Coral Springs Insurance Rates:

Coral Springs, FL home insurance is roughly $1,053 to $1,429, about $87-$119/month. Our exhaustive guide shows customers can save upto $496 by comparing multiple quotes

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Coral Springs, Florida Homeowners share the good, bad & ugly reviews of thier insurance providers so that you can compare quotes from the best

Coral Springs Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $4360/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

3 Beds, 3 Bath 1760 sqft Rental Property Constructed In 2006 with Hardwood Flooring, Wood Shake Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Fire Extinguisher, Swimming Pool, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Single Female who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $1080/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $210,000

3 Beds, 3 Bath 1330 sqft Rental Property Constructed In 1991 with Carpet over wood flooring, Composition Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $2500/9 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Bath 1830 sqft Seasonal Residence Constructed In 2012 with Stone Flooring, Wood Shake Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1170/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $255,000

3 Beds, 3 Bath 1860 sqft Vacation Property Constructed In 1995 with Stone Flooring, Metal Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Married Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $160/1 month for $75,000-$100,000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Baths 1018 sqft Rental Property Constructed In 2002 with Hardwood Flooring, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Married Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Coral Springs, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33065 $208,000 $1,200

Coral Springs Rates & Quotes Analysis:

Coral Springs Area Estimated House Insurance
Seminole Ter, Flamingo Pl, Pine Cir, NW 104th Dr, Cape Dr, Shadow Wood Blvd, NW 95th Ln, Coral Falls, Flamingo Way, Hialeah Ct$1,178
NW 2nd Manor, E Leitner Dr, NW 95th Ln, NW 4th Dr, NW 103rd Ln, Los Campos, NW 114th Ln, Coral Hills Dr, Star Point Cir, NW 60th Ln$1,251
NW 38th Manor, Shadow Wood Ln, NW 46th Manor, NW 59th Pl, Sutton Ct, Lantana Dr, NW 17th Manor, NW 112th Way, NW 121st Dr, 52nd Pl$1,286
NW 62nd Pl, NW 46th Dr, Lexington Ln, Shenandoah Ln, Brandywine Dr N, Egret Ter, Swans Ln, NW 86th Ln, Doubloon Dr, NW 98th Dr$1,431
NW 47th Pl, Vis del Mar, Fiesta Way, Eagle Cay Way, NW 62nd Ct, la Placida Dr N, NW 3rd Dr, Eagle Cay Ct, Celebration Ln, Ginger Ave$1,146
NW 116th Dr, Creekside Dr, Eagle Trace Blvd N, Buena Vista Dr, Springs Hamlet Dr, NW 48th Pl, NW 28th Ln, Trotters Ln, NW 83rd Dr, NW 68th Pl$1,179
Brokenwoods Dr, SW 96th Ln, Brandywine Dr S, Heron Pl, NW 68th Ln, NW 63rd Dr, NW 101st Ln, Glenwood Dr, Cypress Fern Way, Olympia Ct$1,171
Coral Gate Blvd, NW 114th Ln, NW 77th Pl, Vestal Pl, NW 84th Way, 112th Way, Seabreeze Ln, Regency Lakes Blvd, NW 65th Ct, NW 125 Ter$1,412
NW 85th Ln, Wilderness Way, Palm Pl, Dawn Tree Ter, Vestal Manor, Blue Sage Ave, NW 107th Ln, Mimosa Pl, Maplewood Way, Merrick Ct$1,153
Vestal Ct, NW 123rd Ln, Eagle Cay Cir, NW 53th Ct, Eagle Cay Manor, NW 19th Dr, Brighton Ct, NW 57th Way, Ibis Pl, NW 107th Ln$1,215

Insurance rates are influenced by a number of factors including:

  • Year Built: 12,466 Homes (27% of total homes ) built between 1990 to 1999 in Coral Springs are paying home insurance between $1,790-$1,809. Places close to Coral Springs, FL such as Parkland, Lighthouse Point, Sea Ranch Lakes are more expensive by $205, $65, $404 respectively while Coral Springs-Margate and Margate are cheaper by $98 and $131 respectively for similar homes.
  • Bedrooms: 12,451 4 bedrooms homes (27% of total homes ) in Coral Springs are paying about $1,451. Areas near to Coral Springs such as Parkland, Lighthouse Point, Lazy Lake are costlier by $153, $40, $309 respectively whereas Coral Springs-Margate and Margate are more economical by $79, $106 respectively for similar homes.
  • Auto Insurance Bundling: 7,298 Households (26% of all households) in Coral Springs have 3 or more vehicles available and when it is bundled with home insurance you can save $310 in contrast with Coral Springs-Margate ($293), Parkland ($345), Margate ($287).
  • Senior Discounts: 10,977 seniors (more than 55 years) occupied housing units (40% of total) in Coral Springs get discounts between $185 to $188. The comparative concessions in proximate regions such as Coral Springs-Margate, Parkland and Margate are $175, $207 and $172 respectively.
  • New Homes discounts: New homes such as the 17,131 homes built between 2000 to 2009 in Coral Springs can save $248 and varies from Coral Springs-Margate ($234), Parkland ($276), Margate ($230).

Coral Springs Homeowners insurance Facts

  • Coral Springs, FL has 27,404 owner occupied houses which is 67.4% of all units whereas Coral Springs-Margate, Parkland and Margate have 68.27%, 82.04% and 78.04% respectively.
  • Coral Springs, FL homeowners yearly insurance price at $1,241 is 0.44% of the typical house value of $284,000 which is in contrast with 0.69% in Coral Springs-Margate, 0.26% at Parkland & 0.88% in Margate.
  • Homeowners in Coral Springs, FL pay 24.82% of their income (Less than $10,000) in insurance whereas homeowners in Coral Springs-Margate, Parkland and Margate pay 23.46%, 27.66% and 23.0% respectively.
  • Coral Springs, FL’s insurance is 4.5% of monthly housing costs of $2,281/month, for owners with a mortgage compared to 5.58% in Coral Springs-Margate, 3.25% at Parkland & 6.11% in Margate. But, for households without a mortgage, insurance is 15.0% of costs ($690 in Coral Springs, FL) in contrast with 17.42% in Coral Springs-Margate, 11.51% at Parkland & 20.52% in Margate.

Coral Springs, FL Home Values & Insurance rates

For example, insurance for 1,173 Homes (5.0% of total homes ) valued between $175,000 to $199,999 in Coral Springs, FL is about $819. Rates in nearby areas in such as Parkland, Lighthouse Point, Sea Ranch Lakes are cheaper by $335, $164, $454 respectively while Coral Springs-Margate and Margate are costlier by $471 and $825 respectively for similar homes.

Coral Springs, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,182 5.0% $99
$50,000 to $59,999 358 1.0% $223
$60,000 to $69,999 390 1.0% $273
$70,000 to $79,999 431 1.0% $322
$80,000 to $89,999 358 1.0% $359
$90,000 to $99,999 247 1.0% $409
$100,000 to $124,999 879 4.0% $471
$125,000 to $149,999 866 3.0% $595
$150,000 to $174,999 1,377 6.0% $707
$175,000 to $199,999 1,173 5.0% $819
$200,000 to $249,999 3,550 16.0% $980
$250,000 to $299,999 4,247 19.0% $1203
$300,000 to $399,999 6,874 31.0% $1526

Renters Insurance in Coral Springs

  • Average Renters Insurance in Coral Springs :  $73($6/month)

  • Median Gross Rent in Coral Springs :  $1,310

  • Coral Springs Renters Insurance to Median Rent Ratio:  0.46%

  • Average household size of renter-occupied unit :  2.93

Coral Springs Renters Insurance as a Percentage of Rent

Coral Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 271 2.0% $768
$300 to $499 168 1.0% $1218
$500 to $749 444 3.0% $1893
$750 to $999 1,482 11.0% $2643
$1,000 to $1,499 6,467 49.0% $3768
$1,500 or more 4,135 31.0% $5418

Rent Affordability in Coral Springs:

Approximately 52.0% (6,944) of households are spending more than 35% of their income on gross rent in Coral Springs

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 720 5.0%
15.0 to 19.9 percent 1,275 9.0%
20.0 to 24.9 percent 1,274 9.0%
25.0 to 29.9 percent 1,595 12.0%
30.0 to 34.9 percent 1,479 11.0%
35.0 percent or more 6,944 52.0%

Protective device discount in Coral Springs Up to :  $10

Claims-free discount in Coral Springs Up to :  $14