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Council Bluffs, IA Home Values & Insurance Rates

Council Bluffs, IA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,365 8.0% $145
$50,000 to $59,999 397 2.0% $310
$60,000 to $69,999 855 5.0% $383
$70,000 to $79,999 965 6.0% $442
$80,000 to $89,999 1,354 8.0% $502
$90,000 to $99,999 1,574 10.0% $561
$100,000 to $124,999 3,025 19.0% $647
$125,000 to $149,999 2,281 14.0% $813
$150,000 to $174,999 1,378 8.0% $958
$175,000 to $199,999 633 4.0% $1110
$200,000 to $249,999 778 4.0% $1335
$250,000 to $299,999 544 3.0% $1632
$300,000 to $399,999 457 2.0% $2075

Council Bluffs Renters Insurance as a Percentage of Rent

Council Bluffs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 230 2.0% $339
$200 to $299 381 4.0% $789
$300 to $499 988 11.0% $1239
$500 to $749 3,273 37.0% $1914
$750 to $999 2,848 32.0% $2664
$1,000 to $1,499 896 10.0% $3789
$1,500 or more 166 1.0% $5439

Example Council Bluffs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateFarmers Insurance
Monthly Premium 8714987
Year Built 200019481987
Home Details 3 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$300000-$350000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Council Bluffs, IA

Home Insurance Company Near Council Bluffs, IA Homeowners Insurance Agency Near Council Bluffs, IA Address Distance from Council Bluffs, IA (miles)
State Farm Edgar Deleon 9739 Giles Rd, La Vista, NE, 68128-2930 11.8
Farmers Ganon Van Dyke 2707 S 134th Ave Ste 2, Omaha, NE, 68144 14.0
State Farm Gaylord Mussman 1455 N Bell, Fremont, NE, 68025-3500 35.5
State Farm Michelle Mathison 2155 E 23rd Street, Fremont, NE, 68025-2457 35.1
Allstate Stephen Eubanks 20330 Veterans Dr, Elkhorn, NE, 68022 19.8

Estimated Home Insurance By Street Area Near Council Bluffs, IA

Council Bluffs Area Estimated House Insurance
Ridgewood Dr, N 7th St, Sunshine Ln, Prospect St, Tara Hills Cir, Honey Locust St, Wallace Ave, Creek Frontage St, Scarlet Oaks Rd, Perry Rd$674
Ballard Cir, N Broadway, Carson Ave, Chapel Ridge Ln, S Hill Cir, Briarwood Dr, Baughn St, Iris Ln, Ivy Dr, Kings Way$672
Three Bridge Rd, 205th St, School Hill Ave, 27th Ave, N 1st St, Ave P, Birdsley Rd, Cherokee Ln, Homestead Ave, Pine Terrace Dr$697
Ethel Ln, N 6th St, N 10th St, S 18th St, Rawlins Dr, Catalpa St, S 10th St, Joslin Ave, Ave I, Levee Ave$695
Lake St, Gleason Ave, Hill St, 24th Ave, Cook Ave, Graham Ave E, Pryor Ave, Crogans Way Rd, 230th St, N 32nd St$698
Worth St, Oak Ridge View Cir, Ash St, Forest Glen, S 35th St, Bonnie Ln, Horizon Dr, Ramelle Dr, Creek Top, Wildwood Rd$723
Dogwood Rd, W Washington Ave, N 32nd St, Hawk Ln, Pinehurst Dr, W Kanesville Blvd, Lew Ross Rd, 220th St, Walnut Ridge, Denmark Dr$621
W Orchard, Country Club Acres St, Fleming Ave, Twelve Oaks Dr, S 20th St, State Orchard Rd, Meadowbrook Ln, Beal St, Knollwood Dr, E Pierce St$710
Elmwood Dr, S Main St, Hilltop Rd, W Pierce St, River Rd, South Ave, Water Dept Access Rd, Mynster St, Lawton Ter, Co Rd 988$697
35th Ave W, 30th Ave, Judd St, US Hwy 375, Graham Ave W, Plaza View Dr, Nicholas St, Adrian Ave, New Berry Cir, Locust Lodge Ave$702

Council Bluffs, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Council Bluffs Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,600$4,000
Net Savings to Council Bluffs Home Owner from High Deductible Plan $600

Council Bluffs, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Council Bluffs, IA Home Replacement Value MORE than Home Value Council Bluffs, IA Home Replacement Value LESS than Home Value
Replacement Value $118,500 $77,000
Insurance Premium based on Replacement Value $925 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $225/year