Cuyahoga Falls Insurance Rates:

Cuyahoga Falls, OH home insurance is nearly $596 to $808, about $49-$67/month. Our all inclusive research shows customers can save upto $280 by comparing different quotes

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Cuyahoga Falls Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $240/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Bath 1650 sqft Seasonal Residence Constructed In 2007 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Fireplace, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

49 Years old Married Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $90/5 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $85,000

2 Beds, 2 Bath 1190 sqft Rental Property Constructed In 2009 with Carpet over wood flooring, Composition Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $60/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Bath 1670 sqft Primary Residence Constructed In 1946 with Stone Flooring, Composition Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

51 Years old Married Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $30/1 month for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

2 Beds, 2 Bath 970 sqft Vacation Property Constructed In 2006 with Wood Flooring, Metal Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Fire Extinguisher, Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $400/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $150,000

4 Beds, 4 Baths 1760 sqft Vacation Property Constructed In 1953 with Linoleum, Shingles Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

Home Insurance Rate of $260/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 2060 sqft Vacation Property Constructed In 1963 with Stone Flooring, Shingles Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Single Female who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $470/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $300,000

5 Beds, 5 Baths 4200 sqft Primary Residence Constructed In 2005 with Carpet over wood flooring, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Deadbolt Locks, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Single Female who is a Freelancer with household income of $50-$75,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $150/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1410 sqft Rental Property Constructed In 2006 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Single Female who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Cuyahoga Falls, OH Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
44223 $146,700 $720
44221 $112,100 $700

Cuyahoga Falls Rates & Quotes Analysis:

Cuyahoga Falls Area Estimated House Insurance
Queens Gate Cir, Carpenter St, Sill Ave, Byrd Ave, Miller Ct, Iuka Ave, Major Rd, Garfield St, Johnson Ave, Tudor Cir$669
Highpoint Rd, Hanover St, Stillwood Ln, Fairland St, Carriage Hill Ln, Highbridge Rd, E Burns Ave, Norman St, Woodhaven Dr, Linwood St$678
Suncrest Cir, Thomas Ct, Sandalwood Ln, E Steels Corners Rd, Iota Ave, Martin Rd, Brookside Rd, Magnolia Ave, Quartz Ave, Theiss Rd$757
Woodridge Dr, Hampton Knoll Dr, Hampton Ledges Dr, Hidden Valley Rd S, Shady Hollow Ln, Bridgeview Cir, Mac Dr, Wyoga Lake Blvd, Timber Brook Dr, Highpoint Rd$765
Walker Dr, Woodridge Cir E, 16th St, Heather Ln, Forestmeadow Dr, Norton Heights Dr, Wyoga Lake Rd, Ritchie St, Haas Rd, W Cuyahoga Falls Ave$777

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,982 Homes (25% of total) built between 1950 to 1959 in Cuyahoga Falls are paying home insurance between $1,319-$1,330 compared to Boston (+$88), Peninsula (+$146), Summit County (+$17), Akron (-$39) and Twinsburg Heights (-$10).
  • Bedrooms: 10,167 3 bedrooms homes (44% of total homes ) in Cuyahoga Falls are paying about $820 in contrast with Boston (+$62), Peninsula (+$91), Summit County (+$11), Akron (-$17) and Sawyerwood (-$22).
  • Auto Insurance Bundling: 6,825 Households (48% of all households) in Cuyahoga Falls have 2 vehicles available and when it is bundled with home insurance you can save $140. Discounts for similar bundling in close by locations such as Boston, Peninsula, Summit County come to $149, $155, $142 respectively.
  • Senior Discounts: 6,967 seniors (more than 55 years) occupied housing units (49% of total) in Cuyahoga Falls get discounts between $105 to $107 and varies from Boston ($112), Peninsula ($116), Summit County ($106).
  • New Homes discounts: New homes such as the 9,937 homes built between 2000 to 2009 in Cuyahoga Falls can save $140 in contrast with Boston ($149), Peninsula ($155), Summit County ($142).

Cuyahoga Falls Homeowners insurance Facts

  • Cuyahoga Falls, OH has 14,061 owner occupied houses which is 63.7% of all units whereas Boston, Peninsula and Summit County have 86.92%, 91.53% and 68.39% respectively.
  • Cuyahoga Falls, OH homeowners yearly insurance price at $701 is 0.57% of the typical house value of $122,100 which is in contrast with 0.37% in Boston, 0.31% at Peninsula & 0.52% in Summit County.
  • Homeowners in Cuyahoga Falls, OH pay 2.55% of their income ($25,000 to $29,999) in insurance whereas homeowners in Boston, Peninsula and Summit County pay 2.72%, 2.83% and 2.59% respectively.
  • Cuyahoga Falls, OH’s insurance is 4.8% of monthly housing costs of $1,206/month, for owners with a mortgage compared to 3.88% in Boston, 3.39% at Peninsula & 4.49% in Summit County. But, for households without a mortgage, insurance is 13.0% of costs ($451 in Cuyahoga Falls, OH) in contrast with 11.5% in Boston, 10.91% at Peninsula & 12.71% in Summit County.

Cuyahoga Falls, OH Home Values & Insurance rates

For example, insurance for 373 Homes (2.0% of total homes ) valued between $300,000 to $399,999 in Cuyahoga Falls, OH is about $2,004. Rates in nearby areas in such as Boston, Peninsula, Summit County are cheaper by $703, $937, $199 respectively while Akron and Sawyerwood are costlier by $726 and $968 respectively for similar homes.

Cuyahoga Falls, OH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 437 3.0% $140
$70,000 to $79,999 524 3.0% $427
$80,000 to $89,999 849 6.0% $483
$90,000 to $99,999 1,244 8.0% $539
$100,000 to $124,999 4,224 30.0% $630
$125,000 to $149,999 2,918 21.0% $785
$150,000 to $174,999 1,304 9.0% $932
$175,000 to $199,999 466 3.0% $1072
$200,000 to $249,999 675 4.0% $1289
$250,000 to $299,999 603 4.0% $1577
$300,000 to $399,999 373 2.0% $2004

Renters Insurance in Cuyahoga Falls

  • Average Renters Insurance in Cuyahoga Falls :  $193($16/month)

  • Median Gross Rent in Cuyahoga Falls :  $731

  • Cuyahoga Falls Renters Insurance to Median Rent Ratio:  2.19%

  • Renter occupied housing units in Cuyahoga Falls :  8,009

Cuyahoga Falls Renters Insurance as a Percentage of Rent

Cuyahoga Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 334 4.0% $348
$200 to $299 338 4.0% $798
$300 to $499 643 8.0% $1248
$500 to $749 2,728 35.0% $1923
$750 to $999 2,422 31.0% $2673
$1,000 to $1,499 1,089 14.0% $3798
$1,500 or more 172 2.0% $5448

Rent Affordability in Cuyahoga Falls:

Approximately 35.0% (2,849) of households are spending more than 35% of their income on gross rent in Cuyahoga Falls

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,144 14.0%
15.0 to 19.9 percent 1,133 14.0%
20.0 to 24.9 percent 1,084 13.0%
25.0 to 29.9 percent 889 11.0%
30.0 to 34.9 percent 910 11.0%
35.0 percent or more 2,849 35.0%

Cuyahoga Falls Renters Insurance Discounts:

Cuyahoga Falls Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Cuyahoga Falls, OH Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 4,324 53.0% $19.3
2 vehicles available 2,313 28.0% $28.95
3 or more vehicles available 260 3.0% $38.6

Protective device discount in Cuyahoga Falls Up to :  $28

Claims-free discount in Cuyahoga Falls Up to :  $38