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Champaign, IL Home Values & Insurance Rates

Champaign, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 694 4.0% $120
$50,000 to $59,999 259 1.0% $257
$60,000 to $69,999 178 1.0% $317
$70,000 to $79,999 510 3.0% $370
$80,000 to $89,999 465 3.0% $423
$90,000 to $99,999 789 5.0% $468
$100,000 to $124,999 2,165 14.0% $544
$125,000 to $149,999 2,511 17.0% $680
$150,000 to $174,999 2,342 16.0% $808
$175,000 to $199,999 1,267 8.0% $929
$200,000 to $249,999 1,445 9.0% $1126
$250,000 to $299,999 934 6.0% $1375
$300,000 to $399,999 1,054 7.0% $1746

Champaign Renters Insurance as a Percentage of Rent

Champaign Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,446 8.0% $1241
$500 to $749 5,253 31.0% $1916
$750 to $999 4,262 25.0% $2666
$1,000 to $1,499 3,741 22.0% $3791
$1,500 or more 1,570 9.0% $5441

Example Champaign Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 6843106
Year Built 196620021997
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$75000-$100000$250000-$300000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Champaign, IL

Home Insurance Company Near Champaign, IL Homeowners Insurance Agency Near Champaign, IL Address Distance from Champaign, IL (miles)
C F & H Insurance Agency, Inc. 13 S Main St, Sullivan, IL, 61951 39.8
Snyder Insurance Agency 2500 Village Green Place, Champaign, IL, 61822 2.6
State Farm Chris Booth 1713 S State St Ste 102, Champaign, IL, 61820-7265 2.0
Travelers Kemp L Berbaum Insurance Agency 407 N Vermilion Street, Danville, IL, 61832 34.0
State Farm Mike Wieland 2102 E Washington St, Bloomington, IL, 61701-4321 44.0


Estimated Home Insurance By Street Area Near Champaign, IL

Champaign Area Estimated House Insurance
High View Ct, Arden Dr, Wilbur Ave, Manchester Dr, Hagan St, Coffman Dr, Hackberry Ct, Compton Ave, High Meadow Dr, Lyndhurst Dr$757
Sandra St, Bloomfield Ct, Villa Dr, Roxford Dr, Southwest Dr, W Stoughton St, Sunview Dr, Aztec Pl, E Stoughton St, Seaton Ct$763
Rolling Acres Dr, N State St, Grant St, Worcester Dr, Florence Dr, W Cardinal Rd, Winding Ln, Pebblebrook Ln, Aztec Dr, W Cardinal Rd$761
Stratford Dr, S Locust St, Pittsfield Dr, Co Rd 1975 N, Hamilton Dr, Newton Dr, Co Rd 2100 N, Hampton Ct, Luria Ln, N James St$776
E White St, Summithill Pl, Bluegrass Ln, S New St, Sangamon Dr, Lily Ln, Beslin St, Hadley Dr, Holstrom St, Richards Ln$760
Kent Dr, Harriet St, Firethorn Ln, Eureka St, Burnetta St, South St, W Hazelwood Dr, S Van Doren St, Herbert Rd, S Garfield Ave$742
Sharon Dr, Branch Rd, Prestwick Pt, Red Bud Dr, Quail Run Dr, Campbell Dr, S McKinley Ave, Cobblefield Ct, Co Rd 1850 N, S Locust St$760
N Coler Ave, N 1st St, Garden Ln, Alagna Dr, Chestnut Ct, Fairview Ave, Creston Dr, E Illini Airport Rd, Eisner Rd, Northwood Dr S$721
Brook Ridge Cir, Peabody Dr, Golf Creek Dr, Gertrude Ave, Glenhill Pl, E Columbia Ave, Kimberly Dr, Fox Dr, Mayfair Rd, Farmington Dr$766
N 6th St, Roland Dr, Teal Cove, Henry St, W Town Center Blvd, Misty Cove, Goldenview Dr, Brittany Dr, Willoughby Rd, Riverknoll Dr$742

Champaign, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$7,500
Yearly Champaign Homeowner Insurance Premium Example $2,200$1,200
Out of Pocket Expense During Claim$500$7,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,100$17,100
Net Savings to Champaign Home Owner from High Deductible Plan $1,000

Champaign, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Champaign, IL Home Replacement Value MORE than Home Value Champaign, IL Home Replacement Value LESS than Home Value
Replacement Value $180,000 $116,500
Insurance Premium based on Replacement Value $825 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year