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Columbus, GA Home Values & Insurance Rates

Columbus, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,960 7.0% $158
$50,000 to $59,999 1,235 3.0% $344
$60,000 to $69,999 1,494 4.0% $423
$70,000 to $79,999 2,033 5.0% $494
$80,000 to $89,999 2,539 6.0% $556
$90,000 to $99,999 2,459 6.0% $626
$100,000 to $124,999 5,456 14.0% $724
$125,000 to $149,999 4,547 12.0% $909
$150,000 to $174,999 4,148 11.0% $1077
$175,000 to $199,999 2,622 7.0% $1245
$200,000 to $249,999 3,412 9.0% $1492
$250,000 to $299,999 2,008 5.0% $1827
$300,000 to $399,999 2,323 6.0% $2322

Columbus Renters Insurance as a Percentage of Rent

Columbus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 549 1.0% $367
$200 to $299 1,329 4.0% $817
$300 to $499 4,006 12.0% $1267
$500 to $749 8,914 28.0% $1942
$750 to $999 8,906 28.0% $2692
$1,000 to $1,499 6,704 21.0% $3817
$1,500 or more 1,359 4.0% $5467

Example Columbus Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceState Farm
Monthly Premium 404240
Year Built 199219862004
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Top Home Insurance Agents Near Columbus, GA

Home Insurance Company Near Columbus, GA Homeowners Insurance Agency Near Columbus, GA Address Distance from Columbus, GA (miles)
The Heritage Agcy Inc 1610 Broad St. Phenix City, Phenx City, AL, 36868 7.7
State Farm Corey Lindsey 6701 Flat Rock Rd, Midland, GA, 31820-3646 2.4
State Farm Dave Christie 208 Church St, Lagrange, GA, 30240-2712 37.8
Allstate J Smith Lanier & Co 314 W Main St, Manchester, GA, 31816 28.1
Liberty Mutual Independent Turners Insurance 201 MIKE WILL RD, ELLAVILLE, GA, 31806 37.4


Estimated Home Insurance By Street Area Near Columbus, GA

Columbus Area Estimated House Insurance
New Campbellton Rd, Hunter Ridge Cir, River Rd, Fall Dr, Maudie Ln, Masters Ln, Matilda Ln, Wood Duck Ln, Appolo Dr, Stobe Dr$889
Hilldale Dr, Sealy Ln, Crawford Dr, Setter Ct, Bragg Smith St, Caribou Dr, Grand Ln, Green Island Dr, Rushin Dr, Johnston Dr$957
Springer St, Alamo Ct, 51st St, Preston Dr, Norton St, Vera Dr, Boulder Dr, Converse Dr, Egins Ct, Willowbrook Dr$872
Starlight Dr, Coronet Dr, Twin Chapel Dr, Kenwood Ave, Gunboat Dr, Ruby Dr, Gurley Dr, Oates Ave, Moye Rd, Linden Cir$897
Southlea Ct, 48th St, Grady Dr, Abingdon Ct, Michael Ave, Hale Dr, Stonewall Dr, Mt Pleasant Ct, Wise St, Yuchi St$899
Ragland St, Flournoy Dr, Bob-O-Link Dr, Heather Ct, Highridge Dr, Windbush Way, Woodmark Dr, Maplebrook Ct, Marlowe Dr, Samson Ave$919
Big Eddy Rd, Jottings Dr, Fairfield Dr, Nightwind Ct, Hays Dr, Lakewood Dr, Adams St, Beaver Ct, Parkman Ave, Autumn Trl$894
Birchfield Dr, Moller Ct, Athens Ct, Louise Dr, Glenn Rd, Magnolia Ave, Sunrise Ln, Owsley Ave, Treetop Ln, 10th Armored Division Rd$883
Thomas St, Sedgefield Ave, Kingfisher Dr, Mary Ann Dr, Jane Ln, Walking Stick Way, Chalbena Ave, N Oakley Dr, Peachtree Dr, Comer St$857
Wayside Ave, Bunker Hill Ct, Victoria Dr, Hiawatha Dr, 31st Ave, Convene Ct, Spruce St, Standing Boy Ct, Moon Cir, W Britt David Rd$865

Columbus, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Columbus Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,200$7,700
Net Savings to Columbus Home Owner from High Deductible Plan $1,500

Columbus, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbus, GA Home Replacement Value MORE than Home Value Columbus, GA Home Replacement Value LESS than Home Value
Replacement Value $185,000 $124,500
Insurance Premium based on Replacement Value $925 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year