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Columbia, SC Home Values & Insurance Rates

Columbia, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,256 6.0% $138
$50,000 to $59,999 930 2.0% $285
$60,000 to $69,999 1,363 4.0% $359
$70,000 to $79,999 1,592 4.0% $416
$80,000 to $89,999 2,218 6.0% $473
$90,000 to $99,999 2,187 6.0% $530
$100,000 to $124,999 4,217 13.0% $612
$125,000 to $149,999 3,566 11.0% $767
$150,000 to $174,999 3,829 11.0% $905
$175,000 to $199,999 2,460 7.0% $1044
$200,000 to $249,999 3,269 10.0% $1256
$250,000 to $299,999 2,094 6.0% $1534
$300,000 to $399,999 2,437 7.0% $1950

Columbia Renters Insurance as a Percentage of Rent

Columbia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 644 2.0% $344
$200 to $299 853 2.0% $794
$300 to $499 2,458 7.0% $1244
$500 to $749 9,540 30.0% $1919
$750 to $999 10,075 32.0% $2669
$1,000 to $1,499 6,134 19.0% $3794
$1,500 or more 1,529 4.0% $5444

Example Columbia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualChubb Group of Insurance
Monthly Premium 101123178
Year Built 197819641985
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Columbia, SC

Home Insurance Company Near Columbia, SC Homeowners Insurance Agency Near Columbia, SC Address Distance from Columbia, SC (miles)
Woody Stoudemire Co Inc 311 N Lake Dr, Lexington, SC, 29072 14.2
All Mobile Ins Services 108 N Lake Dr Ste A, Lexington, SC, 29072 14.2
Travelers Ea-Midland Agency Insurance Corporation 22 OFFICE PARK STE 102, COLUMBIA, SC, 29223 7.1
Allstate Richard Parker 9400 Two Notch Rd Ste A, Columbia, SC, 29223 7.2
Travelers The Tadich Insurance Group 809 SUMMER CREEK DR, ORANGEBURG, SC, 29118 35.4

Columbia, SC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
29203 $89,900 $800
29202 $243,800 $880
29205 $240,900 $880
29206 $232,800 $880
29212 $164,000 $830
29229 $163,200 $830
29201 $160,900 $840
29223 $144,600 $820
29209 $140,000 $810
29204 $131,800 $820
29210 $123,900 $820

Estimated Home Insurance By Street Area Near Columbia, SC

Columbia Area Estimated House Insurance
Old Clayton Ct, Joshua St, Wheeler Rd, Edward Ct, Catalina Ct, S-40-1308, Covenant Rd, Carteret St, Brookhirst Ct, Camellia St$803
Cheval St, Brooks-Palmer Pl, Clarendon St, Trull St, Arcadia Lake Dr, Greenfield Rd, Springfield Ave, Walcott St, Grant St, Carousel Cir$806
Pineridge Rd, Sweet Bay Dr, Lake Ave, Claremont Dr, Humphrey St, Braham St, Chester St, Joe Louis Dr, Atascadero Dr, Saint Claire Dr$910
Dual Dr, Abernathy St, Puritan Rd, Detreville Ave, Christie Rd, E Chapel Dr, Long Shadow Ln, Wales St, S Beltline Blvd, Jonwall Ct$822
Petigru St, Widgean Dr, Gayle Pond Trce, Riley St, Bolden Cir, Meridian Dr, Omega Dr, Gavinshire Rd, Ontario St, High St$803
Lennox Ct, Pinevale Dr, Carlyle Cir, Gibson St, Cleaton Dr, Stratford Rd, Greenoaks Rd, Flora St, Valley Rd, River Valley Dr$827
Glenwood Ct, Grady St, Ander Dr, Crescent St, Glengarry Dr, Marshall St, Brockington Rd, Ervin St, Parkside Dr, Charlotte St$847
Boxwood Dr, Reamer Ave, Dearborn Rd, Burton St, Leeward Loop, Woodlake Dr, Bradley Dr, Ripplemeyer Ave, Greenhill Rd, Standish St$923
Mercer St, Crossfield Rd, S Edisto Ave, Langley Ct, Gnadenhunt Rd, Union St, Cary Ln, Delane Dr, Abelia Rd, Sedgewood Dr$807
Oakcrest Rd, Dickson St, Yorkhouse Rd, Newcastle Dr, Old Trace Ct, Broad St, Chambly Dr, S Bull St, Courtridge St, Ravenwood Rd$853

Columbia, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Columbia Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,700$9,200
Net Savings to Columbia Home Owner from High Deductible Plan $500

Columbia, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbia, SC Home Replacement Value MORE than Home Value Columbia, SC Home Replacement Value LESS than Home Value
Replacement Value $100,000 $72,500
Insurance Premium based on Replacement Value $875 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year