Chesnee Insurance Rates:

Chesnee, SC home insurance is roughly $663 to $906, about $55-$75/month. Our thorough research reveals consumers can save upto $314 by comparing many quotes

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Chesnee Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Amica Mutual Insurance Company
Home Insurance Rate of $600/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $140,000

5 Beds, 5 Baths 2090 sqft Primary Residence Constructed In 1981 with Carpet over wood flooring, Membrane Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Divorced Female who has a Full Time Job with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $840/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Bath 3020 sqft Rental Property Constructed In 1996 with Linoleum, Shingles Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

63 Years old Single Female who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $190/6 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $70,000

3 Beds, 3 Bath 1350 sqft Rental Property Constructed In 1994 with Carpet over wood flooring, Membrane Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Fire Extinguisher, Fireplace, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Single Female who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $330/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

5 Beds, 5 Baths 3660 sqft Rental Property Constructed In 1985 with Stone Flooring, Metal Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Fireplace, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Married Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $590/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

5 Beds, 5 Bath 2660 sqft Vacation Property Constructed In 1991 with Carpet Flooring, Shingles Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Married Male who is a Freelancer with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $900/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Bath 2210 sqft Vacation Property Constructed In 1984 with Linoleum, Tile Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $490/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

4 Beds, 4 Bath 2100 sqft Primary Residence Constructed In 1990 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Single Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $590/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Bath 2050 sqft Rental Property Constructed In 2010 with Hardwood Flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $500/9 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

3 Beds, 3 Baths 1300 sqft Seasonal Residence Constructed In 2013 with Hardwood Flooring, Membrane Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Swimming Pool, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Single Male who is Retired with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $660/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Bath 1950 sqft Seasonal Residence Constructed In 2004 with Hardwood Flooring, Asphalt Shingles Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

Chesnee, SC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
29323 $100,900 $800

Chesnee Rates & Quotes Analysis:

Chesnee Area Estimated House Insurance
Peachshed Rd, N Alabama Ave, Bryson Cantrell Rd, Lake Rd, Pruitt Rd, South Virginia Ave, Pleasant Trl, Sanders Rd, Texas Ave, Farfield Rd$794
State Rd S-42-251, E Saluda St, Ivey Rd, Rocky Creek Rd, Bonner Cir, Summer Chase Ct, Manor House Ln, Salters Ct, Robbins Rd, Raymond Dr$792
Mason Rd, Carolina Foothills Dr, Brooklyn Church Rd, Hensley Rd, State Rd S-42-4246, State Rd S-42-136, Kirk Dr, Overland Park Dr, Richland St, Richard St$783
S Cash Ave, Dogwood Cove Dr, Simmons Dr, State Rd S-42-983, State Rd S-42-984, Lockland Dr, Fish Camp Rd, State Rd S-42-2884, McKinney St, McDowell Rd$790
Peach Shed Rd, Buckner Dr, Bain Dr, S Georgia Ave, Shoreside Dr, State Rd S-42-1883, Lowe Rd, Henderson Rd, Scruggs Rd, Bridgeview Rd$784

Insurance rates are influenced by a number of factors including:

  • Year Built: 529 Homes (18% of total) built between 1970 to 1979 in Chesnee are paying home insurance between $1,273-$1,285 compared to Boiling Springs (+$40), Fingerville (+$20), Valley Falls (+$31), Sulphur Springs(NC) (-$327) and High Shoals(NC) (-$336).
  • Bedrooms: 1,478 3 bedrooms homes (53% of total homes ) in Chesnee are paying about $660 and differs from Boiling Springs (+$13), Fingerville (+$3), Valley Falls (+$8), Sulphur Springs(NC) (-$204) and Mayo (-$4).
  • Auto Insurance Bundling: 506 Households (33% of all households) in Chesnee have 3 or more vehicles available and when it is bundled with home insurance you can save $196 and differs from Sulphur Springs(NC) ($146), Boiling Springs ($202), Fingerville ($199).
  • Senior Discounts: 861 seniors (more than 55 years) occupied housing units (56% of total) in Chesnee get discounts between $116 to $118 and varies from Sulphur Springs(NC) ($87), Boiling Springs ($121), Fingerville ($119).
  • New Homes discounts: New homes such as the 1,326 homes built between 2000 to 2009 in Chesnee can save $157 and similar new home insurance discounts in nearby towns and cities like Sulphur Springs(NC), Boiling Springs and Fingerville are $116, $162 and $159 respectively.

Chesnee Homeowners insurance Facts

  • Chesnee, SC has 1,532 owner occupied houses which is 71.2% of all units whereas Sulphur Springs, Boiling Springs and Fingerville have 82.22%, 82.48% and 80.45% respectively.
  • Chesnee, SC homeowners yearly insurance price at $785 is 0.98% of the typical house value of $80,400 which is in contrast with 0.55% in Sulphur Springs, 0.6% at Boiling Springs & 0.74% in Fingerville.
  • Homeowners in Chesnee, SC pay 2.85% of their income ($25,000 to $29,999) in insurance whereas homeowners in Sulphur Springs, Boiling Springs and Fingerville pay 2.12%, 2.95% and 2.9% respectively.
  • Chesnee, SC’s insurance is 6.5% of monthly housing costs of $1,013/month, for owners with a mortgage compared to 5.05% in Sulphur Springs, 5.7% at Boiling Springs & 5.68% in Fingerville. But, for households without a mortgage, insurance is 23.5% of costs ($278 in Chesnee, SC) in contrast with 16.39% in Sulphur Springs, 20.64% at Boiling Springs & 28.66% in Fingerville.

Chesnee, SC Home Values & Insurance rates

For example, insurance for 197 Homes (13.0% of total homes ) valued between $70,000 to $79,999 in Chesnee, SC is about $730. Rates in nearby areas in such as Sulphur Springs, Boiling Springs, Fingerville are cheaper by $322, $285, $180 respectively while Macedonia and Southern Shops are costlier by $30 and $665 respectively for similar homes.

Chesnee, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 314 21.0% $243
$50,000 to $59,999 206 13.0% $510
$60,000 to $69,999 46 3.0% $628
$70,000 to $79,999 197 13.0% $730
$80,000 to $89,999 70 4.0% $824
$90,000 to $99,999 74 4.0% $926
$100,000 to $124,999 137 9.0% $1067
$125,000 to $149,999 146 9.0% $1342
$150,000 to $174,999 78 5.0% $1585
$175,000 to $199,999 46 3.0% $1829
$200,000 to $249,999 108 7.0% $2198
$250,000 to $299,999 19 1.0% $2684
$300,000 to $399,999 54 3.0% $3414

Renters Insurance in Chesnee

  • Average Renters Insurance in Chesnee :  $233($19/month)

  • Median Gross Rent in Chesnee :  $634

  • Chesnee Renters Insurance to Median Rent Ratio:  3.0%

  • Average household size of renter-occupied unit :  3.1

Chesnee Renters Insurance as a Percentage of Rent

Chesnee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 2.0% $358
$300 to $499 124 21.0% $1258
$500 to $749 249 43.0% $1933
$750 to $999 169 29.0% $2683
$1,000 to $1,499 11 1.0% $3808

Rent Affordability in Chesnee:

Approximately 59.0% (366) of households are spending more than 35% of their income on gross rent in Chesnee

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 33 5.0%
15.0 to 19.9 percent 12 1.0%
20.0 to 24.9 percent 46 7.0%
25.0 to 29.9 percent 43 6.0%
30.0 to 34.9 percent 120 19.0%
35.0 percent or more 366 59.0%

Chesnee Renters Insurance Discounts:

Chesnee Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Chesnee, SC Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 244 39.0% $23.3
2 vehicles available 238 38.0% $34.95
3 or more vehicles available 36 5.0% $46.6

Chesnee Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 106 17.0% $63
60 to 64 years 29 4.0% $50
65 to 74 years 15 2.0% $41
75 years and over 71 11.0% $31

Protective device discount in Chesnee Up to :  $34

Claims-free discount in Chesnee Up to :  $46