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Columbia, MO Home Values & Insurance Rates

Columbia, MO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,111 5.0% $140
$60,000 to $69,999 279 1.0% $381
$70,000 to $79,999 294 1.0% $442
$80,000 to $89,999 646 3.0% $502
$90,000 to $99,999 981 4.0% $562
$100,000 to $124,999 1,917 9.0% $653
$125,000 to $149,999 2,823 14.0% $814
$150,000 to $174,999 3,072 15.0% $964
$175,000 to $199,999 2,081 10.0% $1115
$200,000 to $249,999 3,184 16.0% $1346
$250,000 to $299,999 1,669 8.0% $1638
$300,000 to $399,999 1,456 7.0% $2090

Columbia Renters Insurance as a Percentage of Rent

Columbia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 418 1.0% $782
$300 to $499 2,179 10.0% $1232
$500 to $749 6,995 32.0% $1907
$750 to $999 6,819 31.0% $2657
$1,000 to $1,499 3,862 17.0% $3782
$1,500 or more 1,223 5.0% $5432

Example Columbia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateAmerican Family Insurance
Monthly Premium 535456
Year Built 197619842011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$250000-$300000$150000-$175000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Columbia, MO

Home Insurance Company Near Columbia, MO Homeowners Insurance Agency Near Columbia, MO Address Distance from Columbia, MO (miles)
Mcglynn And Associates Insurance Agency 4918 Rainbow Dr , Jefferson City, MO, 65109 24.7
Travelers Amos & Amos Agency 303 N STADIUM BLVD SUITE 200, COLUMBIA, MO, 65203 2.6
State Farm Jim Kesterson 1401 Southwest Blvd, Jefferson City, MO, 65109-2484 27.3
Travelers Luebbering Insurance Agency 2717 Industrial Dr Ste A Jefferson City, Jefferson City, MO, 65109 25.0
Liberty Mutual Independent Naught & Naught Insurance Agen 513 E SPRING ST, BOONVILLE, MO, 65233 22.5

Estimated Home Insurance By Street Area Near Columbia, MO

Columbia Area Estimated House Insurance
Turner Ave, Center St, Wild Ginger Ct, Valley Vista Ct, Corcoran Dr, W Southern Hills Dr, Parkside Dr, Riverbirch Pl, Christian Chapel, Samantha Ct$1,035
Leeway Dr, W Craig St, Country Ln, Fern Flower Ct, Dusty Rhodes Ln, W Driskel Rd, Amethyst Dr, Shannon Pl, Lema Ln, E Rob Cook Rd$990
E Lexington Cir, Sunset Dr, Daniel Boone, Apple Valley Ct, Wild Plum Ct, Tessa Way, Whitefish Dr, Corporate, Norwalk, Sun Ct$987
Bay Brook Dr, E Hwy Ab, E Alhambra Dr, Weatherwood Ave, Carnation Dr, Stanford Dr, Cherokee Ln, Wilson Ave, Rain Tree Ct, North Blvd$928
Bates Creek Ct, W Akeman Bridge Rd, Gazelle Dr, Jennifer Ln, N Charleston Cir, Skye Wynd, Ballenger Pl, E Burnam Rd, W Arbor Way, N Ely Ave$987
Monterey Dr, Fourwinds Dr, S Cedar Lake Dr, Rice Rd, S Warren School Rd, Sandman Ln, E Sexton Rd, E Fulton Gravel Rd, Richmond Ave, Baldwin$None
Danforth Cir, Wilderness Way, Berry View Ct, S Warren Dr, Brown Station Rd, Bryant St, Hyde Park Ave, Cromwell Ct, Wishing Well Dr N, Old US Hwy 63 S$1,050
S Easley River Rd, College Park Dr, N Boothe Ln, Timbers Ct, N Locust Grove Church Rd, Minor Hill Rd, Bogie Hills Dr, Canaveral St, N Hwy Pp, Hunt St$1,036
Taylor St, Lewis St, Elsdon Ct, Quick Sand Cir, W Sexton Rd, Baseline Pl, Fenimore Dr, Moss St, Bullhead Ln, W Lathrop Rd$988
Alton Ave, High Quest Dr, Dogwood Ln, Silver Brook Rd, Bentpath Dr, Americus Dr, Saddlebrook Pl, Thornridge Dr, Watertown Pl, Garnet Ave$982

Columbia, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Columbia Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$9,100
Net Savings to Columbia Home Owner from High Deductible Plan $600

Columbia, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbia, MO Home Replacement Value MORE than Home Value Columbia, MO Home Replacement Value LESS than Home Value
Replacement Value $159,500 $122,500
Insurance Premium based on Replacement Value $675 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year