Clarion Insurance Rates:

Clarion, PA home insurance is nearly $599 to $823, about $49-$68/month. Our detailed analysis reveals consumers can save as much as $284 by getting multiple quotes

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Clarion Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $270/7 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

2 Beds, 2 Bath 1490 sqft Rental Property Constructed In 1978 with Carpet over wood flooring, Composition Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Copper Water Pipes, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $40/2 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $75,000

2 Beds, 2 Bath 960 sqft Seasonal Residence Constructed In 1965 with Carpet Flooring, Tile Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Single Female who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $350/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Bath 1960 sqft Vacation Property Constructed In 1979 with Carpet over wood flooring, Slate Shingles Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

24 Years old Married Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $820/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Baths 2190 sqft Rental Property Constructed In 1984 with Linoleum, Shingles Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Smoke Alarm, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Married Female who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $370/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Bath 1790 sqft Rental Property Constructed In 1983 with Wood Flooring, Shingles Roof, Chainwall Foundation, Stucco siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $240/9 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 1130 sqft Vacation Property Constructed In 1983 with Carpet over wood flooring, Metal Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Fire Extinguisher, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Single Male who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $110/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

4 Beds, 4 Bath 1660 sqft Primary Residence Constructed In 1940 with Wood Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Swimming Pool, Deadbolt Locks, Smoke Alarm, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Single Male who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $90/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1880 sqft Seasonal Residence Constructed In 2007 with Stone Flooring, Shingles Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $50/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $200,000

3 Beds, 3 Baths 2370 sqft Seasonal Residence Constructed In 1940 with Carpet over wood flooring, Metal Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Copper Water Pipes, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Single Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $710/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 3370 sqft Primary Residence Constructed In 2004 with Linoleum, Shingles Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Clarion, PA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
16214 $139,300 $720

Clarion Rates & Quotes Analysis:

Clarion Area Estimated House Insurance
Weaver Pl, Heidrick St, E Wood St, Tippin Dr, N 4th Ave, Campbell Ave, N 1st Ave, Corbett St, Payne St, Frampton St$717
Chestnut Ridge Dr, N 5th Ave, S 8th Ave, E Main St, Grant St, Miller Pl, N 2nd Ave, N Sheridan Rd, Barber St, Franklin St$717
Emerson Way, Keatley Pl, Eastwood Dr, Greenville Ave, Toby Rd, Ridge Rd, Robinwood Dr, Water Works Rd, Shady Ave, S 2nd Ave$711
Crescent Ave, Haskell Pl, South St, Boundary St, Corle Rd, Fern St, Sheridan Rd, S Sheridan Rd, Fairview Ave, Toby St$711
E Liberty St, Stephano St, S 3rd Ave, Penn Ave, Woodlawn Ave, N Jefferson Pl, Liberty St, Wood St, Frampton St Exd, E 8th Ave$704

Insurance rates are influenced by a number of factors including:

  • Year Built: 314 Homes (13% of total) built between 1960 to 1969 in Clarion are paying home insurance between $1,244-$1,255 in contrast with West Hills (+$26), Oakland (+$18), Sandy (+$10), Clarion County (-$15) and Strattanville (-$44).
  • Bedrooms: 404 1 bedroom homes (19% of total homes ) in Clarion are paying about $470. Areas near to Clarion such as West Hills, Treasure Lake, Shanor-Northvue are costlier by $9, $4, $10 respectively whereas Clarion County and Strattanville are more economical by $13, $17 respectively for similar homes.
  • Auto Insurance Bundling: 311 Households (44% of all households) in Clarion have 2 vehicles available and when it is bundled with home insurance you can save $142 and varies from Clarion County ($140), Strattanville ($137), Marianne ($141).
  • Senior Discounts: 350 seniors (more than 55 years) occupied housing units (49% of total) in Clarion get discounts between $105 to $107. The comparative concessions in proximate regions such as Clarion County, Strattanville and Marianne are $105, $102 and $106 respectively.
  • New Homes discounts: New homes such as the 663 homes built between 2000 to 2009 in Clarion can save $142 and differs from Clarion County ($140), Strattanville ($137), Marianne ($141).

Clarion Homeowners insurance Facts

  • Clarion, PA has 702 owner occupied houses which is 38.6% of all units whereas Clarion County, Strattanville and Marianne have 71.12%, 61.51% and 85.98% respectively.
  • Clarion, PA homeowners yearly insurance price at $711 is 0.57% of the typical house value of $124,400 which is in contrast with 0.67% in Clarion County, 1.07% at Strattanville & 0.61% in Marianne.
  • Homeowners in Clarion, PA pay 14.22% of their income (Less than $10,000) in insurance whereas homeowners in Clarion County, Strattanville and Marianne pay 14.04%, 13.7% and 14.14% respectively.
  • Clarion, PA’s insurance is 5.6% of monthly housing costs of $1,054/month, for owners with a mortgage compared to 5.81% in Clarion County, 6.49% at Strattanville & 3.79% in Marianne. But, for households without a mortgage, insurance is 13.1% of costs ($452 in Clarion, PA) in contrast with 16.86% in Clarion County, 19.03% at Strattanville & 16.19% in Marianne.

Clarion, PA Home Values & Insurance rates

For example, insurance for 133 Homes (18.0% of total homes ) valued between $100,000 to $124,999 in Clarion, PA is about $625. Rates in nearby areas in such as Farmington, Tylersburg, Crown are cheaper by $13, $20, $112 respectively while Clarion County and Strattanville are costlier by $105 and $553 respectively for similar homes.

Clarion, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 21 2.0% $142
$50,000 to $59,999 18 2.0% $298
$60,000 to $69,999 26 3.0% $369
$70,000 to $79,999 61 8.0% $426
$80,000 to $89,999 56 7.0% $483
$90,000 to $99,999 39 5.0% $540
$100,000 to $124,999 133 18.0% $625
$125,000 to $149,999 99 14.0% $782
$150,000 to $174,999 65 9.0% $924
$175,000 to $199,999 68 9.0% $1066
$200,000 to $249,999 40 5.0% $1286
$250,000 to $299,999 69 9.0% $1571

Renters Insurance in Clarion

  • Average Renters Insurance in Clarion :  $189($15/month)

  • Median Gross Rent in Clarion :  $632

  • Clarion Renters Insurance to Median Rent Ratio:  2.37%

  • Renter occupied housing units in Clarion :  1,117

Clarion Renters Insurance as a Percentage of Rent

Clarion Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 13 1.0% $347
$200 to $299 23 2.0% $797
$300 to $499 228 21.0% $1247
$500 to $749 485 45.0% $1922
$750 to $999 235 21.0% $2672
$1,000 to $1,499 76 7.0% $3797
$1,500 or more 11 1.0% $5447

Rent Affordability in Clarion:

Approximately 60.0% (681) of households are spending more than 35% of their income on gross rent in Clarion

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 139 12.0%
15.0 to 19.9 percent 69 6.0%
20.0 to 24.9 percent 59 5.0%
25.0 to 29.9 percent 104 9.0%
30.0 to 34.9 percent 65 5.0%
35.0 percent or more 681 60.0%

Clarion Renters Insurance Discounts:

Clarion Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Clarion, PA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 518 46.0% $18.9
2 vehicles available 274 24.0% $28.35
3 or more vehicles available 62 5.0% $37.8

Clarion Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 33 2.0% $63
60 to 64 years 25 2.0% $50
65 to 74 years 82 7.0% $41
75 years and over 141 12.0% $31

Protective device discount in Clarion Up to :  $28

Claims-free discount in Clarion Up to :  $37