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Covington, KY Home Values & Insurance Rates

Covington, KY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,412 5.0% $132
$50,000 to $59,999 556 2.0% $287
$60,000 to $69,999 819 3.0% $350
$70,000 to $79,999 1,154 4.0% $412
$80,000 to $89,999 1,921 7.0% $466
$90,000 to $99,999 1,562 5.0% $521
$100,000 to $124,999 4,482 16.0% $599
$125,000 to $149,999 3,548 13.0% $754
$150,000 to $174,999 2,861 10.0% $886
$175,000 to $199,999 2,414 9.0% $1026
$200,000 to $249,999 2,986 11.0% $1237
$250,000 to $299,999 1,292 4.0% $1509
$300,000 to $399,999 1,733 6.0% $1921

Covington Renters Insurance as a Percentage of Rent

Covington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 416 2.0% $339
$200 to $299 503 3.0% $789
$300 to $499 1,832 11.0% $1239
$500 to $749 6,980 42.0% $1914
$750 to $999 3,991 24.0% $2664
$1,000 to $1,499 2,382 14.0% $3789
$1,500 or more 448 2.0% $5439

Example Covington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceFarmers Insurance
Monthly Premium 973278
Year Built 197319651988
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$75000-$100000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Covington, KY

Home Insurance Company Near Covington, KY Homeowners Insurance Agency Near Covington, KY Address Distance from Covington, KY (miles)
Dobrozsi Insurance Agency Inc 1820 1St Ave, Middletown, OH, 45044 33.8
Erie A M Peck & Company Inc. 414 Walnut Street Suite 1000, Cincinnati, OH, 45202 4.7
Erie Baughn Insurance Group Inc. 394 Congress Park Dr , Dayton, OH, 45459 45.5
Travelers Brands Ins Agcy Inc 6449 ALLEN RD 2ND FLOOR, WEST CHESTER, OH, 45069 20.3
State Farm Jay Lasky 201 W Franklin St Ste A, Centerville, OH, 45459-4700 45.6


Estimated Home Insurance By Street Area Near Covington, KY

Covington Area Estimated House Insurance
W 13th St, Old Taylor Mill Rd, New Orleans Ct, Pebble Creek Dr, Augusta Ave, Bartlett Ave, Bedinger St, Philadelphia St, E 31st St, Graves Ave$758
Auburn St, Robin Ln, Vanderen Dr, Yatz Dr, W Freeman St, Short Mason Rd, Post Pl, Dakota Ave, Ludford St, Benton Rd$785
Kathleen Dr, Karlenia Ct, Brookwood Dr, E 42nd St, Morris Pl, Banklick Ave, McAlpin Ave, Lakewood Dr, Tyler Ct, Clareglen Dr$826
Virginia Ave, Holmesdale Ct, Hidden Pine Way, Liberty St, E Robbins St, Parkcrest Ln, Lorraine Ct, Collins Rd, Apple Tree Ln, Radio Rd$845
Center Ct, Holdsbranch Rd, Genevieve St, Egger Ln, Wallace Ave, Bayview Dr, Hickory Ln, Dartmouth Dr, White Ct, Bursall Ave$786
E 46th St, W 14th St, Heatherstone Ct, Hewson St, Ohio St, W John St, Chesapeake St, Elizabeth St, Sparrow Aly, Lake Ct$789
Johnson St, Livingstone St, Rosary Ct, Lynn St, E 36th St, Bracken Ct, Dale Hollow Dr, Basswood Cir, Alexandria Ave, Greenbriar Ave$808
Kollman Rd, Old Madison Pike, Doris Way Dr, McKee Ave, Angela Ct, Werner Dr, W 20th St, Kyles Ln, Short St, Prospect Ave$826
W 14th St, Church St, Squire Hill Dr, Squire Hill Ct, Harvard Dr, N Parkway Dr, S Arlington Rd, Donaldson Hwy, Emery Dr, E 7th St$833
Dry Creek Rd, Parkwood Ct, Iowa Ave, Heathermoor Blvd, Colony Dr, Dunster Ct, W 8th St, Eastland Dr, Blossom Ln, W Quarry St$795

Covington, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Covington Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Covington Home Owner from High Deductible Plan $600

Covington, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Covington, KY Home Replacement Value MORE than Home Value Covington, KY Home Replacement Value LESS than Home Value
Replacement Value $104,000 $72,000
Insurance Premium based on Replacement Value $600 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year