De Witt Insurance Rates:

De Witt, NY home insurance is nearly $508 to $689, about $42-$57/month. Our in depth guide indicates shoppers can save upto $239 by comparing different quotes

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De Witt Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $380/4 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 940 sqft Vacation Property Constructed In 1941 with Carpet over wood flooring, Composition Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

Home Insurance Rate of $960/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

2 Beds, 2 Bath 1520 sqft Rental Property Constructed In 1968 with Linoleum, Tile Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Swimming Pool, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Single Female who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $440/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $140,000

2 Beds, 2 Bath 1750 sqft Vacation Property Constructed In 1960 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Married Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $1020/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1340 sqft Rental Property Constructed In 1960 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Single Male who is Retired with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $530/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 1040 sqft Seasonal Residence Constructed In 1969 with Carpet over wood flooring, Wood Shake Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Single Male who is Retired and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $440/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Bath 1640 sqft Seasonal Residence Constructed In 1963 with Carpet Flooring, Metal Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Deadbolt Locks, Smoke Alarm, Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Single Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $870/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

2 Beds, 2 Bath 1530 sqft Seasonal Residence Constructed In 1944 with Carpet Flooring, Membrane Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $1190/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Bath 1780 sqft Primary Residence Constructed In 1946 with Stone Flooring, Slate Shingles Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Deadbolt Locks, Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $820/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 1640 sqft Rental Property Constructed In 1981 with Ceramic Tile Flooring, Shingles Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

35 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $750/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $290,000

5 Beds, 5 Bath 3320 sqft Seasonal Residence Constructed In 1975 with Hardwood Flooring, Metal Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

35 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

De Witt, NY Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
13214 $154,000 $600

De Witt Rates & Quotes Analysis:

De Witt Area Estimated House Insurance
Lansdowne Rd, Addison Dr, Randall Rd, Stonecrest Dr, Marsh Dr, E Manlius St, Hook Cir, Alwyn Rd, Bridgeport Rd, Bagg St$609
Edwards Dr, Erregger Ter, Haverhill Pl, Heritage Landing Dr, Billings Ln, Julian Pl, Westminster Rd, Merman Dr, Old Quarry Rd, Shapleigh Dr$597
Twin Oaks Dr, Poole Rd, Watertree Dr, 6, N Center St, Wethersfield Rd, Benedict Rd, Colfax Ave, Pyle Dr, Rossiter Rd$606
Lyndale Ct, Solvay Rd Exd, Myers Rd, Croyden Ln, Oakmont Dr, Pittman Ln, Craigie St, Alpine Dr, Joy Rd, Thomas Rd$613
Stillwater Dr, Old Collamer Rd S, Sanders Creek Pkwy, Wembridge Pl, Nottingham Cir, Carr St, Charing Rd, Firestone Dr, W Heman St, Broadmore Ln$589

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,301 Homes (21% of total) built between 1960 to 1969 in De Witt are paying home insurance between $1,045-$1,054 and varies from Onondaga Nation (+$97), Pompey (+$16), Cazenovia (+$27), East Syracuse (-$20) and Minoa (-$12).
  • Bedrooms: 4,087 3 bedrooms homes (38% of total homes ) in De Witt are paying about $276 in contrast with Fayetteville (+$6), Manlius (+$7), Nedrow (+$4), Syracuse (-$7) and Solvay (-$5).
  • Auto Insurance Bundling: 1,288 Households (17% of all households) in De Witt have 3 or more vehicles available and when it is bundled with home insurance you can save $149 compared to East Syracuse ($146), Lyncourt ($146), Minoa ($147).
  • Senior Discounts: 3,527 seniors (more than 55 years) occupied housing units (48% of total) in De Witt get discounts between $89 to $92 in contrast with East Syracuse ($87), Minoa ($88), Fayetteville ($90).
  • New Homes discounts: New homes such as the 3,613 homes built between 2000 to 2009 in De Witt can save $119 in contrast with East Syracuse ($117), Lyncourt ($117), Minoa ($118).

De Witt Homeowners insurance Facts

  • De Witt, NY has 7,305 owner occupied houses which is 71.2% of all units whereas East Syracuse, Lyncourt and Minoa have 48.12%, 70.14% and 74.43% respectively.
  • De Witt, NY homeowners yearly insurance price at $598 is 0.38% of the typical house value of $155,600 which is in contrast with 0.66% in East Syracuse, 0.65% at Lyncourt & 0.49% in Minoa.
  • Homeowners in De Witt, NY pay 2.66% of their income ($20,000 to $24,999) in insurance whereas homeowners in East Syracuse, Lyncourt and Minoa pay 2.6%, 2.6% and 2.63% respectively.
  • De Witt, NY’s insurance is 3.3% of monthly housing costs of $1,515/month, for owners with a mortgage compared to 4.12% in East Syracuse, 4.21% at Lyncourt & 3.86% in Minoa. But, for households without a mortgage, insurance is 8.8% of costs ($568 in De Witt, NY) in contrast with 10.33% in East Syracuse, 11.21% at Lyncourt & 8.57% in Minoa.

De Witt, NY Home Values & Insurance rates

For example, insurance for 217 Homes (3.0% of total homes ) valued between $60,000 to $69,999 in De Witt, NY is about $245. Rates in nearby areas in such as Onondaga, Cazenovia, Lysander are cheaper by $11, $80, $17 respectively while East Syracuse and Lyncourt are costlier by $182 and $176 respectively for similar homes.

De Witt, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 270 4.0% $95
$50,000 to $59,999 156 2.0% $197
$60,000 to $69,999 217 3.0% $245
$70,000 to $79,999 245 3.0% $287
$80,000 to $89,999 507 7.0% $322
$90,000 to $99,999 563 8.0% $364
$100,000 to $124,999 781 11.0% $418
$125,000 to $149,999 754 11.0% $526
$150,000 to $174,999 711 10.0% $621
$175,000 to $199,999 668 9.0% $717
$200,000 to $249,999 723 10.0% $861
$250,000 to $299,999 458 6.0% $1058
$300,000 to $399,999 649 9.0% $1339

Renters Insurance in De Witt

  • Average Renters Insurance in De Witt :  $180($15/month)

  • Median Gross Rent in De Witt :  $724

  • De Witt Renters Insurance to Median Rent Ratio:  2.07%

  • Average household size of renter-occupied unit :  1.74

De Witt Renters Insurance as a Percentage of Rent

De Witt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 56 2.0% $345
$200 to $299 181 6.0% $795
$300 to $499 262 9.0% $1245
$500 to $749 1,011 36.0% $1920
$750 to $999 877 31.0% $2670
$1,000 to $1,499 164 5.0% $3795
$1,500 or more 205 7.0% $5445

Rent Affordability in De Witt:

Approximately 39.0% (1,157) of households are spending more than 35% of their income on gross rent in De Witt

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 430 14.0%
15.0 to 19.9 percent 383 12.0%
20.0 to 24.9 percent 444 15.0%
25.0 to 29.9 percent 233 7.0%
30.0 to 34.9 percent 310 10.0%
35.0 percent or more 1,157 39.0%

De Witt Renters Insurance Discounts:

De Witt Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in De Witt, NY Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 1,381 46.0% $18.0
2 vehicles available 596 20.0% $27.0
3 or more vehicles available 102 3.0% $36.0

De Witt Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 231 7.0% $72
60 to 64 years 188 6.0% $57
65 to 74 years 339 11.0% $47
75 years and over 426 14.0% $36

Protective device discount in De Witt Up to :  $27

Claims-free discount in De Witt Up to :  $36