Dahlgren Insurance Rates:

Dahlgren, VA home insurance is approximately $633 to $869, about $52-$72/month. Our detailed analysis indicates shoppers can save as much as $300 by comparing multiple quotes

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Dahlgren Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $1380/10 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $595,000

5 Beds, 5 Baths 4280 sqft Rental Property Constructed In 1992 with Linoleum, Tile Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $500/3 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $390,000

4 Beds, 4 Baths 3100 sqft Rental Property Constructed In 1983 with Hardwood Flooring, Tile Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Fire Extinguisher, Copper Water Pipes, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $260/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Baths 1610 sqft Primary Residence Constructed In 2013 with Carpet Flooring, Metal Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Copper Water Pipes, Smoke Alarm, Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

28 Years old Divorced Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $150/1 month for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $295,000

3 Beds, 3 Bath 1890 sqft Primary Residence Constructed In 1992 with Carpet Flooring, Metal Roof, Chainwall Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Divorced Female who is a Freelancer with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $580/4 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $495,000

5 Beds, 5 Baths 3970 sqft Rental Property Constructed In 2004 with Linoleum, Composition Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

51 Years old Married Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $900/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $300,000

3 Beds, 3 Baths 2110 sqft Vacation Property Constructed In 2012 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2700/12 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $490,000

4 Beds, 4 Baths 3210 sqft Vacation Property Constructed In 1983 with Wood Flooring, Membrane Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Single Female who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $190/2 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $420,000

5 Beds, 5 Baths 2680 sqft Primary Residence Constructed In 1991 with Carpet over wood flooring, Composition Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Divorced Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Dahlgren Rates & Quotes Analysis:

Dahlgren Area Estimated House Insurance
Melissa Ln, Quesenberry Dr, State Rte 639, State Rte 670, Cooks Pl, State Rte 610, Roland Ln, Dock Side Ct, State Rte 1206, State Rte 693$751
State Rte 706, Withrow Dr, State Rte 1102, Rosiers Creek Ln, State Rte 1101, Hunts Way, Hughes Ln, Island View Ln, Peppermill Rd, Jordan Ln$751
Timber Trail Ln, State Rte 687, Stoney Point Rd, Waveland Dr, Navigator Ln, Oak Wood Dr, Deep Cove Lndg, Bishop Rd, Zynel Ln, Delaware Dr$753
State Rte 613, Mathias Point Rd, Veola Dr, Locust Pt, Alger Rd, Dawsons Landing Dr, Vernon Woods Dr, Welch Rd, Rawlette Dr, School House Rd$759
Ridge Rd, Cleydael Blvd, Marengo Farm Ln, Julia Pl, Drakes Ct, Gordon Dr, Ct C, Lynx Dr, Cromwell Pl, Jenkins Rd$759

Insurance rates are influenced by a number of factors including:

  • Year Built: 270 Homes (13% of total) built between 1990 to 1999 in Dahlgren are paying home insurance between $1,083-$1,094 and varies from James Monroe (+$15), Port Tobacco Village(MD) (+$28), Passapatanzy (+$12), Colonial Beach (-$26) and King George (-$14).
  • Bedrooms: 611 2 bedrooms homes (29% of total homes ) in Dahlgren are paying about $368 and differs from James Monroe (+$5), James Madison (+$3), Passapatanzy (+$4), Colonial Beach (-$8) and King George (-$4).
  • Auto Insurance Bundling: 331 Households (34% of all households) in Dahlgren have 3 or more vehicles available and when it is bundled with home insurance you can save $187. Discounts for similar bundling in close by locations such as Colonial Beach, James Monroe, King George County come to $183, $190, $188 respectively.
  • Senior Discounts: 374 seniors (more than 55 years) occupied housing units (38% of total) in Dahlgren get discounts between $111 to $113 and differs from Colonial Beach ($109), James Monroe ($114), King George County ($113).
  • New Homes discounts: New homes such as the 960 homes built between 2000 to 2009 in Dahlgren can save $150 and similar new home insurance discounts in nearby towns and cities like Colonial Beach, James Monroe and King George County are $146, $152 and $151 respectively.

Dahlgren Homeowners insurance Facts

  • Dahlgren, VA has 969 owner occupied houses which is 58.1% of all units whereas Dahlgren Center, Colonial Beach and James Monroe have 0.0%, 59.54% and 78.82% respectively.
  • Dahlgren, VA homeowners yearly insurance price at $751 is 0.28% of the typical house value of $269,500 which is in contrast with 0.35% in Colonial Beach, 0.25% at James Monroe & 0.27% in King George County.
  • Homeowners in Dahlgren, VA pay 15.02% of their income (Less than $10,000) in insurance whereas homeowners in Dahlgren Center, Colonial Beach and King George County pay 13.32%, 14.66% and 15.1% respectively.
  • Dahlgren, VA’s insurance is 3.4% of monthly housing costs of $1,822/month, for owners with a mortgage compared to 4.38% in Colonial Beach, 3.05% at James Monroe & 3.32% in King George County. But, for households without a mortgage, insurance is 16.6% of costs ($378 in Dahlgren, VA) in contrast with 14.21% in Colonial Beach, 14.12% at James Monroe & 15.23% in King George County.

Dahlgren, VA Home Values & Insurance rates

For example, insurance for 21 Homes (2.0% of total homes ) valued between Less than $50,000 in Dahlgren, VA is about $67. Rates in nearby areas in such as James Monroe, King George County, Charles County are cheaper by $7, $7, $17 respectively while Colonial Beach and King George are costlier by $13 and $7 respectively for similar homes.

Dahlgren, VA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 21 2.0% $67
$100,000 to $124,999 28 3.0% $300
$125,000 to $149,999 10 1.0% $383
$150,000 to $174,999 99 11.0% $450
$175,000 to $199,999 73 8.0% $518
$200,000 to $249,999 173 20.0% $623
$250,000 to $299,999 188 22.0% $766
$300,000 to $399,999 227 27.0% $968

Renters Insurance in Dahlgren

  • Average Renters Insurance in Dahlgren :  $123($10/month)

  • Median Gross Rent in Dahlgren :  $1,164

  • Dahlgren Renters Insurance to Median Rent Ratio:  0.86%

  • Renter occupied housing units in Dahlgren :  698

Dahlgren Renters Insurance as a Percentage of Rent

Dahlgren Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 14 2.0% $780
$300 to $499 11 1.0% $1230
$750 to $999 184 29.0% $2655
$1,000 to $1,499 224 36.0% $3780
$1,500 or more 187 30.0% $5430

Rent Affordability in Dahlgren:

Approximately 44.0% (309) of households are spending more than 35% of their income on gross rent in Dahlgren

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 62 8.0%
15.0 to 19.9 percent 177 25.0%
20.0 to 24.9 percent 41 5.0%
25.0 to 29.9 percent 53 7.0%
30.0 to 34.9 percent 56 8.0%
35.0 percent or more 309 44.0%

Dahlgren Renters Insurance Discounts:

Dahlgren Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Dahlgren, VA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 199 28.0% $12.3
2 vehicles available 327 46.0% $18.45
3 or more vehicles available 29 4.0% $24.6

Protective device discount in Dahlgren Up to :  $18

Claims-free discount in Dahlgren Up to :  $24