% $155
$50,000 to $59,999 1,096 4.0% $333
$60,000 to $69,999 1,203 5.0% $414
$70,000 to $79,999 1,929 8.0% $481
$80,000 to $89,999 1,729 7.0% $540
$90,000 to $99,999 1,548 6.0% $607
$100,000 to $124,999 3,695 16.0% $703
$125,000 to $149,999 2,943 12.0% $881
$150,000 to $174,999 2,926 12.0% $1037
$175,000 to $199,999 1,183 5.0% $1200
$200,000 to $249,999 1,319 5.0% $1444
$250,000 to $299,999 730 3.0% $1763
$300,000 to $399,999 659 2.0% $2245

Dearborn Renters Insurance as a Percentage of Rent

Dearborn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 141 1.0% $350
$200 to $299 243 2.0% $800
$300 to $499 609 6.0% $1250
$500 to $749 1,607 17.0% $1925
$750 to $999 2,409 26.0% $2675
$1,000 to $1,499 3,026 33.0% $3800
$1,500 or more 1,069 11.0% $5450

Example Dearborn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualState Farm
Monthly Premium 436259
Year Built 195319661943
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Dearborn, MI

Home Insurance Company Near Dearborn, MI Homeowners Insurance Agency Near Dearborn, MI Address Distance from Dearborn, MI (miles)
Avery Hasler & Associates, Inc. 14 E 14 Mile Rd, Clawson, MI, 48017 15.6
Interlakes Insurance Agency 6890 Cooley Lake Rd , Waterford, MI, 48327 23.5
Farmers Gerald Brodzik Lutcf 696 N Mill St Ste 108, Plymouth, MI, 48170 13.5
State Farm Neal Hopkins 1720 W Sterns Rd, Temperance, MI, 48182-1541 43.4
Nationwide Olmstead Insurance Agency Inc 2 Crocker Blvd Ste 302, Mt Clemens, MI, 48043-2528 26.0


Estimated Home Insurance By Street Area Near Dearborn, MI

Dearborn Area Estimated House Insurance
Nowlin St, Appoline, Garrison St, Lanson, Waynewood Ct, Gould Ave, Robertson St, Byrd St, Haggerty Ave, Venice St$740
Alber St, Marvin Ave, Tenny St, Whitmore St, Wildwood St, Fordson Dr, Dale Pl, Cass St, Heather Dr, Roulo St$699
Westland St, Croissant St, N Lafayette St, W Elmdale St, Payne Ct, Ridgemont Ave, Amazon St, Raymond Ct, West Ln, Newton St$738
W Elm St, Cromwell St, Abbey Ln, Littlefield Blvd, Francis St, Roslyn St, Dix, Federal Dr, Larme Ave, Morley Ct$743
S York St, Cobb St, Duxbury Ln, Porath Ct, Winchester Dr, Gulley Pl, Kean St, Alice St, W Village Rd, Audette St$742

Dearborn, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Dearborn Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,200$9,600
Net Savings to Dearborn Home Owner from High Deductible Plan $600

Dearborn, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dearborn, MI Home Replacement Value MORE than Home Value Dearborn, MI Home Replacement Value LESS than Home Value
Replacement Value $95,000 $68,500
Insurance Premium based on Replacement Value $450 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year