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Columbia Heights, MN Home Values & Insurance Rates

Columbia Heights, MN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 166 3.0% $152
$60,000 to $69,999 79 1.0% $395
$80,000 to $89,999 90 1.0% $517
$90,000 to $99,999 213 3.0% $577
$100,000 to $124,999 713 13.0% $669
$125,000 to $149,999 709 13.0% $841
$150,000 to $174,999 1,214 22.0% $993
$175,000 to $199,999 938 17.0% $1145
$200,000 to $249,999 801 14.0% $1379
$250,000 to $299,999 317 5.0% $1683
$300,000 to $399,999 159 2.0% $2139

Columbia Heights Renters Insurance as a Percentage of Rent

Columbia Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 1.0% $338
$200 to $299 116 4.0% $788
$300 to $499 110 4.0% $1238
$500 to $749 575 24.0% $1913
$750 to $999 602 25.0% $2663
$1,000 to $1,499 671 28.0% $3788
$1,500 or more 264 11.0% $5438

Example Columbia Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAllstate
Monthly Premium 7376209
Year Built 197719611943
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$175000-$200000$350000-$400000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Columbia Heights, MN

Home Insurance Company Near Columbia Heights, MN Homeowners Insurance Agency Near Columbia Heights, MN Address Distance from Columbia Heights, MN (miles)
State Farm Denise Aasen 5808 W 36th St Ste B, St Louis Park, MN, 55416-5108 9.3
Farmers Duane Palmer 1399 Geneva Ave N Ste 206, Oakdale, MN, 55128 14.0
Travelers Insurance By Design Llc 14041 BURNHAVEN DR STE 100, BURNSVILLE, MN, 55337 20.9
Farmers James Schmidt 277 Coon Rapids Blvd NW Ste 114, Coon Rapids, MN, 55433 6.3
Travelers Mcnamara Company 1330 HIGHWAY 96 EAST, SAINT PAUL, MN, 55110 10.1


Estimated Home Insurance By Street Area Near Columbia Heights, MN

Columbia Heights Area Estimated House Insurance
43 1/2 Ave NE, Reservoir Blvd, 41st Ave NE, 42nd Ave NE, Polk Cir, Karen Ln NE, McLeod St NE, 50th Ave NE, 52nd Ave NE, 39 1/2 Ave NE$998
42 1/2 Ave NE, Buchanan Pl, 37th Ave NE, Polk Pl, Lookout Pl, Summit St, Mill St, 48th Ave NE, Molan Ter, 50th Ave NE$1,027
Maiden Ln, Orendorf Way NE, E Upland Crst, Hart Blvd, Innsbruck Pkwy W, Peters Pl, Madison Pl NE, Reservoir Blvd, Labelle St NE, 48th Ave NE$1,033
Matterhorn Dr NE, Sullivan Dr, Forest Dr, 49 1/2 Ave NE, Keyes St NE, 50 1/2 Ave NE, 42nd Ave NE, Benton Way, Upland Crst NE, 51st Ave NE$1,006
University Av Sev Rd, Hayes St NE, Gould Ave NE, 51st Ave NE, Cleveland St NE, 39th Ave NE, 38th Ave NE, Maureen Dr NE, Argonne Dr NE, Co Hwy 27$1,020

Columbia Heights, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Columbia Heights Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $4,600$4,100
Net Savings to Columbia Heights Home Owner from High Deductible Plan $500

Columbia Heights, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Columbia Heights, MN Home Replacement Value MORE than Home Value Columbia Heights, MN Home Replacement Value LESS than Home Value
Replacement Value $249,500 $155,000
Insurance Premium based on Replacement Value $1,800 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $56,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year