Davenport Insurance Rates:

Davenport, IA home insurance is approximately $565 to $764, about $47-$63/month. Our in depth analysis reveals consumers can save as much as $266 by comparing different quotes

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Davenport, Iowa Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Davenport Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $650/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Bath 1390 sqft Primary Residence Constructed In 1989 with Linoleum, Metal Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $860/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

5 Beds, 5 Baths 2230 sqft Rental Property Constructed In 1941 with Ceramic Tile Flooring, Tile Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $540/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Baths 1780 sqft Primary Residence Constructed In 1957 with Linoleum, Tile Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Divorced Female who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $680/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Baths 2260 sqft Vacation Property Constructed In 1988 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Copper Water Pipes, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $480/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1420 sqft Seasonal Residence Constructed In 1970 with Stone Flooring, Membrane Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, Central Air Conditioning, Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $520/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Bath 1620 sqft Vacation Property Constructed In 1949 with Linoleum, Membrane Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

63 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $120/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $195,000

4 Beds, 4 Baths 2770 sqft Vacation Property Constructed In 1969 with Stone Flooring, Wood Shake Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Swimming Pool, Smoke Alarm, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $20/1 month for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $85,000

2 Beds, 2 Bath 1040 sqft Vacation Property Constructed In 1983 with Carpet Flooring, Wood Shake Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Fire Extinguisher, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

Home Insurance Rate of $740/12 months for $50,000-$75,000 Coverage
Policy Holder Home Details :

Home Value : $70,000

2 Beds, 2 Bath 1255 sqft Primary Residence Constructed In 1965 with Carpet over wood flooring, Slate Shingles Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Davenport, IA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
52802 $74,900 $650
52801 $62,100 $640
52807 $238,700 $750
52806 $131,600 $680
52803 $114,500 $660
52804 $112,200 $670

Davenport Rates & Quotes Analysis:

Davenport Area Estimated House Insurance
Pineacre Ave, Buttermilk Rd, W 40th St, Lamphere Ct, 270th Ave, S Woodlawn Rd, Davie St, W 58th Ct, Hayes Ct, Crow Valley Park Dr$677
Belle Ct, 3rd Ave, W 90th St, 270th St, E 52nd St, John Fell Dr, Wellman Ave, Dorchester Ct, W 36th St, Calvin Ct$726
257th St, Muscatine St, E 46th Pl, Parkdale Ct, 75th Ave, 75th Pl, E Grove Rd, S 1st St, 293rd St, E 64th St$710
S Pioneer St, Fillmore St, Orchard, Homestead Ave, Gaines St, 195th Ave, E Sapphire Ln, Perry St, Parkview Dr, E 38th St Pl$710
Hwy 927, Fairhaven Rd, Highland Park Ct, E 47th Pl, W 52nd Street Ct, E High St, Highland Ave, Grandview Ct, Co Rd F33, Jackson Ave$702
Co Rd F51, Liberty St, St Anns Rd, Ridge Ct, E 47th St, 308th St, Appomattox Rd, E 50th St, W 67th St, McCarty Creek Dr$702
Ryan Ct, W 54th St, 185th Ave, W 18th St, E 17th St, 270th St, Fossen Dr, W 72nd St, Fairhaven Ct, 221st St$728
Lorton Ct, Terrace Rd, 274th St, Northbrook Ct, N Hazelwood Ave, E Main St, 92nd Ave, Lafayette St, Kirkwood Blvd, W Laurel St$692
215th St, 288th St, Waverly Rd, Hillside Dr, W 54th Street Ct, W 76th St, Laurel Ct, Kenwood Ave, Parkwood Dr, Hayes Ct$705
Cambria Ct, 315th St, Ridge Dr, Johnson Ave, 287th St, Blackhawk St, Revo Rd, E 13th St, N 2nd St, 210th Ave$702

Insurance rates are influenced by a number of factors including:

  • Year Built: 8,513 Homes (19% of total) built between 1939 or earlier in Davenport are paying home insurance between $1,422-$1,432 and varies from Rock Island Arsenal(IL) (+$39), South Rock Island(IL) (+$152), Rock Island(IL) (+$145), Stockton (-$52) and Dixon (-$28).
  • Bedrooms: 5,833 1 bedroom homes (13% of total homes ) in Davenport are paying about $566. Areas near to Davenport such as Eldridge, Scott County, Sheridan are costlier by $25, $9, $27 respectively whereas South Rock Island(IL) and Rock Island(IL) are more economical by $50, $53 respectively for similar homes.
  • Auto Insurance Bundling: 5,973 Households (23% of all households) in Davenport have 3 or more vehicles available and when it is bundled with home insurance you can save $166. Discounts for similar bundling in close by locations such as South Rock Island(IL) , Rock Island (IL), Eldridge come to $184, $183, $173 respectively.
  • Senior Discounts: 11,725 seniors (more than 55 years) occupied housing units (45% of total) in Davenport get discounts between $99 to $101 compared to Rock Island Arsenal(IL) ($102), South Rock Island(IL) ($110), Rock Island(IL) ($109).
  • New Homes discounts: New homes such as the 14,334 homes built between 2000 to 2009 in Davenport can save $133 and varies from Rock Island Arsenal(IL) ($136), South Rock Island(IL) ($147), Rock Island(IL) ($146).

Davenport Homeowners insurance Facts

  • Davenport, IA has 25,769 owner occupied houses which is 62.9% of all units whereas Rock Island Arsenal, South Rock Island and Rock Island have 6.0%, 77.85% and 67.63% respectively.
  • Davenport, IA homeowners yearly insurance price at $665 is 0.56% of the typical house value of $119,100 which is in contrast with 0.66% in South Rock Island, 0.74% at Rock Island & 0.39% in Eldridge.
  • Homeowners in Davenport, IA pay 1.21% of their income ($50,000 to $59,999) in insurance whereas homeowners in South Rock Island, Rock Island and Eldridge pay 1.34%, 1.33% and 1.26% respectively.
  • Davenport, IA’s insurance is 4.8% of monthly housing costs of $1,155/month, for owners with a mortgage compared to 5.42% in South Rock Island, 5.7% at Rock Island & 4.26% in Eldridge. But, for households without a mortgage, insurance is 13.6% of costs ($408 in Davenport, IA) in contrast with 13.96% in South Rock Island, 14.45% at Rock Island & 16.41% in Eldridge.

Davenport, IA Home Values & Insurance rates

For example, insurance for 2,199 Homes (8.0% of total homes ) valued between $90,000 to $99,999 in Davenport, IA is about $525. Rates in nearby areas in such as Eldridge, Scott County, Sheridan are cheaper by $157, $73, $163 respectively while South Rock Island and Rock Island are costlier by $101 and $177 respectively for similar homes.

Davenport, IA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,918 7.0% $133
$50,000 to $59,999 737 2.0% $292
$60,000 to $69,999 930 3.0% $359
$70,000 to $79,999 1,315 5.0% $412
$80,000 to $89,999 1,737 6.0% $472
$90,000 to $99,999 2,199 8.0% $525
$100,000 to $124,999 5,295 20.0% $611
$125,000 to $149,999 3,230 12.0% $764
$150,000 to $174,999 2,482 9.0% $904
$175,000 to $199,999 1,495 5.0% $1044
$200,000 to $249,999 2,247 8.0% $1256
$250,000 to $299,999 917 3.0% $1536
$300,000 to $399,999 814 3.0% $1948

Renters Insurance in Davenport

  • Average Renters Insurance in Davenport :  $149($12/month)

  • Median Gross Rent in Davenport :  $665

  • Davenport Renters Insurance to Median Rent Ratio:  1.8%

  • Renter occupied housing units in Davenport :  15,188

Davenport Renters Insurance as a Percentage of Rent

Davenport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 241 1.0% $337
$200 to $299 372 2.0% $787
$300 to $499 2,063 14.0% $1237
$500 to $749 6,623 45.0% $1912
$750 to $999 3,466 23.0% $2662
$1,000 to $1,499 1,387 9.0% $3787
$1,500 or more 398 2.0% $5437

Rent Affordability in Davenport:

Approximately 46.0% (6,987) of households are spending more than 35% of their income on gross rent in Davenport

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,023 13.0%
15.0 to 19.9 percent 1,967 12.0%
20.0 to 24.9 percent 1,501 9.0%
25.0 to 29.9 percent 1,582 10.0%
30.0 to 34.9 percent 1,128 7.0%
35.0 percent or more 6,987 46.0%

Davenport Renters Insurance Discounts:

Davenport Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Davenport, IA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 8,244 54.0% $14.9
2 vehicles available 3,808 25.0% $22.35
3 or more vehicles available 923 6.0% $29.8

Davenport Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 987 6.0% $66
60 to 64 years 620 4.0% $53
65 to 74 years 857 5.0% $43
75 years and over 1,201 7.0% $33

Protective device discount in Davenport Up to :  $22

Claims-free discount in Davenport Up to :  $29