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Chapel Hill, NC Home Values & Insurance Rates

Chapel Hill, NC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 699 7.0% $39
$100,000 to $124,999 458 4.0% $199
$125,000 to $149,999 447 4.0% $253
$150,000 to $174,999 829 8.0% $293
$175,000 to $199,999 570 5.0% $339
$200,000 to $249,999 1,599 16.0% $412
$250,000 to $299,999 1,462 14.0% $506
$300,000 to $399,999 3,566 36.0% $639

Chapel Hill Renters Insurance as a Percentage of Rent

Chapel Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 195 1.0% $752
$300 to $499 589 3.0% $1202
$500 to $749 4,024 25.0% $1877
$750 to $999 5,824 36.0% $2627
$1,000 to $1,499 3,304 20.0% $3752
$1,500 or more 1,686 10.0% $5402

Example Chapel Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceLiberty Mutual
Monthly Premium 128121332
Year Built 201120071975
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$400000-$500000$800000-$900000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Chapel Hill, NC

Home Insurance Company Near Chapel Hill, NC Homeowners Insurance Agency Near Chapel Hill, NC Address Distance from Chapel Hill, NC (miles)
Nationwide Brewer Insurance Group Inc. 142 Shannon Village, Louisburg, NC, 27549-2606 44.6
State Farm David Satterfield Ste 590B 165 Holt Garrison Pkwy, Danville, VA, 24540-5949 48.9
Travelers George Stevens Insurance Agency Inc 1320 HILL ST, DURHAM, NC, 27707 9.4
Travelers Hpb Insurance Group Inc 324 W WENDOVER AVE STE 110, GREENSBORO, NC, 27408 41.4
Allstate Jeremy Hathcock 817 S Fayetteville St, Asheboro, NC, 27203 45.1


Estimated Home Insurance By Street Area Near Chapel Hill, NC

Chapel Hill Area Estimated House Insurance
Sunset Dr, Chicory Ln, Dry Creek Rd, Beringer Pl, Thunder Mountain, Mt Moriah Rd, Morrow Mill Rd, S Fields Cir, W Weaver St, Patriot Pl$689
Mason Farm Pl, Woodlot Ridge Rd, Highgrove Dr, Valley Creek Dr, Sterling Bridge Rd, State Rd 1125, State Rd 1177, Millhouse Rd, Teagan Ct, Sugarberry Rd$662
Hampton Ct, Wheelwright Cmn, Houston Rd, Hogan Ridge Ct, Chip Ln, Lindsay St, State Rd 1882, Angel Way, Autumn Dr, Arnolds Woods Rd$655
Parkside Ct, Songbird Ln, Calderon Dr, Amity Ln, Rippy Ln, Toynbee Pl, Old Larkspur Way, State Rd 1734, Bradley Rd, Indian Trail Rd$666
Stallings Rd, Clarence Walters Rd, Laura May Ln, S Peak Dr, Roosevelt Dr, Maywood Way, Weaver Dairy Rd, State Rd 1730, Scotsburg Trl, Gracewood Pl$663
Old Autumnwood Dr, State Rd 1714, Birch Cir, Channing Ln, Grainger Ln, State Rd 1967, Marion Way, Lakeshore Ct, Dodsons Cross Rd, State Rd 1950$643
Arbor Ln, N Estes Dr, Mimosa Dr, Hollow Oaks Rd, Phil's Ridge Rd, Craborchard Pl, Drayton Ct, Hotelling Ct, Cobb St, Smith Ave$669
Morgan Hill Ct, N Merritt Mill Rd, Brookview Dr, Whistling Tree Ct, McDade St, Patriot's Pointe Dr, Chestnut Rd, Westwood Dr, Winterberry Dr, Pathway Dr$668
Ivy Ct, Cedar St, Creekside Ln, Edwards Dr, State Rd 1943, Slimelmore Ln, State Rd 2043, Twin Mountain Rd, State Rd 1127, Fountain Ridge Rd$644
Cane Valley Ln, Lucy Ln, State Rd 1105, Autumn Ln, Beaver Dam Ct, New Hope Springs Dr, Halifax Rd, Woodbine Dr, Cottonwood Ct, Bolin Creek Dr$656

Chapel Hill, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Chapel Hill Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Chapel Hill Home Owner from High Deductible Plan $600

Chapel Hill, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chapel Hill, NC Home Replacement Value MORE than Home Value Chapel Hill, NC Home Replacement Value LESS than Home Value
Replacement Value $246,000 $175,000
Insurance Premium based on Replacement Value $1,225 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year