Corcoran Insurance Rates:

Corcoran, CA home insurance is nearly $498 to $677, about $41-$56/month. Our exhaustive analysis reveals consumers can save upto $235 by comparing different quotes

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Corcoran, California Homeowners share the good, bad & ugly reviews of thier insurance providers so that you can compare quotes from the best

Corcoran Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Chubb Group of Insurance
Home Insurance Rate of $130/2 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $300,000

5 Beds, 5 Bath 3840 sqft Vacation Property Constructed In 1974 with Ceramic Tile Flooring, Wood Shake Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Married Male who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $130/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $260,000

4 Beds, 4 Baths 2750 sqft Primary Residence Constructed In 1995 with Wood Flooring, Shingles Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

54 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $140/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 1780 sqft Seasonal Residence Constructed In 2011 with Linoleum, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Single Female who has a Full Time Job with household income of $50-$75,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $320/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Bath 2030 sqft Primary Residence Constructed In 2013 with Carpet over wood flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Married Female who has a Full Time Job with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $250/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 2290 sqft Primary Residence Constructed In 1962 with Stone Flooring, Shingles Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $60/1 month for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $425,000

5 Beds, 5 Bath 4460 sqft Seasonal Residence Constructed In 1984 with Stone Flooring, Composition Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

41 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $30/1 month for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

5 Beds, 5 Bath 1540 sqft Rental Property Constructed In 1953 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Indoor Sprinklers, Fire Extinguisher, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Divorced Female who is Retired and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $110/6 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

3 Beds, 3 Baths 1210 sqft Vacation Property Constructed In 2014 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Corcoran, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
93212 $137,400 $590

Corcoran Rates & Quotes Analysis:

Corcoran Area Estimated House Insurance
County Line Rd, Keegan Ave, Medford Ave, 6 1/4 Ave, Cottonwood Ave, Magnolia St, Earl Ave, Charles St, Brokaw Ave, Nevada Ave$584
Chittenden Ave, Evergreen Dr, Hale Ave, Bell Ave, 4th St, Circle Dr, Strepy Ave, Bethel Ave, 23rd Ave, Omaha Ave$586
Becky Pease St, Olympic Ave, Madison Ave, Chase Ave, Bentley Dr, Fern Dr, Corcoran Hwy, Anderson Ln, Halsey Ave, Moni Rd$584
Village Dr, Nice Ave, Ottawa Ave, Nevada Ave, Hale Ave, Claire Ave, Perry Ave, Whitley Ave, Koody Ct, Kansas Ave$587
Slough Dr, Alder Ave, Cyril Pl, Patton Ave, Davis Cir, 7th St, Orange Ave, Waukena Ave, Airington Cir, Enterprise Ave$586

Insurance rates are influenced by a number of factors including:

  • Year Built: 571 Homes (15% of total homes ) built between 1960 to 1969 in Corcoran are paying home insurance between $1,029-$1,038. Places close to Corcoran, CA such as Waukena, Tulare, Hanford are more expensive by $51, $12, $16 respectively while Teviston and Lemoore Station are cheaper by $17 and $37 respectively for similar homes.
  • Bedrooms: 1,868 3 bedrooms homes (52% of total homes ) in Corcoran are paying about $224 and differs from Waukena (+$11), Tulare (+$3), Hanford (+$4), Matheny (-$6) and West Goshen (-$3).
  • Auto Insurance Bundling: 488 Households (29% of all households) in Corcoran have 3 or more vehicles available and when it is bundled with home insurance you can save $147 in contrast with Waukena ($154), Tulare ($148), Hanford ($149).
  • Senior Discounts: 809 seniors (more than 55 years) occupied housing units (49% of total) in Corcoran get discounts between $87 to $90 and differs from Waukena ($92), Tulare ($89), Tipton ($87).
  • New Homes discounts: New homes such as the 1,202 homes built between 2000 to 2009 in Corcoran can save $117 compared to Waukena ($123), Tulare ($119), Hanford ($119).

Corcoran Homeowners insurance Facts

  • Corcoran, CA has 1,646 owner occupied houses which is 48.8% of all units whereas Waukena, Tulare and Hanford have 36.36%, 58.47% and 57.59% respectively.
  • Corcoran, CA homeowners yearly insurance price at $588 is 0.46% of the typical house value of $127,500 which is in contrast with 0.2% in Waukena, 0.35% at Tulare & 0.31% in Hanford.
  • Homeowners in Corcoran, CA pay 2.61% of their income ($20,000 to $24,999) in insurance whereas homeowners in Waukena, Tulare and Hanford pay 2.74%, 2.64% and 2.66% respectively.
  • Corcoran, CA’s insurance is 4.0% of monthly housing costs of $1,219/month, for owners with a mortgage compared to 3.39% in Tulare, 3.1% at Hanford & 5.21% in Tipton. But, for households without a mortgage, insurance is 14.9% of costs ($330 in Corcoran, CA) in contrast with 12.91% in Tulare, 13.54% at Hanford & 15.07% in Tipton.

Corcoran, CA Home Values & Insurance rates

For example, insurance for 72 Homes (4.0% of total homes ) valued between $60,000 to $69,999 in Corcoran, CA is about $294. Rates in nearby areas in such as Tulare, Hanford, Kings County are cheaper by $74, $97, $97 respectively while Tipton and Stratford are costlier by $34 and $28 respectively for similar homes.

Corcoran, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 95 5.0% $111
$50,000 to $59,999 21 1.0% $241
$60,000 to $69,999 72 4.0% $294
$70,000 to $79,999 113 6.0% $341
$80,000 to $89,999 168 10.0% $388
$90,000 to $99,999 61 3.0% $435
$100,000 to $124,999 281 17.0% $505
$125,000 to $149,999 119 7.0% $629
$150,000 to $174,999 134 8.0% $746
$175,000 to $199,999 116 7.0% $864
$200,000 to $249,999 267 16.0% $1034
$250,000 to $299,999 125 7.0% $1270
$300,000 to $399,999 44 2.0% $1611

Renters Insurance in Corcoran

  • Average Renters Insurance in Corcoran :  $225($18/month)

  • Median Gross Rent in Corcoran :  $800

  • Corcoran Renters Insurance to Median Rent Ratio:  2.25%

  • Average household size of renter-occupied unit :  3.85

Corcoran Renters Insurance as a Percentage of Rent

Corcoran Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 47 2.0% $806
$300 to $499 241 14.0% $1256
$500 to $749 415 25.0% $1931
$750 to $999 528 32.0% $2681
$1,000 to $1,499 353 21.0% $3806
$1,500 or more 27 1.0% $5456

Rent Affordability in Corcoran:

Approximately 43.0% (745) of households are spending more than 35% of their income on gross rent in Corcoran

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 243 14.0%
15.0 to 19.9 percent 137 7.0%
20.0 to 24.9 percent 192 11.0%
25.0 to 29.9 percent 181 10.0%
30.0 to 34.9 percent 226 13.0%
35.0 percent or more 745 43.0%

Corcoran Renters Insurance Discounts:

Corcoran Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Corcoran, CA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 682 39.0% $22.5
2 vehicles available 511 29.0% $33.75
3 or more vehicles available 241 13.0% $45.0

Corcoran Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 94 5.0% $80
60 to 64 years 62 3.0% $64
65 to 74 years 112 6.0% $52
75 years and over 72 4.0% $40

Protective device discount in Corcoran Up to :  $33

Claims-free discount in Corcoran Up to :  $45