Catonsville Insurance Rates:

Catonsville, MD home insurance is roughly $607 to $824, about $50-$68/month. Our exhaustive research shows customers can save upto $286 by comparing many quotes

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Catonsville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $1590/9 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $610,000

5 Beds, 5 Baths 3360 sqft Primary Residence Constructed In 1951 with Wood Flooring, Membrane Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $70/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $225,000

2 Beds, 2 Bath 1400 sqft Primary Residence Constructed In 1945 with Ceramic Tile Flooring, Metal Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $880/9 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $400,000

3 Beds, 3 Baths 2060 sqft Seasonal Residence Constructed In 1956 with Hardwood Flooring, Shingles Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $720/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $230,000

2 Beds, 2 Bath 1400 sqft Seasonal Residence Constructed In 1997 with Linoleum, Wood Shake Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fireplace, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $630/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $290,000

3 Beds, 3 Baths 1820 sqft Vacation Property Constructed In 1957 with Stone Flooring, Tile Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $160/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $225,000

3 Beds, 3 Baths 1690 sqft Vacation Property Constructed In 1995 with Carpet over wood flooring, Composition Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Single Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $220/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $195,000

2 Beds, 2 Bath 1410 sqft Vacation Property Constructed In 1940 with Wood Flooring, Composition Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Fireplace, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Married Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $380/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $285,000

3 Beds, 3 Bath 2130 sqft Primary Residence Constructed In 1949 with Linoleum, Metal Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $100/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $245,000

4 Beds, 4 Baths 1850 sqft Rental Property Constructed In 2007 with Carpet Flooring, Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Married Male who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $360/4 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $390,000

5 Beds, 5 Baths 2450 sqft Rental Property Constructed In 1963 with Stone Flooring, Wood Shake Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Single Female who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Catonsville, MD Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
21228 $302,100 $720

Catonsville Rates & Quotes Analysis:

Catonsville Area Estimated House Insurance
Fairway Ave, Hunter Way, Sharonwood Ct, Calverton St, Hilltop Cir, Winesap Ct, Oak Ct, Norhurst Way, Linda Dr, Garden Ridge Rd$732
Rice Ave, Cedar Run Pl, Idlewilde Ave, Eastshire Dr, Norhurst Way S, Fairfield Dr, Caton Glen Rd, Silk Tree Ct, Dunmore Rd, Merrill Rd$747
Smithwood Ave, State Hwy 166, N Hilltop Rd, Willow Rd, Logwind Rd, Rockwell Ave, Pleasant View Ave, Bishops Ln, Rumford Ct, Fusting Ave$724
Melrose Ave, Belleview Rd, Oak Grove Ave, Herd Ct, Briarwood Rd, Charles James Cir, St Johnsbury Rd, Oella Ave, McIntosh Ct, Tadcaster Rd$721
Brookside Dr, Forest Ln, Commonwealth Ave, Bloomsbury Ave, Asylum Ln, Suter Rd, Norhurst Way N, Old Granary Ct, McTavish Ave, Pleasant Villa Ave$736
Stanley Dr, Meyers Dr, Winehurst Way, Reserve Ct, Wessling Cir, Reacher Ct, Harborwood Rd, Hilton Ave, Oak Dr, August Ave$720
St Agnes Ln, Mount de Sales Rd, Aldershot Rd, Orley Rd, Delaware Pl, Rumford Dr, Maple Forest Rd, American Ct, Timbercrest Dr, Academy Rd$688
Seminole Ct, Altamont Ave, Overhill Rd, Edridge Way, Stonewall Rd, Ivy League Dr, Clinton Hill Ct, Foxhall Manor Dr, Lodge Rd, Rannoch Dr$734
Bobby Rd, Kirk Hill Ct, Osborne Ave, McCurley Ave, Rollingwood Rd, Holly Manor Rd, Executive Dr, Arlonne Dr, Sugar Ct, Cedarwood Rd$730
Laverne Ave, Harwood Rd, Hilton Ave, Old Dominion Ct, Columbia Ct, Gralan Rd, Huron Rd, Winters Ln, Alvin Ave, Monmouth Rd$735

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,507 Homes (15% of total homes ) built between 1980 to 1989 in Catonsville are paying home insurance between $1,066-$1,077. Places close to Catonsville, MD such as Ilchester, Ellicott City, Columbia are more expensive by $24, $81, $23 respectively while Woodlawn and Arbutus are cheaper by $34 and $30 respectively for similar homes.
  • Bedrooms: 3,421 4 bedrooms homes (21% of total homes ) in Catonsville are paying about $665. Areas near to Catonsville such as Ilchester, Ellicott City, Columbia are costlier by $15, $51, $14 respectively whereas Woodlawn and Arbutus are more economical by $21, $18 respectively for similar homes.
  • Auto Insurance Bundling: 5,016 Households (47% of all households) in Catonsville have 2 vehicles available and when it is bundled with home insurance you can save $143. Discounts for similar bundling in close by locations such as Woodlawn, Arbutus, Ilchester come to $138, $139, $146 respectively.
  • Senior Discounts: 4,850 seniors (more than 55 years) occupied housing units (45% of total) in Catonsville get discounts between $106 to $109 compared to Woodlawn ($103), Arbutus ($104), Ilchester ($109).
  • New Homes discounts: New homes such as the 5,864 homes built between 2000 to 2009 in Catonsville can save $143 and differs from Woodlawn ($138), Arbutus ($139), Ilchester ($146).

Catonsville Homeowners insurance Facts

  • Catonsville, MD has 10,672 owner occupied houses which is 68.3% of all units whereas Woodlawn, Arbutus and Ilchester have 62.07%, 70.24% and 80.41% respectively.
  • Catonsville, MD homeowners yearly insurance price at $715 is 0.23% of the typical house value of $316,100 which is in contrast with 0.3% in Woodlawn, 0.29% at Arbutus & 0.19% in Ilchester.
  • Homeowners in Catonsville, MD pay 2.6% of their income ($25,000 to $29,999) in insurance whereas homeowners in Woodlawn, Arbutus and Ilchester pay 2.52%, 2.53% and 2.66% respectively.
  • Catonsville, MD’s insurance is 3.1% of monthly housing costs of $1,908/month, for owners with a mortgage compared to 3.39% in Woodlawn, 3.37% at Arbutus & 2.51% in Ilchester. But, for households without a mortgage, insurance is 11.0% of costs ($541 in Catonsville, MD) in contrast with 12.37% in Woodlawn, 13.16% at Arbutus & 8.95% in Ilchester.

Catonsville, MD Home Values & Insurance rates

For example, insurance for 1,551 Homes (19.0% of total homes ) valued between $250,000 to $299,999 in Catonsville, MD is about $622. Rates in nearby areas in such as Ilchester, Elkridge, Ellicott City are cheaper by $89, $7, $215 respectively while Woodlawn and Arbutus are costlier by $208 and $163 respectively for similar homes.

Catonsville, MD Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 169 2.0% $50
$100,000 to $124,999 134 1.0% $243
$125,000 to $149,999 153 1.0% $307
$150,000 to $174,999 255 3.0% $364
$175,000 to $199,999 539 6.0% $421
$200,000 to $249,999 1,996 25.0% $507
$250,000 to $299,999 1,551 19.0% $622
$300,000 to $399,999 3,100 39.0% $786

Renters Insurance in Catonsville

  • Average Renters Insurance in Catonsville :  $109($9/month)

  • Median Gross Rent in Catonsville :  $1,202

  • Catonsville Renters Insurance to Median Rent Ratio:  0.75%

  • Renter occupied housing units in Catonsville :  4,963

Catonsville Renters Insurance as a Percentage of Rent

Catonsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 128 2.0% $1227
$500 to $749 276 5.0% $1902
$750 to $999 1,176 24.0% $2652
$1,000 to $1,499 1,595 32.0% $3777
$1,500 or more 1,623 33.0% $5427

Protective device discount in Catonsville Up to :  $16

Claims-free discount in Catonsville Up to :  $21