Davie Insurance Rates:

Davie, FL home insurance is roughly $1,060 to $1,440, about $88-$120/month. Our complete research indicates shoppers can save upto $500 by getting multiple quotes

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Davie Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $1790/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Baths 1750 sqft Primary Residence Constructed In 1986 with Hardwood Flooring, Shingles Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Married Male who is a Freelancer with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $2510/6 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $430,000

4 Beds, 4 Baths 2590 sqft Rental Property Constructed In 1986 with Hardwood Flooring, Shingles Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Fireplace, Fire Extinguisher, Deadbolt Locks, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Married Male who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $1060/3 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Baths 1630 sqft Seasonal Residence Constructed In 1997 with Hardwood Flooring, Metal Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Single Female who is a Freelancer with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1700/3 months for $350,000-$400,000 Coverage
Policy Holder Home Details :

Home Value : $300,000

3 Beds, 3 Baths 2459 sqft Primary Residence Constructed In 1986 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fire Extinguisher, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Davie, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33332 $526,000 $1,440
33330 $470,200 $1,360
33331 $388,400 $1,320
33328 $296,200 $1,270
33326 $289,800 $1,270
33325 $234,300 $1,230
33314 $140,400 $1,160

Davie Rates & Quotes Analysis:

Davie Area Estimated House Insurance
Hawkhurst Ave, Palm Pl, Garden Ct, Aster Way, NW 84 Ave, Oak Grove Cir, SW 50th Manor, Egret Ct, Laurel Rd, S Quayside Dr$1,241
Bristol Ln, Cherry Ln, Veracruz Ln, SW 149th Ln, del Mar Ave, Mahogany Ter, Palm Garden Ct, Fairmont Ln, SW 94th Ave, S Cambridge Ln$1,250
Harpers Ferry St, SW 57th Ter, SW 63rd St, Old Still Ln, Eastwood Ln, SW 40th Manor, Lappaz Ave, N Open Ct, Seneca Ave, SW 61st St$1,365
Ravenswicke Ter, Charleston, Lance Point Pl, Sweetwater Ter, Sedgewyck Cir W, Weston Hills Blvd, Skylark Dr, W Lake Vista Cir, Myrtle Oak Cir, Edgehill Ln$1,301
Oak Ridge Dr, Lantana Dr, SW 55th Ln, SW 73rd Ter, Woodgate Dr, Oak Grove Rd, W Quayside Dr, Boyscout Rd, Key West Ct, E Island Rd$1,248
Aires Rd, Inverness, Rosewood Ct, Princeton Ct, N Hibiscus St, Casa Moorreye Dr, Golden Shoe Rd, N Oak Knoll Cir, SW 155th Ln, S Garden Cove Cir$1,472
S Harmony Lake Cir, Lexington Ave, Caracas St, SW 55th Ct, SW 129th Way, Cobblestone Ln, Fairway Ter, Southern Orchard Rd E, Amherst Ave, Hidden Hollow Ln$1,286
Paris St, SW 90th Ter, S Roundtable Rd, SW 157th Ter, Coconut Cir, Pine Crest Ct, SW 95th Ave, Briar Ridge Rd, W Royal Cove Cir, Elm Grove Rd$1,211
Woodgate Ct, SW 55th Ct, Bristol Ave, Cocowalk W, SW 125th Ln, Redberry Dr, Highland Meadows Dr, Bluegrass Ln, S Savannah Cir, SW 153rd Ave$1,205
SW 154th Ave, Countrybrook Dr, SW 135th Ter, Meridian Blvd, Bel Air Way, Amber Bay Dr, Briarwood Manor, N Valencia Dr, Roanoke St, Grove St$1,285

Insurance rates are influenced by a number of factors including:

  • Year Built: 12,872 Homes (17% of total) built between 1970 to 1979 in Davie are paying home insurance between $2,029-$2,047 and differs from Southwest Ranches (+$310), Weston (+$86), Golden Beach (+$675), Pembroke Pines (-$76) and Miramar-Pembroke Pines (-$78).
  • Bedrooms: 16,907 4 bedrooms homes (23% of total homes ) in Davie are paying about $1,463. Areas near to Davie such as Southwest Ranches, Weston, Cooper City are costlier by $209, $49, $3 respectively whereas Pembroke Pines and Miramar-Pembroke Pines are more economical by $67, $56 respectively for similar homes.
  • Auto Insurance Bundling: 24,220 Households (47% of all households) in Davie have 2 vehicles available and when it is bundled with home insurance you can save $250 and varies from Southwest Ranches ($288), Pembroke Pines ($240), Weston ($260).
  • Senior Discounts: 20,089 seniors (more than 55 years) occupied housing units (39% of total) in Davie get discounts between $186 to $188 compared to Southwest Ranches ($216), Pembroke Pines ($180), Weston ($195).
  • New Homes discounts: New homes such as the 38,619 homes built between 2000 to 2009 in Davie can save $250 and similar new home insurance discounts in nearby towns and cities like Southwest Ranches, Pembroke Pines and Weston are $288, $240 and $260 respectively.

Davie Homeowners insurance Facts

  • Davie, FL has 51,202 owner occupied houses which is 77.1% of all units whereas Southwest Ranches, Pembroke Pines and Weston have 94.76%, 74.43% and 73.7% respectively.
  • Davie, FL homeowners yearly insurance price at $1,251 is 0.42% of the typical house value of $300,100 which is in contrast with 0.23% in Southwest Ranches, 0.54% at Pembroke Pines & 0.33% in Weston.
  • Homeowners in Davie, FL pay 25.02% of their income (Less than $10,000) in insurance whereas homeowners in Southwest Ranches, Pembroke Pines and Weston pay 28.84%, 24.08% and 26.08% respectively.
  • Davie, FL’s insurance is 4.4% of monthly housing costs of $2,382/month, for owners with a mortgage compared to 3.66% in Southwest Ranches, 4.77% at Pembroke Pines & 3.92% in Weston. But, for households without a mortgage, insurance is 13.9% of costs ($750 in Davie, FL) in contrast with 12.0% in Southwest Ranches, 17.42% at Pembroke Pines & 11.21% in Weston.

Davie, FL Home Values & Insurance rates

For example, insurance for 1,983 Homes (5.0% of total homes ) valued between $175,000 to $199,999 in Davie, FL is about $775. Rates in nearby areas in such as Weston, Cooper City, Miami Lakes are cheaper by $163, $11, $22 respectively while Pembroke Pines and Miramar-Pembroke Pines are costlier by $224 and $247 respectively for similar homes.

Davie, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,356 9.0% $100
$50,000 to $59,999 615 1.0% $212
$60,000 to $69,999 681 1.0% $262
$70,000 to $79,999 558 1.0% $300
$80,000 to $89,999 774 2.0% $350
$90,000 to $99,999 725 2.0% $387
$100,000 to $124,999 1,827 5.0% $450
$125,000 to $149,999 1,557 4.0% $562
$150,000 to $174,999 2,734 7.0% $675
$175,000 to $199,999 1,983 5.0% $775
$200,000 to $249,999 5,384 15.0% $938
$250,000 to $299,999 5,411 15.0% $1138
$300,000 to $399,999 9,339 26.0% $1451

Renters Insurance in Davie

  • Average Renters Insurance in Davie :  $63($5/month)

  • Median Gross Rent in Davie :  $1,429

  • Davie Renters Insurance to Median Rent Ratio:  0.35%

  • Average household size of renter-occupied unit :  2.97

Davie Renters Insurance as a Percentage of Rent

Davie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 186 1.0% $315
$200 to $299 212 1.0% $765
$300 to $499 207 1.0% $1215
$500 to $749 400 2.0% $1890
$750 to $999 1,482 10.0% $2640
$1,000 to $1,499 5,166 36.0% $3765
$1,500 or more 6,500 45.0% $5415

Rent Affordability in Davie:

Approximately 53.0% (8,155) of households are spending more than 35% of their income on gross rent in Davie

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 795 5.0%
15.0 to 19.9 percent 1,432 9.0%
20.0 to 24.9 percent 1,755 11.0%
25.0 to 29.9 percent 1,605 10.0%
30.0 to 34.9 percent 1,476 9.0%
35.0 percent or more 8,155 53.0%

Davie Renters Insurance Discounts:

Davie Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Davie, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 6,820 44.0% $6.3
2 vehicles available 5,660 37.0% $9.45
3 or more vehicles available 1,605 10.0% $12.6

Protective device discount in Davie Up to :  $9

Claims-free discount in Davie Up to :  $12

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