Carrollton Insurance Rates:

Carrollton, TX home insurance is roughly $898 to $1,217, about $74-$101/month. Our complete research indicates shoppers can save upto $423 by comparing many quotes

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Carrollton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
USAA group
Home Insurance Rate of $2000/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $240,000

3 Beds, 3 Bath 2260 sqft Seasonal Residence Constructed In 1992 with Carpet over wood flooring, Wood Shake Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $650/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Bath 1570 sqft Primary Residence Constructed In 1997 with Linoleum, Metal Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $1180/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 1800 sqft Primary Residence Constructed In 2007 with Ceramic Tile Flooring, Wood Shake Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Indoor Sprinklers, Smoke Alarm, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $940/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $215,000

4 Beds, 4 Baths 2130 sqft Seasonal Residence Constructed In 2010 with Linoleum, Metal Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $890/5 months for $200,000-$250,000 Coverage
Policy Holder Home Details :

Home Value : $160,000

2 Beds, 2 Baths 1667 sqft Primary Residence Constructed In 2008 with Hardwood Flooring, Membrane Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Carrollton, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
75010 $196,300 $1,080
75007 $167,700 $1,080
75006 $148,800 $1,060

Carrollton Rates & Quotes Analysis:

Carrollton Area Estimated House Insurance
Eastwick Ln, Malvern Dr, Tree Farm Dr, Barnhill Dr, Bridle Bend Trl, Tiburon Dr, Stoneview Ct, International Pkwy, Mockingbird Dr, Tanbark Dr$1,225
Caroline Ct, Wayfarer Dr, Kings Isle Dr, Meredith Ln, Macgregor Dr, Watch Hill Dr, Fairglen Dr, Riviera Dr, Anglebluff Pl, Albany Dr$1,208
Glenshire Dr, Gallant Fox Ln, Breakwater Ln, Steeplechase Dr, Shamrock Ln, Bridle Bend Ct, Burningtree Ln, Blackhawk Dr, Grasmere Dr, Lockheed St$1,216
Chippewa Dr, Piper St, Stone Meadow Dr, Bedrock Dr, Curtis St, Triple Crown Ln, Gillingham Dr, Hudson Dr, Leeward Ln, Manor Lane Ct$1,225
Fairchild St, Kelly Ln, Terrace View Ln, Channel Isle Dr, Shetland Rd, Old Shepard Pl, Rocky Ledge Dr, Pebblestone Ln, Marquette Dr, Balcones Dr$1,221

Insurance rates are influenced by a number of factors including:

  • Year Built: 9,409 Homes (20% of total) built between 1970 to 1979 in Carrollton are paying home insurance between $1,715-$1,731 compared to Hebron (+$111), Addison (+$92), Coppell (+$96), Farmers Branch (-$21) and Lewisville (-$14).
  • Bedrooms: 9,848 2 bedrooms homes (21% of total homes ) in Carrollton are paying about $646 compared to Hebron (+$41), Addison (+$35), Coppell (+$36), Farmers Branch (-$8) and Lewisville (-$6).
  • Auto Insurance Bundling: 7,079 Households (25% of all households) in Carrollton have 3 or more vehicles available and when it is bundled with home insurance you can save $264 in contrast with Hebron ($281), Addison ($278), Farmers Branch ($261).
  • Senior Discounts: 9,877 seniors (more than 55 years) occupied housing units (35% of total) in Carrollton get discounts between $158 to $160 and varies from Hebron ($168), Addison ($167), Farmers Branch ($156).
  • New Homes discounts: New homes such as the 15,353 homes built between 2000 to 2009 in Carrollton can save $211 and similar new home insurance discounts in nearby towns and cities like Hebron, Addison and Farmers Branch are $225, $223 and $209 respectively.

Carrollton Homeowners insurance Facts

  • Carrollton, TX has 27,722 owner occupied houses which is 64.1% of all units whereas Hebron, Addison and Farmers Branch have 68.14%, 25.54% and 61.95% respectively.
  • Carrollton, TX homeowners yearly insurance price at $1,058 is 0.63% of the typical house value of $167,300 which is in contrast with 0.39% in Hebron, 0.41% at Addison & 0.72% in Farmers Branch.
  • Homeowners in Carrollton, TX pay 1.41% of their income ($75,000 or more) in insurance whereas homeowners in Hebron, Addison and Farmers Branch pay 1.5%, 1.49% and 1.39% respectively.
  • Carrollton, TX’s insurance is 5.3% of monthly housing costs of $1,678/month, for owners with a mortgage compared to 3.85% in Hebron, 4.44% at Addison & 6.05% in Farmers Branch. But, for households without a mortgage, insurance is 13.5% of costs ($651 in Carrollton, TX) in contrast with 17.87% in Hebron, 12.21% at Addison & 16.59% in Farmers Branch.

Carrollton, TX Home Values & Insurance rates

For example, insurance for 4,603 Homes (17.0% of total homes ) valued between $125,000 to $149,999 in Carrollton, TX is about $867. Rates in nearby areas in such as Addison, Coppell, The Colony are cheaper by $299, $309, $154 respectively while Farmers Branch and Lewisville are costlier by $115 and $77 respectively for similar homes.

Carrollton, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 554 2.0% $148
$80,000 to $89,999 465 1.0% $529
$90,000 to $99,999 738 2.0% $592
$100,000 to $124,999 3,549 13.0% $687
$125,000 to $149,999 4,603 17.0% $867
$150,000 to $174,999 5,044 18.0% $1026
$175,000 to $199,999 3,497 12.0% $1184
$200,000 to $249,999 4,302 15.0% $1417
$250,000 to $299,999 2,170 8.0% $1735
$300,000 to $399,999 1,616 5.0% $2211

Renters Insurance in Carrollton

  • Average Renters Insurance in Carrollton :  $167($13/month)

  • Median Gross Rent in Carrollton :  $961

  • Carrollton Renters Insurance to Median Rent Ratio:  1.35%

  • Renter occupied housing units in Carrollton :  15,509

Carrollton Renters Insurance as a Percentage of Rent

Carrollton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 2,592 17.0% $1916
$750 to $999 5,661 37.0% $2666
$1,000 to $1,499 5,365 35.0% $3791
$1,500 or more 1,511 9.0% $5441

Protective device discount in Carrollton Up to :  $25

Claims-free discount in Carrollton Up to :  $33