Compton Insurance Rates:

Compton, CA home insurance is about $524 to $709, about $43-$59/month. Our comprehensive research shows customers can save upto $246 by comparing multiple quotes

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Compton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $170/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

2 Beds, 2 Bath 1140 sqft Seasonal Residence Constructed In 1954 with Ceramic Tile Flooring, Slate Shingles Roof, Piers Foundation, Wood siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Married Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $110/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

2 Beds, 2 Bath 1020 sqft Vacation Property Constructed In 1956 with Carpet over wood flooring, Slate Shingles Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Married Male who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $220/5 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $225,000

2 Beds, 2 Bath 1300 sqft Vacation Property Constructed In 1972 with Hardwood Flooring, Shingles Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $650/12 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $255,000

5 Beds, 5 Baths 1870 sqft Rental Property Constructed In 1954 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $380/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

5 Beds, 5 Bath 2200 sqft Seasonal Residence Constructed In 1959 with Ceramic Tile Flooring, Slate Shingles Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Single Male who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $580/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

2 Beds, 2 Bath 1110 sqft Seasonal Residence Constructed In 1964 with Linoleum, Wood Shake Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Divorced Male who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $190/2 months for $350,000-$400,000 Coverage
Policy Holder Home Details :

Home Value : $395,000

3 Beds, 3 Baths 1345 sqft Primary Residence Constructed In 1964 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Compton, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
90220 $243,800 $610

Compton Rates & Quotes Analysis:

Compton Area Estimated House Insurance
E Tichenor St, Apache Ln, Serra Dr, E Bliss St, Elva Ave, Enslow Dr, W Bennett St, Persimmon Dr, E 72nd St, Adobe Ln$622
S Perry St, Levinson St, S Anderson Ave, E Tucker St, Portola Way, E San Marcus St, E Madison St, E 211th St, Callahan Pl, E Airline Way$600
S Williams Ave, S Center Ave, E 162nd St, S Peralta Dr, E 249th St, E 238th Pl, Dagmar Ave, W Myrrh St, E Palmer St, E 157th St$612
W Wayside St, E Harcourt St, Alpine Ave, E Dolores St, N Compton Ave, W Tichenor St, N Wadsworth Ave, W Arlington St, W Spruce St, E Caldwell St$605
Stonecliff Ln, S Rancho Way, S Anzac Ave, Moneta Ave, Littleton St, E Stockton St, Petroleum Ave, Canova Ln, E Q St, Spruce Lake Dr$611
Traub Ave, E 121st St, W Spruce St, W Almond St, S Bullis Rd, S Cahita Ave, E Las Hermanas St, E Stockton Ave, N Pannes Ave, E Holborn Dr$606
Orangetree Dr, Dalfsen Ave, E Acoma Dr, S Lorella Ave, W Johnson St, S Pearl Ave, Bolsa St, N Largo Ave, E Elm St, S Evonda Ave$612
E Calbas St, Lorella Ave, W 227th Pl, Broadwell Ave, W Cocoa St, W Winona Ave, Colyer Ave, Belshaw Ave, W Clarion Dr, Kramer Dr$628
E Charron Pl, Lamberton Ave, N Water Way, S Reyes Ave, E Piru St, Morro Dr, Auto Dr S, E Washington St, Benwell Dr, Dunbrooke Ave$604
234th Pl, N Sherer Pl, 235th St, Via Baron, Scottsdale S, W Reeve St, S Amantha Ave, W Spruce St, E Fernrock St, S Carlerik Ave$603

Insurance rates are influenced by a number of factors including:

  • Year Built: 17,642 Homes (19% of total) built between 1940 to 1949 in Compton are paying home insurance between $1,238-$1,248 and differs from Carson (+$17), West Carson (+$21), West Athens (+$20), West Rancho Dominguez (-$12) and East Rancho Dominguez (-$22).
  • Bedrooms: 28,399 2 bedrooms homes (31% of total homes ) in Compton are paying about $185. Areas near to Compton such as Carson, West Carson, Alondra Park are costlier by $3, $4, $6 respectively whereas West Rancho Dominguez and East Rancho Dominguez are more economical by $8, $3 respectively for similar homes.
  • Auto Insurance Bundling: 19,965 Households (38% of all households) in Compton have 2 vehicles available and when it is bundled with home insurance you can save $123 in contrast with Carson ($124), West Rancho Dominguez ($122), East Rancho Dominguez ($121).
  • Senior Discounts: 24,845 seniors (more than 55 years) occupied housing units (47% of total) in Compton get discounts between $92 to $94 and varies from Carson ($93), West Rancho Dominguez ($91), East Rancho Dominguez ($90).
  • New Homes discounts: New homes such as the 29,799 homes built between 2000 to 2009 in Compton can save $123 in contrast with Carson ($124), West Rancho Dominguez ($122), East Rancho Dominguez ($121).

Compton Homeowners insurance Facts

  • Compton, CA has 52,117 owner occupied houses which is 60.9% of all units whereas Carson, West Rancho Dominguez and East Rancho Dominguez have 75.75%, 60.08% and 54.29% respectively.
  • Compton, CA homeowners yearly insurance price at $616 is 0.2% of the typical house value of $305,800 which is in contrast with 0.17% in Carson, 0.22% at West Rancho Dominguez & 0.25% in East Rancho Dominguez.
  • Homeowners in Compton, CA pay 3.52% of their income ($15,000 to $19,999) in insurance whereas homeowners in Carson, West Rancho Dominguez and East Rancho Dominguez pay 3.57%, 3.49% and 3.46% respectively.
  • Compton, CA’s insurance is 2.6% of monthly housing costs of $1,947/month, for owners with a mortgage compared to 2.35% in Carson, 2.91% at West Rancho Dominguez & 2.96% in East Rancho Dominguez. But, for households without a mortgage, insurance is 13.6% of costs ($378 in Compton, CA) in contrast with 13.33% in Carson, 15.74% at West Rancho Dominguez & 11.2% in East Rancho Dominguez.

Compton, CA Home Values & Insurance rates

For example, insurance for 7,241 Homes (18.0% of total homes ) valued between $200,000 to $249,999 in Compton, CA is about $449. Rates in nearby areas in such as Carson, Gardena, West Carson are cheaper by $56, $56, $73 respectively while West Rancho Dominguez and East Rancho Dominguez are costlier by $51 and $108 respectively for similar homes.

Compton, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,397 6.0% $49
$50,000 to $59,999 412 1.0% $104
$60,000 to $69,999 446 1.0% $129
$70,000 to $79,999 431 1.0% $147
$90,000 to $99,999 491 1.0% $190
$100,000 to $124,999 1,654 4.0% $215
$125,000 to $149,999 992 2.0% $271
$150,000 to $174,999 2,608 6.0% $326
$175,000 to $199,999 1,764 4.0% $375
$200,000 to $249,999 7,241 18.0% $449
$250,000 to $299,999 6,439 16.0% $554
$300,000 to $399,999 13,928 35.0% $702

Renters Insurance in Compton

  • Average Renters Insurance in Compton :  $165($13/month)

  • Median Gross Rent in Compton :  $1,074

  • Compton Renters Insurance to Median Rent Ratio:  1.21%

  • Average household size of renter-occupied unit :  3.92

Compton Renters Insurance as a Percentage of Rent

Compton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 884 2.0% $791
$300 to $499 1,017 3.0% $1241
$500 to $749 3,709 11.0% $1916
$750 to $999 7,987 25.0% $2666
$1,000 to $1,499 11,928 37.0% $3791
$1,500 or more 6,061 19.0% $5441

Rent Affordability in Compton:

Approximately 55.0% (18,720) of households are spending more than 35% of their income on gross rent in Compton

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,303 6.0%
15.0 to 19.9 percent 2,524 7.0%
20.0 to 24.9 percent 3,349 10.0%
25.0 to 29.9 percent 3,278 9.0%
30.0 to 34.9 percent 3,290 9.0%
35.0 percent or more 18,720 55.0%

Compton Renters Insurance Discounts:

Compton Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Compton, CA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 13,563 40.0% $16.5
2 vehicles available 11,305 33.0% $24.75
3 or more vehicles available 4,293 12.0% $33.0

Compton Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 2,242 6.0% $107
60 to 64 years 1,514 4.0% $85
65 to 74 years 2,208 6.0% $69
75 years and over 1,293 3.0% $53

Protective device discount in Compton Up to :  $24

Claims-free discount in Compton Up to :  $33

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