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Cumming, GA Home Values & Insurance Rates

Cumming, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 748 3.0% $94
$70,000 to $79,999 366 1.0% $283
$100,000 to $124,999 1,154 6.0% $415
$125,000 to $149,999 1,189 6.0% $519
$150,000 to $174,999 2,348 12.0% $614
$175,000 to $199,999 1,708 9.0% $708
$200,000 to $249,999 4,001 21.0% $859
$250,000 to $299,999 3,072 16.0% $1048
$300,000 to $399,999 3,769 19.0% $1332

Cumming Renters Insurance as a Percentage of Rent

Cumming Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 180 4.0% $1228
$500 to $749 711 16.0% $1903
$750 to $999 1,088 25.0% $2653
$1,000 to $1,499 1,523 35.0% $3778
$1,500 or more 743 17.0% $5428

Example Cumming Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceAmerican Family Insurance
Monthly Premium 6851138
Year Built 200619992012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$175000-$200000$400000-$500000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Cumming, GA

Home Insurance Company Near Cumming, GA Homeowners Insurance Agency Near Cumming, GA Address Distance from Cumming, GA (miles)
Premium Guard Insurance 3700 Mansell Rd 3700 Mansell Rd, Alpharetta, GA, 30022 15.4
Travelers Georgia Farm Bureau Brokerage Inc 6 SAILORS DR, ELLIJAY, GA, 30540 38.0
Allstate Karl Boling 205 W Pike St Ste 140, Lawrenceville, GA, 30046 19.9
Liberty Mutual Luke Linford 3139 Cobb Pkwy Ste 130, Kennesaw, GA, 30152 32.7
State Farm Parish Lowrie 360 W Church St, Jasper, GA, 30143-1400 24.1


Estimated Home Insurance By Street Area Near Cumming, GA

Cumming Area Estimated House Insurance
Hickory Oak Hollow, Kinnity Ct, Forestow Way, Capri Dr, Santa Fe Trl, High Gables, Ragan Ct, Long Park Rd, Indigo Bunting Ct, Southshore Cir$967
Tanglewood Dr, Delmonte Dr, Silver Lake Dr, N River Dr, Carriage Dr, Summit Pl, Ineal Dr, Colfax Ave, Jonathans Way, New Rutgers Walk$942
Chrysler Dr, Hickory Knoll, Huntington Crest Ln, Gecko Ct, Social Cir, Hartwick Ct, Shady Cove Rd, Hughes Dr, Goldmine Rd, Bryant Ct$952
Park St, Bettis Rd, Feast Ct, Carbonne Ct, Cantel Ct, Kings Common Way, Dyer Dr, Barrett Dr, Fairway Dr, Olde Harvard Lndg$902
Timber Lake Dr, Madison Hollow Ln, Saddlebridge Ct, Grove Park Ln, Imperial Ct, Willow Hill Ct, 13th St, Echols Trl, Golden Isle Cv, Morgans Pass$996
Birch Hollow Ct, Graystone Preserve Pl, Mason St, 13th St, Sugar Creek Ln, Talmon Ct, School St, Gatewood Ln, Golden Ridge Cir, Fairview Ct$907
Lakeside Cir, Wanda Woods Rd, Ingram Ave, Ryans Bluff Dr, Dunn Rd, Hearthstone Dr, Mangum Dr, Heardsville Cir, Golden Sands Dr, Fairway Dr$954
Widgeon Way, New Chancellor Way, Clayburn Dr, Heritage Manor Dr, Winchester Dr, New Rutgers Walk, Ashbrooke Ct, Hurt Bridge Rd, Mountain Valley Cir, Lexington Ln$990
Rhonda Ln, Moss Creek Dr, Country Pl, Lenbrook Ct, Ivey Glen Way, Mulberry Dr, Sweet Birch Way, Tolbert St, Valient Dr, Duckett St$910
Rosewood Ln, Bennett Dr, Habersham Trce, Hickory Trl, Benton Pl, Oakrun Cir, Northfield Ln, Sewell Rd, Hurakan Creek Xing, Heatherwyn Way$982

Cumming, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Cumming Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Cumming Home Owner from High Deductible Plan $600

Cumming, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cumming, GA Home Replacement Value MORE than Home Value Cumming, GA Home Replacement Value LESS than Home Value
Replacement Value $369,500 $270,500
Insurance Premium based on Replacement Value $1,625 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year