College Park Insurance Rates:

College Park, GA home insurance is nearly $755 to $1,044, about $62-$87/month. Our detailed guide reveals consumers can save upto $359 by getting many quotes

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College Park, Georgia Homeowners Insurance Reviews separate fact from fiction. Compare realistic quotes from the best home insurance providers.

College Park Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $390/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $140,000

2 Beds, 2 Bath 1480 sqft Seasonal Residence Constructed In 1973 with Carpet Flooring, Composition Roof, Piers Foundation, Stone Siding, Stucco Construction. Home Features Include Copper Water Pipes, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Single Male who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $40/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 900 sqft Rental Property Constructed In 1982 with Ceramic Tile Flooring, Tile Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Married Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $220/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Baths 1620 sqft Seasonal Residence Constructed In 1985 with Stone Flooring, Shingles Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Married Male who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $730/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Baths 1570 sqft Primary Residence Constructed In 1986 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Swimming Pool, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $160/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 1650 sqft Rental Property Constructed In 1987 with Carpet over wood flooring, Shingles Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Divorced Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $750/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Bath 1670 sqft Rental Property Constructed In 1979 with Hardwood Flooring, Membrane Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $460/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

2 Beds, 2 Bath 1480 sqft Rental Property Constructed In 1963 with Hardwood Flooring, Slate Shingles Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $110/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $265,000

4 Beds, 4 Bath 2730 sqft Vacation Property Constructed In 1988 with Stone Flooring, Metal Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

College Park, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30337 $174,000 $910

College Park Rates & Quotes Analysis:

College Park Area Estimated House Insurance
Roble Dr, W Point Ave, Sepulveda Ln, Airport Blvd, Laboon Cir, Harrison Rd, Pine Dr, Seabright Ln, Knight Ct, Roosevelt Hwy$854
Northcut Ct, Norman Dr, River Walk Ct, San Gabriel Ln, Phoenix Pkwy, Margaret Cir, Godby Rd, Grande River Rd, Faith Cove, Denny Dr$865
Sullivan Rd, Northcut Dr, Isleworth Way, Yorktowne Ct, Eshelman Ct, Park Pl S, Crystal Ln, Summerglen Ln, Chantilly Ter, E Pleasant Hill Rd$855
Sheldon Ct, Louis Xiv Ln, Yukon Ct, Chisolm Trl, Flemish Ct, Yorktowne Dr, Amazon Ct, Stone Brook, Nile Ct, State Rte 6$877
Norman Ct, Roses of Picardy, Tigris Ct, Conley St, Potomac Ct, Chattahoochee Ct, Best Rd, Allen Dr, Poplar Pointe Dr, Massachusetts Blvd$None

Insurance rates are influenced by a number of factors including:

  • Year Built: 942 Homes (12% of total homes ) built between 1950 to 1959 in College Park are paying home insurance between $1,689-$1,702. Places close to College Park, GA such as Atlanta, Fulton County, Fayetteville are more expensive by $73, $87, $28 respectively while East Point and Hapeville are cheaper by $45 and $46 respectively for similar homes.
  • Bedrooms: 1,711 1 bedroom homes (22% of total homes ) in College Park are paying about $603 and differs from Atlanta (+$26), Fulton County (+$31), Fayetteville (+$10), East Point (-$8) and Hapeville (-$17).
  • Auto Insurance Bundling: 285 Households (21% of all households) in College Park have 3 or more vehicles available and when it is bundled with home insurance you can save $224 and varies from East Point ($218), Hapeville ($218), Forest Park ($213).
  • Senior Discounts: 733 seniors (more than 55 years) occupied housing units (54% of total) in College Park get discounts between $133 to $136. The comparative concessions in proximate regions such as East Point, Forest Park and Riverdale are $131, $127 and $130 respectively.
  • New Homes discounts: New homes such as the 1,698 homes built between 2000 to 2009 in College Park can save $179 and similar new home insurance discounts in nearby towns and cities like East Point, Hapeville and Forest Park are $175, $174 and $170 respectively.

College Park Homeowners insurance Facts

  • College Park, GA has 1,355 owner occupied houses which is 25.5% of all units whereas East Point, Hapeville and Forest Park have 44.12%, 42.66% and 44.67% respectively.
  • College Park, GA homeowners yearly insurance price at $899 is 0.55% of the typical house value of $162,900 which is in contrast with 0.75% in East Point, 0.75% at Hapeville & 1.12% in Forest Park.
  • Homeowners in College Park, GA pay 1.63% of their income ($50,000 to $59,999) in insurance whereas homeowners in East Point, Hapeville and Forest Park pay 1.59%, 1.59% and 1.55% respectively.
  • College Park, GA’s insurance is 5.1% of monthly housing costs of $1,457/month, for owners with a mortgage compared to 5.82% in East Point, 5.49% at Hapeville & 7.24% in Forest Park. But, for households without a mortgage, insurance is 15.1% of costs ($495 in College Park, GA) in contrast with 19.34% in East Point, 23.42% at Hapeville & 20.94% in Forest Park.

College Park, GA Home Values & Insurance rates

For example, insurance for 146 Homes (11.0% of total homes ) valued between $125,000 to $149,999 in College Park, GA is about $755. Rates in nearby areas in such as Atlanta, Fulton County, Fayetteville are cheaper by $211, $236, $97 respectively while East Point and Hapeville are costlier by $268 and $267 respectively for similar homes.

College Park, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 21 1.0% $134
$50,000 to $59,999 29 2.0% $287
$60,000 to $69,999 89 7.0% $350
$70,000 to $79,999 64 5.0% $413
$80,000 to $89,999 58 4.0% $467
$90,000 to $99,999 80 6.0% $521
$100,000 to $124,999 125 10.0% $602
$125,000 to $149,999 146 11.0% $755
$150,000 to $174,999 127 10.0% $890
$175,000 to $199,999 129 10.0% $1033
$200,000 to $249,999 127 10.0% $1240
$250,000 to $299,999 80 6.0% $1519
$300,000 to $399,999 158 12.0% $1923

Renters Insurance in College Park

  • Average Renters Insurance in College Park :  $227($18/month)

  • Median Gross Rent in College Park :  $739

  • College Park Renters Insurance to Median Rent Ratio:  2.44%

  • Average household size of renter-occupied unit :  2.58

College Park Renters Insurance as a Percentage of Rent

College Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 83 2.0% $356
$200 to $299 138 3.0% $806
$300 to $499 235 6.0% $1256
$500 to $749 1,570 40.0% $1931
$750 to $999 1,298 33.0% $2681
$1,000 to $1,499 525 13.0% $3806
$1,500 or more 49 1.0% $5456

Rent Affordability in College Park:

Approximately 53.0% (2,109) of households are spending more than 35% of their income on gross rent in College Park

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 368 9.0%
15.0 to 19.9 percent 374 9.0%
20.0 to 24.9 percent 270 6.0%
25.0 to 29.9 percent 536 13.0%
30.0 to 34.9 percent 313 7.0%
35.0 percent or more 2,109 53.0%

Protective device discount in College Park Up to :  $34

Claims-free discount in College Park Up to :  $45