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Chico, CA Home Values & Insurance Rates

Chico, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,625 10.0% $48
$70,000 to $79,999 162 1.0% $159
$100,000 to $124,999 194 1.0% $232
$125,000 to $149,999 342 2.0% $293
$150,000 to $174,999 877 5.0% $348
$175,000 to $199,999 808 5.0% $403
$200,000 to $249,999 2,940 19.0% $483
$250,000 to $299,999 3,158 20.0% $593
$300,000 to $399,999 4,746 31.0% $752

Chico Renters Insurance as a Percentage of Rent

Chico Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 263 1.0% $793
$300 to $499 878 4.0% $1243
$500 to $749 4,375 22.0% $1918
$750 to $999 5,887 30.0% $2668
$1,000 to $1,499 5,351 27.0% $3793
$1,500 or more 2,488 12.0% $5443

Example Chico Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersNationwide Insurance
Monthly Premium 1003630
Year Built 199520061982
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Chico, CA

Home Insurance Company Near Chico, CA Homeowners Insurance Agency Near Chico, CA Address Distance from Chico, CA (miles)
Glenn County Insurance Agency, Inc. Dba Gci Insurance Brokers 227 Swift St, Orland, CA, 95963 14.0
State Farm Craig Starkey 1258 Stabler Ln Ste 110, Yuba City, CA, 95993-2627 45.6
State Farm Gayle Aylward 1277 East Ave Ste 110, Chico, CA, 95926-1022 5.5
State Farm Steve Cook 1290 Lincoln Rd Ste 1, Yuba City, CA, 95991-6735 48.0
State Farm Tracy Martin 2607 Forest Ave Ste 120, Chico, CA, 95928-4394 8.1

Estimated Home Insurance By Street Area Near Chico, CA

Chico Area Estimated House Insurance
Nord Gianella Rd, Remington Dr, Autumn Hill Ln, Saurat Ct, Ceres Ave, Southbury Ln, Guill St, Coach Lite Dr, Viceroy Dr, Rio Lindo Ave$614
Fairmont Ter, Ivy St, San Jose St, Ellene Ave, Woodland Ave, Kentfield Rd, Maddie Ct, Rocky Bluff Dr, Oak Vista Ave, Airpark Blvd$611
Fir St, la Leita Ct, Ash St, Lia Way, Rainier Ln, Warner St, Hamilton Nord Cana Hwy, Jetta Ct, E 1st Ave, Adlar Ct$616
Goldenrod Way, Glacier Peak Ln, Deveney St, Wine Blossom Dr, Dominion Dr, Limousin Dr, Cade Ct, Jillian Ln, Hilda Way, Philadelphia Dr$626
W 7th St, Gateway Ln, Rugosa Oak Ct, Southbury Ln, Comice Ct, Cana Pine Creek Rd, Cortina Dr, Sandra Cir, Jonell Ln, Degarmo Dr$604
Hoby Ln, Switzerland St, Oroville Ave, Camper Ln, Woodside Ln, W 18th St, W East Ave, Dixon St, Rancheria Dr, Walnut St$614
B St, Radcliff Ln, Nicole Ln, Elk Ave, Oak Park Ave, Stilson Canyon Rd, Augusta Ln, Wall St, Fern Ave, Humboldt Ave$597
E Park Ave, Hosler Ave, W 10th St, Herlax Cir, Tuolumne Dr, Cameron Ln, Blanton Ct, Forty Niner Ct, Admiral Ln, Bar Triangle St$615
Wanderer Ln, W 2nd St, Degarmo Dr, Sale Ave, Greenhaven Ln, E 11th St, Folsom St, Jake Rd, W 1st St, Virage Ln$613
Warner St, Elm St, Windham Way, Calgary Ln, Westminster Ct, Verbena Ave, W 15th St, McGie St, Natoma Ct, Birdseye Ct$597

Chico, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Chico Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$9,500
Net Savings to Chico Home Owner from High Deductible Plan $1,200

Chico, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chico, CA Home Replacement Value MORE than Home Value Chico, CA Home Replacement Value LESS than Home Value
Replacement Value $454,000 $338,500
Insurance Premium based on Replacement Value $1,325 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $74,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year