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Charlotte, MI Home Values & Insurance Rates

Charlotte, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 255 10.0% $162
$50,000 to $59,999 73 2.0% $339
$60,000 to $69,999 134 5.0% $421
$70,000 to $79,999 157 6.0% $487
$80,000 to $89,999 98 3.0% $554
$90,000 to $99,999 257 10.0% $620
$100,000 to $124,999 615 24.0% $724
$125,000 to $149,999 311 12.0% $901
$150,000 to $174,999 418 16.0% $1064
$175,000 to $199,999 86 3.0% $1234
$200,000 to $249,999 83 3.0% $1478
$250,000 to $299,999 44 1.0% $1810

Charlotte Renters Insurance as a Percentage of Rent

Charlotte Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 5.0% $352
$200 to $299 15 1.0% $802
$300 to $499 157 14.0% $1252
$500 to $749 503 45.0% $1927
$750 to $999 311 27.0% $2677
$1,000 to $1,499 63 5.0% $3802

Example Charlotte Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualFarmers Insurance
Monthly Premium 405957
Year Built 198020001943
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Charlotte, MI

Home Insurance Company Near Charlotte, MI Homeowners Insurance Agency Near Charlotte, MI Address Distance from Charlotte, MI (miles)
Beukema Insurance Agency 8194 Byron Center Ave 8194 Byron Center Ave Byron Center, byron center avenue sw, MI, 49315 48.4
Moore Insurance Services, Inc. 67 N Howell, Hillsdale, MI, 49242 45.7
Meiers Lombardini Lemanski Insurance 2760 Dr Suite 1 East Lansing, East Lansing, MI, 48823 21.3
State Farm Kevin Winter 954 W Monroe St, Jackson, MI, 49202-2065 29.3
State Farm Mike Otto 114 W Harris St, Charlotte, MI, 48813-2311 0.2


Estimated Home Insurance By Street Area Near Charlotte, MI

Charlotte Area Estimated House Insurance
Canterbury Dr, S Clinton St, Church, Summit St, W Shaw St, N Stine Rd, Railroad, E Kinsel Hwy, Bulling Ln, Fairview Hwy$760
Maurer Rd, N Perkey Rd, Warren Ave, Kristina Dr, Maple Leaf Ct, W 1st St, White Birch Trl, W Foote St, Kristen Way, N Cochran Ave$763
Mills Hwy, Wedgewood Dr, Tirrell Rd, Mapleview Dr, E Broadway Hwy, Butternut Dr, W Lawrence Hwy, Vansickle Dr, Cole Hwy, Twin Elms$765
Carmel Ln, Derailer Dr, Merritt St, Old Hickory Ln, High St, Brookfield Rd, Stewart Rd, Cambridge Dr, Saint Marys Blvd, High Meadows Ln$766
4th St, Cousins Ln, Paine Dr, W 5 Point Hwy, Flanders Rd, W McClure St, Crozier Dr, Gregory Ln, Montels Way, Valley Hwy$769

Charlotte, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Charlotte Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,100$13,600
Net Savings to Charlotte Home Owner from High Deductible Plan $1,500

Charlotte, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Charlotte, MI Home Replacement Value MORE than Home Value Charlotte, MI Home Replacement Value LESS than Home Value
Replacement Value $144,000 $87,500
Insurance Premium based on Replacement Value $775 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year