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Citrus Heights, CA Home Values & Insurance Rates

Citrus Heights, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,410 8.0% $72
$50,000 to $59,999 188 1.0% $150
$80,000 to $89,999 187 1.0% $246
$100,000 to $124,999 957 5.0% $318
$125,000 to $149,999 1,185 6.0% $402
$150,000 to $174,999 2,239 12.0% $474
$175,000 to $199,999 2,491 14.0% $546
$200,000 to $249,999 3,796 21.0% $660
$250,000 to $299,999 2,516 14.0% $804
$300,000 to $399,999 2,390 13.0% $1026

Citrus Heights Renters Insurance as a Percentage of Rent

Citrus Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 1,306 9.0% $1925
$750 to $999 4,827 35.0% $2675
$1,000 to $1,499 4,910 35.0% $3800
$1,500 or more 2,334 17.0% $5450

Example Citrus Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateNationwide Insurance
Monthly Premium 593545
Year Built 199319721988
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $300000-$350000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Citrus Heights, CA

Home Insurance Company Near Citrus Heights, CA Homeowners Insurance Agency Near Citrus Heights, CA Address Distance from Citrus Heights, CA (miles)
Nationwide Cedarwood Financial & Insurance Services Inc. 1777 Oak Ave STE B, Davis, CA, 95616-1064 26.8
Travelers Gaines Insurance Agency Inc 2260 Lava Ridge Ct., Suite 101, Roseville, CA, 95661 4.2
Travelers Mcgee & Thielen Insurance Brokers Inc 3840 ROSIN CT STE 245, SACRAMENTO, CA, 95834 10.8
State Farm Tim Kwong 1035 Jefferson Blvd, West Sacramento, CA, 95691-3343 15.2
Travelers Wright Insurance Agency 2100 W KETTLEMAN LANE, LODI, CA, 95242 40.0


Estimated Home Insurance By Street Area Near Citrus Heights, CA

Citrus Heights Area Estimated House Insurance
la Luna Ct, Monteverde Ln, Teater Ct, Prince St, Highland Ave, Ansley Ct, Mariposa Cove Ct, Candlestick Way, Chabot Dr, Catamaran Dr$600
Old Ranch Rd, Tina Ct, Crail Ct, Cornerstone Way, Sylvan Rd, Westport Ln, Starwood Ct, Auburn Oaks Village Ln, Annwood Ct, Zenith Dr$595
Verner Ave, Broken Feather Way, Knudsen Way, Sunrise Terrace Ln, Brookcrest Way, Bayoak Way, Cranmore Ct, Heatherington Way, Villaview Dr, Cordelia Cir$589
Saint Albans Ct, Sylvan Oak Way, Donnawood Way, Golden Eye Ln, Rita Lou Way, Sycamore Dr, Rubion Cir, Auburn Oaks Ct, Redcliff Dr, Pimienta Dr$596
Lyonia Way, Sunrise Creek Ct, Villaview Dr, Maple Ave, Brookhaven Way, Marlin Cir, Tareyton Way, Bremen Dr, Larwin Dr, Stanford Ave$610
Arc Creek Mnr, Deanton Ct, Phoebe Way, Lasso Ct, Lost Mine Ct, Blue Springs Way, Heritage Meadow Ln, Challis Ct, Shady Crest Way, Soquel Way$605
Lialana Way, Lesser Way, Ebonywood Ct, Red Maple Way, Auburn Woods Dr, Ranch Ave, Aloha Dr, Glen Creek Way, Robie Way, Macy Plaza Dr$608
Brill Ct, Baird Way, Mandarin Cir, Chancery Ct, Rock Crest Ln, Barca Ln, Thalia Ct, Cloudcroft Way, Arcaro Ct, Bonnie Oak Way$605
Rain Meadow Ln, Garwood Ct, Stationers Way, Krogh Ct, Firewood Ct, Berman Walk Way, Medallion Ct, White Plains Ct, Butternut Dr, Joshua Ct$607
Casuarnia Ct, Dark Star Way, Clay Basket Dr, Hoopes Dr, Lakehurst Ct, Coral Oak Way, Bowery Ct, Northvale Way, Parkcreek Cir, Sperry Dr$609

Citrus Heights, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Citrus Heights Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,100$5,600
Net Savings to Citrus Heights Home Owner from High Deductible Plan $1,500

Citrus Heights, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Citrus Heights, CA Home Replacement Value MORE than Home Value Citrus Heights, CA Home Replacement Value LESS than Home Value
Replacement Value $286,000 $166,500
Insurance Premium based on Replacement Value $925 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year