Catalina Insurance Rates:

Catalina, AZ home insurance is approximately $522 to $714, about $43-$59/month. Our all inclusive research indicates shoppers can save as much as $247 by getting multiple quotes

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Catalina Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Chubb Group of Insurance
Home Insurance Rate of $230/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

5 Beds, 5 Baths 1600 sqft Rental Property Constructed In 1991 with Carpet over wood flooring, Metal Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $110/4 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1430 sqft Vacation Property Constructed In 2010 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $120/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $215,000

3 Beds, 3 Baths 2120 sqft Seasonal Residence Constructed In 1989 with Wood Flooring, Shingles Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Swimming Pool, Fire Extinguisher, Deadbolt Locks, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Married Male who is a Freelancer with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $340/12 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Bath 1650 sqft Seasonal Residence Constructed In 2013 with Carpet Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Single Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $520/12 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $295,000

5 Beds, 5 Baths 3610 sqft Primary Residence Constructed In 2001 with Carpet over wood flooring, Slate Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Divorced Male who is Retired and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $410/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Bath 2120 sqft Vacation Property Constructed In 2013 with Wood Flooring, Tile Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Deadbolt Locks, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Married Male who is Retired with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $410/12 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 1700 sqft Primary Residence Constructed In 2012 with Carpet Flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Single Male who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $310/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

3 Beds, 3 Baths 2260 sqft Seasonal Residence Constructed In 1996 with Hardwood Flooring, Asphalt Shingles Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fire Extinguisher, Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Married Male who is a Freelancer with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Catalina Rates & Quotes Analysis:

Catalina Area Estimated House Insurance
N Northern Dancer Pl, E Precious Shard Ct, N Mortar Pestle Ct, E Edwin Rd, N Majestic Ram Pl, N Stallion Pl, N Holsteiner Rd, E Amaranth St, N Choctaw Dr, E Aloe Pl$645
E Golder Ranch Rd, E Thornapple Ln, E Maxim Pl, N Silkwind Way, N Wisteria Way, N Cll del Carnero, N Miners Ridge Rd, N Ridge View Pl, N Bowman Rd, N Della Vita Pl$641
E Cll del Vaso, Edwin Rd, E Via Estancia Miraval, E Quail Ranch Rd, N Bracken Dr, N Cactus Flats Rd, E Ponticello Bl, E Bright Angel Dr, N Gray Boulder Ct, E Cloudcrest St$608
E Rollins Rd, E Crown Ridge Dr, N Carodera Canyon Pl, N Appleton Ave, E Chisholm Ln, E Anza Way, E Crimson Canyon Pl, N la Reserve Pl, N Silverthorn Rd, E Silverton Ave$640
N Studebaker Ln, E Carved Ln, Aboratum Way, E Everett St, E Rancho Vistoso Blvd, N Ironwood Tree Rd, E Carter Cyn, E Ruellia Dr, E Crown Ridge Way, E Torchiana Pass$640

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,042 Homes (31% of total) built between 1990 to 1999 in Catalina are paying home insurance between $891-$901 compared to Saddlebrooke (+$83), Oro Valley (+$51), Casas Adobes (+$12), Campo Bonito (-$73) and Flowing Wells (-$46).
  • Bedrooms: 947 2 bedrooms homes (28% of total homes ) in Catalina are paying about $334 compared to Saddlebrooke (+$31), Oro Valley (+$19), Casas Adobes (+$5), Flowing Wells (-$17) and Rillito (-$3).
  • Auto Insurance Bundling: 735 Households (29% of all households) in Catalina have 3 or more vehicles available and when it is bundled with home insurance you can save $154 in contrast with Saddlebrooke ($168), Oro Valley ($163), Oracle ($154).
  • Senior Discounts: 1,452 seniors (more than 55 years) occupied housing units (58% of total) in Catalina get discounts between $92 to $95 in contrast with Saddlebrooke ($101), Oro Valley ($97), Oracle ($92).
  • New Homes discounts: New homes such as the 1,944 homes built between 2000 to 2009 in Catalina can save $123 compared to Saddlebrooke ($135), Oro Valley ($130), Oracle ($123).

Catalina Homeowners insurance Facts

  • Catalina, AZ has 2,482 owner occupied houses which is 82.5% of all units whereas Saddlebrooke, Oro Valley and Summerhaven have 94.95%, 75.14% and 0.0% respectively.
  • Catalina, AZ homeowners yearly insurance price at $618 is 0.36% of the typical house value of $172,700 which is in contrast with 0.18% in Saddlebrooke, 0.22% at Oro Valley & 0.35% in Oracle.
  • Homeowners in Catalina, AZ pay 1.12% of their income ($50,000 to $59,999) in insurance whereas homeowners in Saddlebrooke, Oro Valley and Oracle pay 1.23%, 1.19% and 1.13% respectively.
  • Catalina, AZ’s insurance is 3.7% of monthly housing costs of $1,393/month, for owners with a mortgage compared to 3.26% in Saddlebrooke, 2.96% at Oro Valley & 4.73% in Oracle. But, for households without a mortgage, insurance is 14.1% of costs ($365 in Catalina, AZ) in contrast with 10.3% in Saddlebrooke, 11.75% at Oro Valley & 18.1% in Oracle.

Catalina, AZ Home Values & Insurance rates

For example, insurance for 28 Homes (1.0% of total homes ) valued between $90,000 to $99,999 in Catalina, AZ is about $339. Rates in nearby areas in such as Casas Adobes, Tucson, San Manuel are cheaper by $45, $22, $114 respectively while Flowing Wells and South Tucson are costlier by $522 and $341 respectively for similar homes.

Catalina, AZ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 204 8.0% $86
$60,000 to $69,999 103 4.0% $228
$70,000 to $79,999 34 1.0% $265
$80,000 to $89,999 103 4.0% $302
$90,000 to $99,999 28 1.0% $339
$100,000 to $124,999 333 14.0% $389
$125,000 to $149,999 135 5.0% $488
$150,000 to $174,999 316 13.0% $580
$175,000 to $199,999 168 7.0% $667
$200,000 to $249,999 325 13.0% $803
$250,000 to $299,999 316 13.0% $982
$300,000 to $399,999 259 11.0% $1248

Renters Insurance in Catalina

  • Average Renters Insurance in Catalina :  $221($18/month)

  • Median Gross Rent in Catalina :  $927

  • Catalina Renters Insurance to Median Rent Ratio:  1.94%

  • Average household size of renter-occupied unit :  2.62

Catalina Renters Insurance as a Percentage of Rent

Catalina Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 130 29.0% $1930
$750 to $999 134 30.0% $2680
$1,000 to $1,499 149 34.0% $3805
$1,500 or more 23 5.0% $5455

Rent Affordability in Catalina:

Approximately 42.0% (227) of households are spending more than 35% of their income on gross rent in Catalina

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 51 9.0%
15.0 to 19.9 percent 95 17.0%
20.0 to 24.9 percent 37 7.0%
25.0 to 29.9 percent 44 8.0%
30.0 to 34.9 percent 74 14.0%
35.0 percent or more 227 42.0%

Protective device discount in Catalina Up to :  $33

Claims-free discount in Catalina Up to :  $44

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