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Costa Mesa, CA Home Values & Insurance Rates

Costa Mesa, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 538 16.0% $26
$50,000 to $59,999 61 1.0% $52
$60,000 to $69,999 45 1.0% $66
$70,000 to $79,999 47 1.0% $79
$100,000 to $124,999 54 1.0% $119
$125,000 to $149,999 37 1.0% $152
$150,000 to $174,999 47 1.0% $178
$175,000 to $199,999 47 1.0% $205
$200,000 to $249,999 145 4.0% $251
$250,000 to $299,999 314 9.0% $304
$300,000 to $399,999 1,808 56.0% $390

Costa Mesa Renters Insurance as a Percentage of Rent

Costa Mesa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 371 1.0% $1216
$500 to $749 337 1.0% $1891
$750 to $999 1,294 5.0% $2641
$1,000 to $1,499 9,756 41.0% $3766
$1,500 or more 11,673 49.0% $5416

Example Costa Mesa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualNationwide Insurance
Monthly Premium 1315271
Year Built 198419771968
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $800000-$900000$350000-$400000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Costa Mesa, CA

Home Insurance Company Near Costa Mesa, CA Homeowners Insurance Agency Near Costa Mesa, CA Address Distance from Costa Mesa, CA (miles)
Farmers Arthur Momjyan 9107 Wilshire Blvd Ste 450, Beverly Hills, CA, 90210 39.0
State Farm Rc Chavez 454 N Arrowhead Ave, San Bernardino, CA, 92401-1421 46.9
Farmers Renee Connell 30211 Avenida De Las Bandera Ste 200, Rancho Santa Margari, CA, 92688 17.9
Allstate Tram Ly 13571 Beach Blvd, Westminster, CA, 92683 8.2
State Farm Vali De Vries 1777 Bellflower Blvd, Long Beach, CA, 90815-4019 14.8


Estimated Home Insurance By Street Area Near Costa Mesa, CA

Costa Mesa Area Estimated House Insurance
Greenbrook Dr, York St, Austin St, Carnation Ave, Golf Course Dr, Corte Cassis, Peninsula Pl, Serang Pl, Lincoln Way, Bahama Pl$674
Brenham St, Marigold Cir, Sparkes St, Newport Glen Ct, Swan Cir, Rural Ln, Capella Ct, Landsdowne Rd, Bristol St N, Arizona Ln$638
Marian Way, Sky Park Cir, Ballow Ln, E Bay St, Cornell Dr, Parkglen Cir, Tulip Ln, Valley Rd, Fischer Ave, Samar Dr$680
N Capella Ct, Abbie Way, Cassia Ave, Royal Palm Dr, Evergreen Pl, Ford Rd, Poppy Cir, New Mexico St, Date Pl, Richter Ave$672
Ridgecrest Cir, Wintergreen Pl, Indus St, Seabird Ct, Galway Ln, Woodland Pl, Clark Way, Bray Ln, Deep Creek, Villanova Rd$646
Langs Bay, S Bear St, Corte Maltera, Rural Pl, Continental Ave, Powell Ct, Oregon Ave, Capitol St, Bayfield, Chestnut Ave$668
Cocobana Ln, Cedar Pl, Saybrook Ct, Lorenzo Ave, W Firebrand Ln, Dogwood St, Mallard Dr, E Wilson St, Bunker Hill Way, la Mer Ct$649
Ima Loa Ct, Paularino Ave, Windy Ln, 16th Pl, Willis St, Encore Ct, Venier Way, Browning, Ogle St, Back Bay Loop$646
Warren Ln, Minnesota Ave, McCabe Way, Industrial Dr, Colorado Pl, S Myrtle Ave, Cornerstone Ln, Gretel Ct, Visalia Dr, Sonora Rd$639
Illinois St, Viola Pl, Mojo Ct, Grant St, Bristol St N, Sterling Ave, Toronto Way, Bosque Spring, Cape Verde Pl, Kline Dr$662

Costa Mesa, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Costa Mesa Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,500$8,000
Net Savings to Costa Mesa Home Owner from High Deductible Plan $1,500

Costa Mesa, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Costa Mesa, CA Home Replacement Value MORE than Home Value Costa Mesa, CA Home Replacement Value LESS than Home Value
Replacement Value $649,000 $414,500
Insurance Premium based on Replacement Value $2,000 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $131,000 Risk Exposure from Under Insuring Coverage is $103,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $425/year