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Carlsbad, CA Home Values & Insurance Rates

Carlsbad, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 252 4.0% $26
$60,000 to $69,999 92 1.0% $66
$100,000 to $124,999 133 2.0% $113
$125,000 to $149,999 73 1.0% $146
$150,000 to $174,999 216 4.0% $173
$175,000 to $199,999 196 3.0% $199
$200,000 to $249,999 540 10.0% $239
$250,000 to $299,999 668 12.0% $293
$300,000 to $399,999 3,075 57.0% $372

Carlsbad Renters Insurance as a Percentage of Rent

Carlsbad Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 188 1.0% $1214
$500 to $749 287 1.0% $1889
$750 to $999 1,296 8.0% $2639
$1,000 to $1,499 4,513 31.0% $3764
$1,500 or more 8,091 56.0% $5414

Example Carlsbad Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersAllstate
Monthly Premium 38114219
Year Built 200719951985
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$400000-$500000More than 10000000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Carlsbad, CA

Home Insurance Company Near Carlsbad, CA Homeowners Insurance Agency Near Carlsbad, CA Address Distance from Carlsbad, CA (miles)
State Farm Andy Popka 9823 Campo Rd, Spring Valley, CA, 91977-1418 31.2
State Farm Bruce Anderson 871 Harold Pl, Chula Vista, CA, 91914-4512 37.6
Travelers Pacific Edge Insurance Agency 2850 PIO PICO DR STE E, CARLSBAD, CA, 92008 4.6
Allstate Philip Mullane 3555 Rosecrans St Ste 202, San Diego, CA, 92110 26.2
Liberty Mutual Independent Willis Ins Svcs Of Ca Inc 4250 EXECUTIVE SQ STE 250, LA JOLLA, CA, 92037 17.7


Estimated Home Insurance By Street Area Near Carlsbad, CA

Carlsbad Area Estimated House Insurance
Rancho la Presa, Kingston St, Chelsea Ln, Mac Arthur Ave, Solano St, Orion Way, Corte del Cruce, Eagle Dr, Heath Ct, Countryside Dr$639
Primrose Way, Condor Ct, Sagewood Way, Orange Blossom Way, Via Bella Monica, Anchor Way, Terraza Ribera, Citracado Cir, Cam de la Mitra, Vis Tierra$None
Paseo del Lago Dr, Foxglove Vw, St James Ct, Las Montanas, Via Roswitha, Melaleuca Ave, Delaney Ct, Cam Vida Roble, Pso Verde, Cousteau Ct$688
Lotus Blossom St, Coastview Ct, Mountain Pass Cir, Regatta Rd, Altisma Way, Pso Tienda, Torry Ct, Sitio Vaquero, Dove Hollow Ct, Corte Sasafras$655
Sitio Caucho, Ave la Cima, Rim Ct, Via Clemente, Acorn Rd, Blenkarne Dr, Sequoia Ave, Delgado Pl, Rancho Pancho, la Milla$656
la Golondrina St, Rancho Quartillo, Ave Diestro, Corte Tiburon, Paradise Rd, Grey Hawk Ct, Camden Dr, Feldspar Pl, Ave la Posta, First Light Rd$669
San Lucas, Via Astuto, Prism, Pascal Ct, Rockport Ct, Argosy Ln, Sereno Ct, Bluebonnet Dr, Sparta Dr, Alder Ave$692
Simsbury Ct, Corte Vera Cruz, Whitesail St, Bulrush Ct, Reeve Rd, Via Cancion, Weatherwood Cir, Cole Ranch Rd, Fieldstone Ln, Golden Star Ln$None
Seahorse Ct, Layang Layang Cir, Charter Oak Dr, Locust Ave, Donna Ct, Harrison St, Via Monte Verde, Shore View Ln, el Perico Ln, Mariner St$671
Carnation Ct, Spinnaker St, Moon Field Dr, la Bonita Dr, Rancho Carrizo, Monserrat Way, Sitio Frontera, Citrine, Brooks Way, Madera Ct$651

Carlsbad, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Carlsbad Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,700$13,200
Net Savings to Carlsbad Home Owner from High Deductible Plan $500

Carlsbad, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Carlsbad, CA Home Replacement Value MORE than Home Value Carlsbad, CA Home Replacement Value LESS than Home Value
Replacement Value $921,500 $681,500
Insurance Premium based on Replacement Value $2,575 $1,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $120,000 Risk Exposure from Under Insuring Coverage is $120,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $350/year