Chadbourn Insurance Rates:

Chadbourn, NC home insurance is approximately $483 to $662, about $40-$55/month. Our complete research reveals consumers can save as much as $229 by comparing multiple quotes

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Chadbourn Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $140/4 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Bath 2180 sqft Primary Residence Constructed In 1996 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $220/6 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $95,000

3 Beds, 3 Baths 1750 sqft Rental Property Constructed In 1989 with Stone Flooring, Metal Roof, Chainwall Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $160/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

4 Beds, 4 Baths 3310 sqft Rental Property Constructed In 1951 with Ceramic Tile Flooring, Slate Shingles Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $130/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $175,000

4 Beds, 4 Baths 3370 sqft Rental Property Constructed In 2006 with Carpet over wood flooring, Composition Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Fireplace, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $250/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

3 Beds, 3 Baths 1800 sqft Vacation Property Constructed In 1980 with Linoleum, Wood Shake Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Fireplace, Swimming Pool, Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Married Female who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $110/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

4 Beds, 4 Bath 1940 sqft Vacation Property Constructed In 1963 with Stone Flooring, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Swimming Pool, Copper Water Pipes, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Single Male who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $120/3 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

4 Beds, 4 Baths 1830 sqft Primary Residence Constructed In 1995 with Carpet Flooring, Slate Shingles Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $230/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

3 Beds, 3 Baths 1620 sqft Primary Residence Constructed In 1953 with Carpet over wood flooring, Composition Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Chadbourn, NC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
28431 $82,100 $580

Chadbourn Rates & Quotes Analysis:

Chadbourn Area Estimated House Insurance
Rose Ln, Princess Ann Rd, Maple Ct, McPherson Farm Ln, W Burkhead St, Godwin Trl, Johnson Trl, Church St, N Madison St, N Martin Luther King Jr Ave$579
State Rd 1155, Batten Ln, State Rd 1518, State Rd 1417, State Rd 1520, A P Worley Dr, Rough Horn Rd, Cut Tail Rd, State Rd 1576, State Rd 1413$576
Haynes Lennon Hwy, State Rd 1325, Fairfield Dr E, Circle Dr, King Arthur Dr, George Enzor Dr, Gator Dr, State Rd 1916, Dave Meares Rd, B J Dr$570
Dogwood Ave, Tatum Rd, Clarence Ford Dr, Dosier Ln, McNeil Rd, Bud Stephens Rd, Elm Loop Ln, E Walter St, Air Park Dr, State Rd 1366$575
Evergreen Baptist Rd, Red Hill Rd, W Institute St, New Hope St, Rogers St, 5th St, US Hwy 76 Bus, Duval St, N Pine St, State Rd 1580$580
Simmons Farm Trl, Irvin Enzor Rd S, Ruth Dr, State Rd 1198, Smyrna Rd, Williamson Rd, Bullard Ln, Mary Gray Ln, Holden Dr, Home Harrelson Rd$576
State Rd 1506, Walters Rd, James Hinson Rd, Cribb Ln, Merritt Rd, State Rd 1156, Ed Floyd St, Mollie Rd, Pecan Ave, State Rd 1341$579
Fresh Branch Rd, State Rd 1522, Village Dr, Abbey Ln, Robin Hood Ct, Cns Dr, Doodle Hill Rd, Clarendon Chadbourn Rd, Pine Dr, Anderson St$569
W 5th Ave, Gerald Green Rd, Miller St, State Rd 1566, Five Points Dr, Southwood Rd, Parkers Dr, Hammond Dr, Cherry Grove Rd, Andrew Jackson Hwy SW$576
Hubert White Rd, Ll Hall Ln, Pecan St, Brick City Rd, Dan Durden Dr, Powell St, Gores Trailer Rd, State Rd 1344, State Rd 1513, State Rd 1343$570

Insurance rates are influenced by a number of factors including:

  • Year Built: 431 Homes (13% of total) built between 1980 to 1989 in Chadbourn are paying home insurance between $854-$863 and differs from Whiteville (+$11), Bogue (+$13), Lake Waccamaw (+$88), Raemon (-$30) and Alfordsville (-$10).
  • Bedrooms: 1,821 3 bedrooms homes (58% of total homes ) in Chadbourn are paying about $453. Areas near to Chadbourn such as Western Prong, Lake Waccamaw, Proctorville are costlier by $4, $40, $5 respectively whereas Cerro Gordo and Evergreen are more economical by $9, $6 respectively for similar homes.
  • Auto Insurance Bundling: 704 Households (45% of all households) in Chadbourn have 2 vehicles available and when it is bundled with home insurance you can save $114. Discounts for similar bundling in close by locations such as Cerro Gordo, Whiteville, Tatums come to $115, $116, $115 respectively.
  • Senior Discounts: 700 seniors (more than 55 years) occupied housing units (45% of total) in Chadbourn get discounts between $85 to $88 compared to Cerro Gordo ($86), Whiteville ($87), Brunswick ($85).
  • New Homes discounts: New homes such as the 1,488 homes built between 2000 to 2009 in Chadbourn can save $114 and differs from Cerro Gordo ($115), Whiteville ($116), Tatums ($115).

Chadbourn Homeowners insurance Facts

  • Chadbourn, NC has 1,536 owner occupied houses which is 66.3% of all units whereas Cerro Gordo, Whiteville and Tatums have 60.43%, 63.08% and 81.16% respectively.
  • Chadbourn, NC homeowners yearly insurance price at $573 is 0.79% of the typical house value of $72,600 which is in contrast with 0.67% in Cerro Gordo, 0.6% at Whiteville & 0.74% in Tatums.
  • Homeowners in Chadbourn, NC pay 1.0% of their income ($45,000 to $49,999) in insurance whereas homeowners in Whiteville, Tatums and Fair Bluff pay 1.01%, 1.0% and 1.0% respectively.
  • Chadbourn, NC’s insurance is 5.1% of monthly housing costs of $944/month, for owners with a mortgage compared to 4.68% in Cerro Gordo, 4.41% at Whiteville & 4.52% in Tatums. But, for households without a mortgage, insurance is 13.5% of costs ($353 in Chadbourn, NC) in contrast with 13.6% in Cerro Gordo, 12.46% at Whiteville & 12.64% in Tatums.

Chadbourn, NC Home Values & Insurance rates

For example, insurance for 492 Homes (32.0% of total homes ) valued between Less than $50,000 in Chadbourn, NC is about $194. Rates in nearby areas in such as Cerro Gordo, Whiteville, Tatums are cheaper by $27, $49, $16 respectively while Brunswick and Boardman are costlier by $28 and $55 respectively for similar homes.

Chadbourn, NC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 492 32.0% $194
$50,000 to $59,999 156 10.0% $412
$60,000 to $69,999 97 6.0% $509
$70,000 to $79,999 90 5.0% $590
$80,000 to $89,999 148 9.0% $670
$90,000 to $99,999 82 5.0% $744
$100,000 to $124,999 229 15.0% $865
$125,000 to $149,999 36 2.0% $1082
$150,000 to $174,999 58 3.0% $1277
$175,000 to $199,999 19 1.0% $1478
$200,000 to $249,999 26 1.0% $1776
$250,000 to $299,999 87 5.0% $2171

Renters Insurance in Chadbourn

  • Average Renters Insurance in Chadbourn :  $148($12/month)

  • Median Gross Rent in Chadbourn :  $540

  • Chadbourn Renters Insurance to Median Rent Ratio:  2.22%

  • Average household size of renter-occupied unit :  2.15

Chadbourn Renters Insurance as a Percentage of Rent

Chadbourn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 8 1.0% $337
$200 to $299 99 14.0% $787
$300 to $499 166 23.0% $1237
$500 to $749 271 38.0% $1912
$750 to $999 99 14.0% $2662
$1,000 to $1,499 59 8.0% $3787

Rent Affordability in Chadbourn:

Approximately 55.0% (430) of households are spending more than 35% of their income on gross rent in Chadbourn

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 87 11.0%
15.0 to 19.9 percent 89 11.0%
20.0 to 24.9 percent 56 7.0%
25.0 to 29.9 percent 66 8.0%
30.0 to 34.9 percent 53 6.0%
35.0 percent or more 430 55.0%

Chadbourn Renters Insurance Discounts:

Chadbourn Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Chadbourn, NC Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 423 54.0% $14.8
2 vehicles available 181 23.0% $22.2
3 or more vehicles available 78 9.0% $29.6

Chadbourn Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 31 3.0% $54
60 to 64 years 26 3.0% $43
65 to 74 years 110 14.0% $35
75 years and over 123 15.0% $27

Protective device discount in Chadbourn Up to :  $22

Claims-free discount in Chadbourn Up to :  $29