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Clifton, NJ Home Values & Insurance Rates

Clifton, NJ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 220 1.0% $60
$125,000 to $149,999 146 1.0% $336
$150,000 to $174,999 276 2.0% $397
$175,000 to $199,999 309 2.0% $457
$200,000 to $249,999 1,295 9.0% $552
$250,000 to $299,999 2,773 21.0% $673
$300,000 to $399,999 7,971 60.0% $864

Clifton Renters Insurance as a Percentage of Rent

Clifton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 283 2.0% $1227
$500 to $749 433 3.0% $1902
$750 to $999 1,884 17.0% $2652
$1,000 to $1,499 5,367 49.0% $3777
$1,500 or more 2,778 25.0% $5427

Example Clifton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 10314988
Year Built 196619781954
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$600000-$700000$200000-$250000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Clifton, NJ

Home Insurance Company Near Clifton, NJ Homeowners Insurance Agency Near Clifton, NJ Address Distance from Clifton, NJ (miles)
Clarion Associates Inc 35 Arkay Dr Ste 400 35 Arkay Dr Ste 400, Hauppauge, NY, 11788 47.7
Freeway Insurance Services Of Nj-Jerseycity 2184 Kennedy Blvd Jersey City, Jersey City, NJ, 7305 11.1
Farmers David Zimm 12 N Washington Ave, Bergenfield, NJ, 7621 9.7
State Farm Tom Safar Exclusive Plaza 322 Rt 9 and Union Hill Road, Englishtown, NJ, 7726 40.5
Travelers William J Chabina Co Inc 30 Whitney Ave, Syosset, NY, 11791 34.4

Estimated Home Insurance By Street Area Near Clifton, NJ

Clifton Area Estimated House Insurance
Lockwood Pl, Oak Hill Rd, Chambers Ct, Maplewood Ave, Wiedeman Ave, Notch Rd, Johnson St, Fitzgerald Ave, Harvey Rd, Margery Ct$863
Birchwood Ter, E 7th St, Tufts Rd, Josh Ct, Federal St, Kingsland Ave, Bruan Pl, Lisbon St, Alfred St, Sussex Rd$863
Annabelle Ave, Rose St, Madeline Ave, Brannon Ct, Ferncliff St, Kruger Ct, E 11th St, Passaic County 603, Marilyn Pl, Lorrie Ln$860
Jennifer Ct, Breen Ct, Putnam Pl, Kowal St, Troast Ct, Surrey Ln, 7th St, la Salle Ave, Plymouth Rd, East Pkwy$873
Merselis Ave, Noll Ter, Marie Pl, Melody Hill Rd, Ladwik Ln, Frances St, Gillies St, Merselis Ave, Demott Ave, Springdale Ave$863

Clifton, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Clifton Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,900$19,900
Net Savings to Clifton Home Owner from High Deductible Plan $1,000

Clifton, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Clifton, NJ Home Replacement Value MORE than Home Value Clifton, NJ Home Replacement Value LESS than Home Value
Replacement Value $584,500 $330,500
Insurance Premium based on Replacement Value $2,700 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $122,500 Risk Exposure from Under Insuring Coverage is $131,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $550/year