Corpus Christi Insurance Rates:

Corpus Christi, TX home insurance is about $873 to $1,181, about $72-$98/month. Our complete research reveals consumers can save upto $410 by comparing many quotes

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Corpus Christi Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $570/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

4 Beds, 4 Baths 1710 sqft Primary Residence Constructed In 2010 with Carpet Flooring, Shingles Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Fireplace, Swimming Pool, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Married Male who is a Freelancer with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $140/3 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 1160 sqft Rental Property Constructed In 2007 with Hardwood Flooring, Membrane Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Swimming Pool, Smoke Alarm, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

53 Years old Divorced Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $290/4 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Bath 1370 sqft Seasonal Residence Constructed In 1998 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Central Air Conditioning, Smoke Alarm, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $250/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

2 Beds, 2 Bath 1550 sqft Vacation Property Constructed In 1974 with Carpet over wood flooring, Composition Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Single Male who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1570/12 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $125,000

4 Beds, 4 Baths 2492 sqft Rental Property Constructed In 1961 with Wood Flooring, Slate Shingles Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

50 Years old Single Female who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

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Corpus Christi Rates & Quotes Analysis:

Corpus Christi Area Estimated House Insurance
E Co Rd 2130, Co Rd 2206, E Corral Ave, Co Rd 2327 E, FM 628, Co Rd 2140, E Co Rd 2100, W Co Rd 2170, Co Rd 1070, E Pr Rd 2112$1,013
Co Rd 1060 S, N Armstrong St, FM 772, Co Rd 2290 E, Hernandez Rd, Co Rd 2320 E, N Co Rd 1012, Farm Rd 1717, Co Rd E 2160, Moffett Ave$1,014
W Poplar Ave, Co Rd 2163 W, N Co Rd 1045, W FM 772, W Escondido Rd, W Cr 2140, Hermandez Rd, Co Rd 2250, Co Rd 1110S, N Co Rd 1015$1,018
Co Rd 2215 E, FM 2510 E, S 7th St, S Creek St, Co Rd 1043 N, E Pecan, 8th St, N FM 772, E Co Rd 2090, Nimitz Ave$1,003
Co Rd 2240, Co Rd 2300 E, E FM 628, Willow St, E Co Rd 2270, Co Rd 2155, W Co Rd 2000, Ellyson St, W Co Rd 2195, W Co Rd 2165$1,015

Insurance rates are influenced by a number of factors including:

  • Year Built: 22,369 Homes (17% of total homes ) built between 1980 to 1989 in Corpus Christi are paying home insurance between $1,532-$1,548. Places close to Corpus Christi, TX such as Port Aransas, Ingleside on the Bay, Falman are more expensive by $147, $48, $80 respectively while Aransas Pass-Ingleside and Aransas Pass are cheaper by $14 and $25 respectively for similar homes.
  • Bedrooms: 17,300 1 bedroom homes (14% of total homes ) in Corpus Christi are paying about $606 in contrast with Port Aransas (+$47), Ingleside on the Bay (+$19), Falman (+$21), Ingleside (-$3) and Aransas Pass-Ingleside (-$15).
  • Auto Insurance Bundling: 28,561 Households (44% of all households) in Corpus Christi have 2 vehicles available and when it is bundled with home insurance you can save $205 in contrast with Port Aransas ($225), Ingleside on the Bay ($211), Ingleside ($204).
  • Senior Discounts: 32,518 seniors (more than 55 years) occupied housing units (50% of total) in Corpus Christi get discounts between $153 to $156 compared to Port Aransas ($168), Ingleside on the Bay ($158), Ingleside ($153).
  • New Homes discounts: New homes such as the 49,847 homes built between 2000 to 2009 in Corpus Christi can save $205 and differs from Port Aransas ($225), Ingleside on the Bay ($211), Ingleside ($204).

Corpus Christi Homeowners insurance Facts

  • Corpus Christi, TX has 63,999 owner occupied houses which is 58.1% of all units whereas Port Aransas, Ingleside on the Bay and Ingleside have 62.21%, 80.17% and 65.06% respectively.
  • Corpus Christi, TX homeowners yearly insurance price at $1,027 is 0.91% of the typical house value of $112,700 which is in contrast with 0.39% in Port Aransas, 0.62% at Ingleside on the Bay & 0.99% in Ingleside.
  • Homeowners in Corpus Christi, TX pay 5.87% of their income ($15,000 to $19,999) in insurance whereas homeowners in Port Aransas, Ingleside and Aransas Pass-Ingleside pay 6.43%, 5.84% and 5.82% respectively.
  • Corpus Christi, TX’s insurance is 6.2% of monthly housing costs of $1,390/month, for owners with a mortgage compared to 4.19% in Port Aransas, 6.31% at Ingleside on the Bay & 6.78% in Ingleside. But, for households without a mortgage, insurance is 17.8% of costs ($480 in Corpus Christi, TX) in contrast with 14.65% in Port Aransas, 14.51% at Ingleside on the Bay & 16.77% in Ingleside.

Corpus Christi, TX Home Values & Insurance rates

For example, insurance for 3,296 Homes (5.0% of total homes ) valued between $200,000 to $249,999 in Corpus Christi, TX is about $2,054. Rates in nearby areas in such as Port Aransas, Ingleside on the Bay, Falman are cheaper by $1,177, $657, $877 respectively while Ingleside and Aransas Pass-Ingleside are costlier by $173 and $317 respectively for similar homes.

Corpus Christi, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7,246 11.0% $225
$50,000 to $59,999 3,024 4.0% $472
$60,000 to $69,999 4,290 6.0% $585
$70,000 to $79,999 4,160 6.0% $677
$80,000 to $89,999 4,619 7.0% $770
$90,000 to $99,999 3,875 6.0% $862
$100,000 to $124,999 9,444 15.0% $996
$125,000 to $149,999 8,108 13.0% $1252
$150,000 to $174,999 6,089 9.0% $1478
$175,000 to $199,999 3,450 5.0% $1704
$200,000 to $249,999 3,296 5.0% $2054
$250,000 to $299,999 2,123 3.0% $2505
$300,000 to $399,999 2,071 3.0% $3183

Renters Insurance in Corpus Christi

  • Average Renters Insurance in Corpus Christi :  $210($17/month)

  • Median Gross Rent in Corpus Christi :  $840

  • Corpus Christi Renters Insurance to Median Rent Ratio:  2.02%

  • Renter occupied housing units in Corpus Christi :  46,175

Corpus Christi Renters Insurance as a Percentage of Rent

Corpus Christi Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,366 3.0% $352
$200 to $299 1,423 3.0% $802
$300 to $499 3,301 7.0% $1252
$500 to $749 10,732 24.0% $1927
$750 to $999 13,996 31.0% $2677
$1,000 to $1,499 10,107 22.0% $3802
$1,500 or more 3,265 7.0% $5452

Protective device discount in Corpus Christi Up to :  $31

Claims-free discount in Corpus Christi Up to :  $42

Corpus Christi, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
78404 $91,800 $1,020
78415 $84,600 $1,020
78409 $80,100 $1,020
78417 $77,800 $1,010
78407 $63,900 $1,000
78416 $62,700 $1,010
78401 $62,000 $1,000
78408 $58,000 $1,000
78406 $53,500 $1,000
78405 $51,300 $1,000
78414 $166,100 $1,080
78418 $148,300 $1,050
78413 $146,900 $1,050
78402 $139,700 $1,060
78410 $129,900 $1,050
78412 $109,100 $1,040
78411 $108,500 $1,040